| Balance Sheet of Jammu and Kashmir Bank (in Rs. Cr.) |
Mar 20 |
Mar 19 |
Mar 18 |
Mar 17 |
Mar 16 |
|
| |
12 mths |
12 mths |
12 mths |
12 mths |
12 mths |
|
| EQUITIES AND LIABILITIES |
|
|
|
|
|
|
| SHAREHOLDER'S FUNDS |
|
|
|
|
|
|
| Equity Share Capital |
71.36 |
55.70 |
55.70 |
52.15 |
48.49 |
|
| Total Share Capital |
71.36 |
55.70 |
55.70 |
52.15 |
48.49 |
|
| Revaluation Reserve |
996.00 |
605.75 |
620.18 |
0.00 |
0.00 |
|
| Reserves and Surplus |
5,326.12 |
5,964.65 |
5,485.33 |
5,624.35 |
6,375.48 |
|
| Total Reserves and Surplus |
6,322.12 |
6,570.40 |
6,105.51 |
5,624.35 |
6,375.48 |
|
| Total ShareHolders Funds |
6,393.48 |
6,626.10 |
6,161.21 |
5,676.49 |
6,423.98 |
|
| Deposits |
97,788.23 |
89,638.90 |
80,006.50 |
72,463.09 |
69,390.25 |
|
| Borrowings |
2,019.58 |
2,623.96 |
1,628.34 |
1,276.05 |
2,240.00 |
|
| Other Liabilities and Provisions |
2,670.81 |
2,517.34 |
1,891.57 |
2,603.04 |
2,213.84 |
|
| Total Capital and Liabilities |
108,872.10 |
101,406.29 |
89,687.62 |
82,018.67 |
80,268.07 |
|
| ASSETS |
|
|
|
|
|
|
| Cash and Balances with Reserve Bank of India |
2,947.48 |
4,874.97 |
4,328.36 |
3,590.97 |
3,126.74 |
|
| Balances with Banks Money at Call and Short Notice |
6,835.35 |
986.91 |
3,924.52 |
1,794.96 |
76.27 |
|
| Investments |
23,052.24 |
23,160.50 |
18,880.03 |
21,290.89 |
20,353.62 |
|
| Advances |
64,399.07 |
66,271.51 |
56,912.74 |
49,816.11 |
50,193.29 |
|
| Fixed Assets |
2,070.52 |
1,674.69 |
1,614.59 |
1,543.31 |
763.72 |
|
| Other Assets |
9,567.44 |
4,437.71 |
4,027.37 |
3,982.42 |
5,754.44 |
|
| Total Assets |
108,872.10 |
101,406.29 |
89,687.62 |
82,018.67 |
80,268.07 |
|
| OTHER ADDITIONAL INFORMATION |
|
|
|
|
|
|
| Number of Branches |
955.00 |
938.00 |
904.00 |
865.00 |
857.00 |
|
| Number of Employees |
11,740.00 |
10,508.00 |
10,072.00 |
10,022.00 |
984.00 |
|
| Capital Adequacy Ratios (%) |
11.40 |
12.46 |
11.42 |
10.80 |
11.81 |
|
| KEY PERFORMANCE INDICATORS |
|
|
|
|
|
|
| Tier 1 (%) |
9.88 |
10.60 |
9.24 |
8.70 |
10.60 |
|
| Tier 2 (%) |
1.53 |
1.86 |
2.18 |
2.10 |
1.21 |
|
| ASSETS QUALITY |
|
|
|
|
|
|
| Gross NPA |
7,671.63 |
6,221.35 |
6,006.70 |
6,000.01 |
4,368.61 |
|
| Gross NPA (%) |
11.00 |
9.00 |
10.00 |
11.00 |
8.00 |
|
| Net NPA |
2,243.82 |
3,239.61 |
2,791.12 |
24,253.70 |
2,163.95 |
|
| Net NPA (%) |
3.48 |
4.89 |
4.90 |
4.87 |
4.31 |
|
| Net NPA To Advances (%) |
3.00 |
5.00 |
5.00 |
5.00 |
4.00 |
|
| CONTINGENT LIABILITIES, COMMITMENTS |
|
|
|
|
|
|
| Bills for Collection |
1,160.77 |
1,443.66 |
1,193.53 |
1,190.86 |
5,607.64 |
|
| Contingent Liabilities |
5,756.78 |
6,392.54 |
6,988.66 |
7,299.85 |
18,072.94 |
|
Source : Dion Global Solutions Limited
