| Key Financial Ratios of RBL Bank (in Rs. Cr.) |
Mar 20 |
Mar 19 |
Mar 18 |
Mar 17 |
Mar 16 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
11.16 |
20.47 |
15.79 |
12.59 |
9.60 |
|
| Diluted EPS (Rs.) |
11.10 |
20.04 |
15.18 |
11.80 |
9.43 |
|
| Cash EPS (Rs.) |
12.66 |
23.17 |
17.21 |
13.53 |
10.50 |
|
| Book Value [Excl. Reval Reserve]/Share (Rs.) |
208.02 |
176.85 |
159.25 |
115.53 |
92.02 |
|
| Book Value [Incl. Reval Reserve]/Share (Rs.) |
208.04 |
176.87 |
159.27 |
115.55 |
92.02 |
|
| Dividend/Share (Rs.) |
1.50 |
2.70 |
2.10 |
1.80 |
1.50 |
|
| Operating Revenue / Share (Rs.) |
167.38 |
147.66 |
107.41 |
98.96 |
84.51 |
|
| Net Profit/Share (Rs.) |
9.94 |
20.32 |
15.13 |
11.89 |
9.01 |
|
| Per Employee Ratios |
|
|
|
|
|
|
| Interest Income/ Employee (Rs.) |
11,791,132.95 |
10,783,346.40 |
8,456,970.92 |
7,574,782.74 |
7,089,400.67 |
|
| Net Profit/ Employee (Rs.) |
700,282.09 |
1,483,742.77 |
1,191,535.27 |
909,925.54 |
755,579.95 |
|
| Business/ Employee (Rs.) |
160,408,908.18 |
192,884,919.73 |
157,917,641.46 |
130,634,699.10 |
117,741,498.32 |
|
| Per Branch Ratios |
|
|
|
|
|
|
| Interest Income/ Branch (Rs.) |
220,579,717.62 |
194,466,336.42 |
170,096,811.32 |
155,362,280.33 |
139,304,923.86 |
|
| Net Profit/ Branches (Rs.) |
13,100,354.92 |
26,757,743.83 |
23,965,596.23 |
18,662,991.63 |
14,846,954.31 |
|
| Business/ Branches (Rs.) |
3,000,810,170.98 |
3,478,477,117.28 |
3,176,230,298.11 |
2,679,377,803.35 |
2,313,590,558.38 |
|
| Key Performance Ratios |
|
|
|
|
|
|
| ROCE (%) |
3.22 |
2.49 |
2.22 |
1.96 |
1.43 |
|
| CASA (%) |
29.60 |
24.98 |
24.32 |
21.98 |
18.63 |
|
| Net Profit Margin (%) |
5.93 |
13.75 |
14.08 |
12.01 |
10.65 |
|
| Operating Profit Margin (%) |
9.12 |
21.77 |
22.40 |
22.56 |
22.33 |
|
| Return on Assets (%) |
0.56 |
1.07 |
1.02 |
0.91 |
0.74 |
|
| Return on Equity / Networth (%) |
4.77 |
11.48 |
9.50 |
10.29 |
9.78 |
|
| Net Interest Margin (X) |
4.07 |
3.16 |
2.85 |
2.50 |
2.09 |
|
| Cost to Income (%) |
50.33 |
51.28 |
53.04 |
53.43 |
58.58 |
|
| Interest Income/Total Assets (%) |
9.56 |
7.84 |
7.28 |
7.62 |
7.00 |
|
| Non-Interest Income/Total Assets (%) |
2.14 |
1.79 |
1.72 |
1.55 |
1.25 |
|
| Operating Profit/Total Assets (%) |
-1.57 |
-0.71 |
-0.70 |
-0.63 |
-0.50 |
|
| Operating Expenses/Total Assets (%) |
3.13 |
2.54 |
2.43 |
2.17 |
1.95 |
|
| Interest Expenses/Total Assets (%) |
5.48 |
4.68 |
4.43 |
5.11 |
4.91 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Rs. Cr) |
75,304.37 |
94,460.83 |
70,588.31 |
58,162.46 |
0.00 |
|
| EV Per Net Sales (X) |
8.84 |
14.99 |
15.66 |
15.66 |
0.00 |
|
| Price To Book Value (X) |
0.65 |
3.85 |
2.99 |
4.28 |
0.00 |
|
| Price To Sales (X) |
0.81 |
4.61 |
4.44 |
4.99 |
0.00 |
|
| Retention Ratios (%) |
62.07 |
89.76 |
89.24 |
100.00 |
83.32 |
|
| Earnings Yield (X) |
0.07 |
0.03 |
0.03 |
0.02 |
0.00 |
|
Source : Dion Global Solutions Limited
