Half Yearly Results of RBL Bank (in Rs. Cr.) |
Sep '20 |
Mar '20 |
Sep '19 |
Mar '19 |
Sep '18 |
|
Interest Earned |
|
|
|
|
|
|
(a) Int. /Disc. on Adv/Bills |
3,446.18 |
3,567.95 |
3,338.85 |
2,799.05 |
2,250.78 |
|
(b) Income on Investment |
667.56 |
693.41 |
679.28 |
571.22 |
522.22 |
|
(c) Int. on balances With RBI |
183.32 |
93.20 |
98.22 |
69.44 |
41.80 |
|
(d) Others |
15.19 |
11.00 |
32.47 |
33.34 |
12.85 |
|
Other Income |
789.54 |
987.51 |
922.74 |
783.29 |
659.08 |
|
EXPENDITURE |
|
|
|
|
|
|
Interest Expended |
2,338.88 |
2,421.93 |
2,462.81 |
2,079.25 |
1,681.98 |
|
Employees Cost |
427.66 |
387.83 |
380.60 |
332.26 |
303.91 |
|
Other Expenses |
925.77 |
1,046.30 |
973.53 |
786.37 |
619.47 |
|
Depreciation |
-- |
-- |
-- |
-- |
-- |
|
Operating Profit before Provisions and contingencies |
1,409.48 |
1,497.01 |
1,254.62 |
1,058.46 |
881.37 |
|
Provisions And Contingencies |
1,025.73 |
1,252.37 |
746.48 |
360.65 |
280.03 |
|
Exceptional Items |
-- |
-- |
-- |
-- |
-- |
|
P/L Before Tax |
383.75 |
244.64 |
508.14 |
697.81 |
601.34 |
|
Tax |
98.37 |
60.33 |
186.78 |
225.44 |
206.76 |
|
P/L After Tax from Ordinary Activities |
285.38 |
184.31 |
321.36 |
472.37 |
394.58 |
|
Prior Year Adjustments |
-- |
-- |
-- |
-- |
-- |
|
Extra Ordinary Items |
-- |
-- |
-- |
-- |
-- |
|
Net Profit/(Loss) For the Period |
285.38 |
184.31 |
321.36 |
472.37 |
394.58 |
|
Equity Share Capital |
509.18 |
508.70 |
430.59 |
426.71 |
430.77 |
|
Reserves Excluding Revaluation Reserves |
-- |
-- |
-- |
-- |
-- |
|
Equity Dividend Rate (%) |
-- |
-- |
-- |
-- |
-- |
|
ANALYTICAL RATIOS |
|
|
|
|
|
|
a) % of Share by Govt. |
-- |
-- |
-- |
-- |
-- |
|
b) Capital Adequacy Ratio - Basel -I |
-- |
-- |
-- |
-- |
-- |
|
c) Capital Adequacy Ratio - Basel -II |
-- |
-- |
-- |
-- |
-- |
|
EPS Before Extra Ordinary |
|
|
|
|
|
|
Basic EPS |
5.61 |
3.62 |
7.50 |
-- |
9.36 |
|
Diluted EPS |
5.60 |
-- |
7.42 |
-- |
9.14 |
|
EPS After Extra Ordinary |
|
|
|
|
|
|
Basic EPS. |
5.61 |
3.62 |
7.50 |
-- |
9.36 |
|
Diluted EPS. |
5.60 |
-- |
7.42 |
-- |
9.14 |
|
NPA Ratios : |
|
|
|
|
|
|
i) Gross NPA |
1,911.72 |
2,136.52 |
1,539.10 |
754.62 |
644.97 |
|
ii) Net NPA |
775.77 |
1,189.37 |
912.30 |
372.74 |
338.55 |
|
i) % of Gross NPA |
3.34 |
3.62 |
2.60 |
1.38 |
1.40 |
|
ii) % of Net NPA |
1.38 |
2.05 |
1.56 |
0.69 |
0.74 |
|
Return on Assets % |
0.61 |
0.52 |
0.77 |
1.27 |
1.26 |
|
Public Share Holding |
|
|
|
|
|
|
No Of Shares (Crores) |
-- |
-- |
-- |
-- |
-- |
|
Share Holding (%) |
-- |
-- |
-- |
-- |
-- |
|
Promoters and Promoter Group Shareholding |
|
|
|
|
|
|
a) Pledged/Encumbered |
|
|
|
|
|
|
- Number of shares (Crores) |
-- |
-- |
-- |
-- |
-- |
|
- Per. of shares (as a % of the total sh. of prom. and promoter group) |
-- |
-- |
-- |
-- |
-- |
|
- Per. of shares (as a % of the total Share Cap. of the company) |
-- |
-- |
-- |
-- |
-- |
|
b) Non-encumbered |
|
|
|
|
|
|
- Number of shares (Crores). |
-- |
-- |
-- |
-- |
-- |
|
- Per. of shares (as a % of the total sh. of prom. and promoter group). |
-- |
-- |
-- |
-- |
-- |
|
- Per. of shares (as a % of the total Share Cap. of the company). |
-- |
-- |
-- |
-- |
-- |
|
Source : Dion Global Solutions Limited