Nine Months Results of South Indian Bank (in Rs. Cr.) |
Dec '20 |
Dec '19 |
Dec '18 |
Dec '17 |
Dec '16 |
|
Interest Earned |
|
|
|
|
|
|
(a) Int. /Disc. on Adv/Bills |
4,430.82 |
4,614.10 |
3,983.63 |
3,544.65 |
3,351.59 |
|
(b) Income on Investment |
993.02 |
1,043.39 |
958.03 |
947.62 |
899.55 |
|
(c) Int. on balances With RBI |
32.41 |
32.95 |
24.43 |
14.28 |
14.57 |
|
(d) Others |
141.43 |
125.69 |
119.49 |
97.28 |
110.66 |
|
Other Income |
795.00 |
651.54 |
490.56 |
658.58 |
577.85 |
|
EXPENDITURE |
|
|
|
|
|
|
Interest Expended |
3,751.29 |
4,094.39 |
3,565.24 |
3,130.51 |
3,140.04 |
|
Employees Cost |
914.46 |
696.34 |
609.52 |
519.91 |
510.32 |
|
Other Expenses |
531.82 |
564.72 |
489.95 |
442.08 |
370.07 |
|
Depreciation |
-- |
-- |
-- |
-- |
-- |
|
Operating Profit before Provisions and contingencies |
1,195.11 |
1,112.22 |
911.43 |
1,169.91 |
933.79 |
|
Provisions And Contingencies |
1,118.96 |
772.29 |
639.33 |
832.27 |
449.07 |
|
Exceptional Items |
-- |
-- |
-- |
-- |
-- |
|
P/L Before Tax |
76.15 |
339.93 |
272.10 |
337.64 |
484.72 |
|
Tax |
21.03 |
91.65 |
95.08 |
116.85 |
167.76 |
|
P/L After Tax from Ordinary Activities |
55.12 |
248.28 |
177.02 |
220.79 |
316.96 |
|
Prior Year Adjustments |
-- |
-- |
-- |
-- |
-- |
|
Extra Ordinary Items |
-- |
-- |
-- |
-- |
-- |
|
Net Profit/(Loss) For the Period |
55.12 |
248.28 |
177.02 |
220.79 |
316.96 |
|
Equity Share Capital |
180.97 |
180.97 |
180.97 |
180.58 |
135.17 |
|
Reserves Excluding Revaluation Reserves |
-- |
-- |
-- |
-- |
-- |
|
Equity Dividend Rate (%) |
-- |
-- |
-- |
-- |
-- |
|
ANALYTICAL RATIOS |
|
|
|
|
|
|
a) % of Share by Govt. |
-- |
-- |
-- |
-- |
-- |
|
b) Capital Adequacy Ratio - Basel -I |
-- |
-- |
-- |
-- |
-- |
|
c) Capital Adequacy Ratio - Basel -II |
-- |
-- |
-- |
-- |
-- |
|
EPS Before Extra Ordinary |
|
|
|
|
|
|
Basic EPS |
0.30 |
1.37 |
0.98 |
1.22 |
2.35 |
|
Diluted EPS |
0.30 |
1.37 |
0.98 |
1.22 |
2.34 |
|
EPS After Extra Ordinary |
|
|
|
|
|
|
Basic EPS. |
0.30 |
1.37 |
0.98 |
1.22 |
2.35 |
|
Diluted EPS. |
0.30 |
1.37 |
0.98 |
1.22 |
2.34 |
|
NPA Ratios |
|
|
|
|
|
|
i) Gross NPA |
3,103.45 |
3,243.69 |
2,930.00 |
1,774.59 |
1,786.98 |
|
ii) Net NPA |
1,305.03 |
2,211.88 |
2,099.67 |
1,210.83 |
1,115.66 |
|
i) % of Gross NPA |
4.90 |
4.96 |
4.88 |
3.40 |
3.98 |
|
ii) % of Net NPA |
2.12 |
3.44 |
3.54 |
2.35 |
2.52 |
|
Return on Assets % |
0.07 |
0.35 |
0.28 |
0.39 |
0.63 |
|
Public Share Holding |
|
|
|
|
|
|
No Of Shares (Crores) |
-- |
-- |
-- |
-- |
-- |
|
Share Holding (%) |
-- |
-- |
-- |
-- |
-- |
|
Promoters and Promoter Group Shareholding |
|
|
|
|
|
|
a) Pledged/Encumbered |
|
|
|
|
|
|
- Number of shares (Crores) |
-- |
-- |
-- |
-- |
-- |
|
- Per. of shares (as a % of the total sh. of prom. and promoter group) |
-- |
-- |
-- |
-- |
-- |
|
- Per. of shares (as a % of the total Share Cap. of the company) |
-- |
-- |
-- |
-- |
-- |
|
b) Non-encumbered |
|
|
|
|
|
|
- Number of shares (Crores). |
-- |
-- |
-- |
-- |
-- |
|
- Per. of shares (as a % of the total sh. of prom. and promoter group). |
-- |
-- |
-- |
-- |
-- |
|
- Per. of shares (as a % of the total Share Cap. of the company). |
-- |
-- |
-- |
-- |
-- |
|
Source : Dion Global Solutions Limited