| Balance Sheet of Karnataka Bank (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| |
12 mths |
12 mths |
12 mths |
12 mths |
12 mths |
|
| EQUITIES AND LIABILITIES |
|
|
|
|
|
|
| SHAREHOLDER'S FUNDS |
|
|
|
|
|
|
| Equity Share Capital |
377.95 |
377.26 |
312.35 |
311.17 |
310.88 |
|
| Total Share Capital |
377.95 |
377.26 |
312.35 |
311.17 |
310.88 |
|
| Revaluation Reserve |
0.00 |
504.82 |
510.44 |
458.95 |
465.34 |
|
| Reserves and Surplus |
11,707.37 |
9,966.42 |
7,390.57 |
6,324.60 |
5,866.14 |
|
| Total Reserves and Surplus |
11,707.37 |
10,471.24 |
7,901.01 |
6,783.56 |
6,331.48 |
|
| Total ShareHolders Funds |
12,085.32 |
10,848.50 |
8,213.36 |
7,094.73 |
6,642.36 |
|
| Deposits |
104,807.49 |
98,057.83 |
87,368.01 |
80,386.85 |
75,654.86 |
|
| Borrowings |
1,940.55 |
4,399.53 |
1,562.72 |
2,313.84 |
1,764.88 |
|
| Other Liabilities and Provisions |
2,128.42 |
2,778.71 |
1,914.25 |
2,245.14 |
1,519.24 |
|
| Total Capital and Liabilities |
120,961.78 |
116,084.57 |
99,058.34 |
92,040.55 |
85,581.34 |
|
| ASSETS |
|
|
|
|
|
|
| Cash and Balances with Reserve Bank of India |
7,525.73 |
7,656.07 |
5,204.23 |
3,957.22 |
4,866.15 |
|
| Balances with Banks Money at Call and Short Notice |
458.58 |
336.67 |
955.23 |
479.54 |
449.42 |
|
| Investments |
24,536.51 |
24,302.05 |
23,326.37 |
22,041.00 |
21,635.19 |
|
| Advances |
76,541.48 |
71,508.64 |
59,951.62 |
56,783.14 |
51,693.70 |
|
| Fixed Assets |
990.54 |
914.64 |
875.22 |
818.16 |
837.85 |
|
| Other Assets |
10,908.94 |
11,366.50 |
8,745.66 |
7,961.50 |
6,099.04 |
|
| Total Assets |
120,961.78 |
116,084.57 |
99,058.34 |
92,040.55 |
85,581.34 |
|
| OTHER ADDITIONAL INFORMATION |
|
|
|
|
|
|
| Number of Branches |
0.00 |
921.00 |
901.00 |
877.00 |
859.00 |
|
| Number of Employees |
0.00 |
8,907.00 |
8,652.00 |
8,520.00 |
8,421.00 |
|
| Capital Adequacy Ratios (%) |
19.85 |
18.00 |
17.45 |
15.66 |
14.85 |
|
| KEY PERFORMANCE INDICATORS |
|
|
|
|
|
|
| Tier 1 (%) |
0.00 |
16.17 |
14.18 |
12.65 |
12.34 |
|
| Tier 2 (%) |
0.00 |
1.83 |
3.27 |
3.01 |
2.51 |
|
| ASSETS QUALITY |
|
|
|
|
|
|
| Gross NPA |
2,402.08 |
2,578.42 |
2,292.91 |
2,250.82 |
2,588.41 |
|
| Gross NPA (%) |
3.08 |
3.53 |
3.74 |
3.90 |
5.00 |
|
| Net NPA |
1,004.55 |
1,129.18 |
1,021.27 |
1,376.97 |
1,642.09 |
|
| Net NPA (%) |
1.31 |
1.58 |
1.70 |
2.42 |
3.18 |
|
| Net NPA To Advances (%) |
1.05 |
1.58 |
1.70 |
2.42 |
3.00 |
|
| CONTINGENT LIABILITIES, COMMITMENTS |
|
|
|
|
|
|
| Bills for Collection |
0.00 |
2,581.43 |
2,773.08 |
2,485.73 |
2,378.63 |
|
| Contingent Liabilities |
0.00 |
13,136.36 |
10,102.40 |
9,656.99 |
8,387.49 |
|
Source : Dion Global Solutions Limited
