| Key Financial Ratios of RBL Bank (in Rs. Cr.) |
Mar 22 |
Mar 21 |
Mar 20 |
Mar 19 |
Mar 18 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
-1.25 |
9.35 |
11.16 |
20.47 |
15.79 |
|
| Diluted EPS (Rs.) |
-1.25 |
9.28 |
11.10 |
20.04 |
15.18 |
|
| Cash EPS (Rs.) |
1.49 |
11.14 |
12.66 |
23.17 |
17.21 |
|
| Book Value [Excl. Reval Reserve]/Share (Rs.) |
210.47 |
211.73 |
208.02 |
176.85 |
159.25 |
|
| Book Value [Incl. Reval Reserve]/Share (Rs.) |
210.47 |
211.74 |
208.04 |
176.87 |
159.27 |
|
| Dividend/Share (Rs.) |
0.00 |
0.00 |
1.50 |
2.70 |
2.10 |
|
| Operating Revenue / Share (Rs.) |
136.37 |
137.36 |
167.38 |
147.66 |
107.41 |
|
| Net Profit/Share (Rs.) |
-1.25 |
8.49 |
9.94 |
20.32 |
15.13 |
|
| Per Employee Ratios |
|
|
|
|
|
|
| Interest Income/ Employee (Rs.) |
9,079,164.80 |
10,509,904.04 |
11,791,132.95 |
10,783,346.40 |
8,456,970.92 |
|
| Net Profit/ Employee (Rs.) |
-82,993.11 |
649,672.34 |
700,282.09 |
1,483,742.77 |
1,191,535.27 |
|
| Business/ Employee (Rs.) |
154,390,161.91 |
168,556,527.89 |
160,408,908.18 |
192,884,919.73 |
157,917,641.46 |
|
| Per Branch Ratios |
|
|
|
|
|
|
| Interest Income/ Branch (Rs.) |
162,864,300.80 |
188,840,022.99 |
220,579,717.62 |
194,466,336.42 |
170,096,811.32 |
|
| Net Profit/ Branches (Rs.) |
-1,488,751.00 |
11,673,193.10 |
13,100,354.92 |
26,757,743.83 |
23,965,596.23 |
|
| Business/ Branches (Rs.) |
2,769,488,860.56 |
3,028,592,694.25 |
3,000,810,170.98 |
3,478,477,117.28 |
3,176,230,298.11 |
|
| Key Performance Ratios |
|
|
|
|
|
|
| ROCE (%) |
2.67 |
3.18 |
3.22 |
2.49 |
2.22 |
|
| CASA (%) |
35.28 |
31.81 |
29.60 |
24.98 |
24.32 |
|
| Net Profit Margin (%) |
-0.91 |
6.18 |
5.93 |
13.75 |
14.08 |
|
| Operating Profit Margin (%) |
-29.54 |
-18.86 |
-16.49 |
-9.13 |
-9.60 |
|
| Return on Assets (%) |
-0.07 |
0.50 |
0.56 |
1.07 |
1.02 |
|
| Return on Equity / Networth (%) |
-0.59 |
4.01 |
4.77 |
11.48 |
9.50 |
|
| Net Interest Margin (X) |
3.79 |
3.76 |
4.07 |
3.16 |
2.85 |
|
| Cost to Income (%) |
61.25 |
51.96 |
48.29 |
40.22 |
39.44 |
|
| Interest Income/Total Assets (%) |
7.69 |
8.16 |
9.56 |
7.84 |
7.28 |
|
| Non-Interest Income/Total Assets (%) |
2.20 |
2.04 |
2.14 |
1.79 |
1.72 |
|
| Operating Profit/Total Assets (%) |
-2.27 |
-1.54 |
-1.57 |
-0.71 |
-0.70 |
|
| Operating Expenses/Total Assets (%) |
3.41 |
2.73 |
3.13 |
2.54 |
2.43 |
|
| Interest Expenses/Total Assets (%) |
3.90 |
4.39 |
5.48 |
4.68 |
4.43 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Rs. Cr) |
84,788.17 |
90,051.38 |
75,304.37 |
94,460.83 |
70,588.31 |
|
| EV Per Net Sales (X) |
10.37 |
10.96 |
8.84 |
14.99 |
15.66 |
|
| Price To Book Value (X) |
0.62 |
0.98 |
0.65 |
3.85 |
2.99 |
|
| Price To Sales (X) |
0.95 |
1.51 |
0.81 |
4.61 |
4.44 |
|
| Retention Ratios (%) |
100.00 |
100.00 |
62.07 |
89.76 |
89.24 |
|
| Earnings Yield (X) |
-0.01 |
0.04 |
0.07 |
0.03 |
0.03 |
|
Source : Dion Global Solutions Limited
