Profit & Loss account of South Indian Bank (in Rs. Cr.) |
Mar 20 |
Mar 19 |
Mar 18 |
Mar 17 |
Mar 16 |
|
|
12 mths |
12 mths |
12 mths |
12 mths |
12 mths |
|
INCOME |
|
|
|
|
|
|
Interest / Discount on Advances / Bills |
6,159.17 |
5,396.44 |
4,769.18 |
4,447.42 |
4,363.59 |
|
Income from Investments |
1,391.06 |
1,286.14 |
1,269.50 |
1,233.48 |
1,007.78 |
|
Interest on Balance with RBI and Other Inter-Bank funds |
39.97 |
35.52 |
19.07 |
24.04 |
28.77 |
|
Others |
173.60 |
158.42 |
135.06 |
142.15 |
157.05 |
|
Total Interest Earned |
7,763.80 |
6,876.52 |
6,192.81 |
5,847.08 |
5,557.20 |
|
Other Income |
1,045.75 |
726.21 |
837.24 |
715.56 |
517.42 |
|
Total Income |
8,809.55 |
7,602.74 |
7,030.06 |
6,562.65 |
6,074.62 |
|
EXPENDITURE |
|
|
|
|
|
|
Interest Expended |
5,446.30 |
4,856.82 |
4,227.29 |
4,171.65 |
4,047.50 |
|
Payments to and Provisions for Employees |
941.35 |
821.43 |
713.22 |
676.52 |
692.25 |
|
Depreciation |
77.70 |
69.64 |
63.73 |
65.38 |
67.03 |
|
Operating Expenses (excludes Employee Cost & Depreciation) |
698.56 |
615.87 |
545.03 |
434.51 |
388.56 |
|
Total Operating Expenses |
1,717.61 |
1,506.93 |
1,321.98 |
1,176.40 |
1,147.84 |
|
Provision Towards Income Tax |
86.14 |
139.35 |
142.28 |
198.92 |
143.07 |
|
Provision Towards Deferred Tax |
-41.18 |
-6.38 |
22.72 |
8.80 |
33.33 |
|
Other Provisions and Contingencies |
1,496.09 |
858.48 |
980.90 |
614.37 |
369.61 |
|
Total Provisions and Contingencies |
1,541.05 |
991.45 |
1,145.90 |
822.09 |
546.01 |
|
Total Expenditure |
8,704.96 |
7,355.20 |
6,695.16 |
6,170.14 |
5,741.36 |
|
Net Profit / Loss for The Year |
104.59 |
247.53 |
334.89 |
392.50 |
333.27 |
|
Net Profit / Loss After EI & Prior Year Items |
104.59 |
247.53 |
334.89 |
392.50 |
333.27 |
|
Profit / Loss Brought Forward |
276.73 |
354.03 |
355.66 |
173.71 |
95.23 |
|
Total Profit / Loss available for Appropriations |
381.32 |
601.57 |
690.55 |
566.21 |
428.49 |
|
APPROPRIATIONS |
|
|
|
|
|
|
Transfer To / From Statutory Reserve |
26.15 |
61.89 |
83.73 |
98.13 |
83.32 |
|
Transfer To / From Capital Reserve |
174.68 |
36.37 |
29.88 |
39.55 |
24.53 |
|
Transfer To / From Revenue And Other Reserves |
0.00 |
47.17 |
50.00 |
50.00 |
50.00 |
|
Dividend and Dividend Tax for The Previous Year |
54.54 |
0.00 |
86.36 |
0.00 |
0.00 |
|
Equity Share Dividend |
0.00 |
72.38 |
0.00 |
0.00 |
67.52 |
|
Tax On Dividend |
0.00 |
14.88 |
0.00 |
0.00 |
13.74 |
|
Balance Carried Over To Balance Sheet |
125.95 |
276.73 |
354.03 |
355.66 |
173.71 |
|
Total Appropriations |
381.32 |
601.57 |
690.55 |
566.21 |
428.49 |
|
OTHER INFORMATION |
|
|
|
|
|
|
EARNINGS PER SHARE |
|
|
|
|
|
|
Basic EPS (Rs.) |
0.58 |
1.37 |
1.86 |
2.61 |
2.47 |
|
Diluted EPS (Rs.) |
0.58 |
1.37 |
1.85 |
2.61 |
2.47 |
|
DIVIDEND PERCENTAGE |
|
|
|
|
|
|
Equity Dividend Rate (%) |
0.00 |
25.00 |
40.00 |
40.00 |
50.00 |
|
Source : Dion Global Solutions Limited