| Balance Sheet of Indian Overseas Bank (in Rs. Cr.) |
Mar 20 |
Mar 19 |
Mar 18 |
Mar 17 |
Mar 16 |
|
| |
12 mths |
12 mths |
12 mths |
12 mths |
12 mths |
|
| EQUITIES AND LIABILITIES |
|
|
|
|
|
|
| SHAREHOLDER'S FUNDS |
|
|
|
|
|
|
| Equity Share Capital |
16,436.99 |
9,141.65 |
4,890.77 |
2,454.73 |
1,807.27 |
|
| Total Share Capital |
16,436.99 |
9,141.65 |
4,890.77 |
2,454.73 |
1,807.27 |
|
| Revaluation Reserve |
0.00 |
0.00 |
0.00 |
2,165.44 |
2,411.61 |
|
| Reserves and Surplus |
-282.01 |
7,218.23 |
8,383.21 |
9,124.38 |
11,446.94 |
|
| Total Reserves and Surplus |
-282.01 |
7,218.23 |
8,383.21 |
11,289.82 |
13,858.55 |
|
| Total ShareHolders Funds |
16,154.98 |
16,359.88 |
13,273.98 |
13,744.55 |
15,665.82 |
|
| Deposits |
222,951.88 |
222,534.08 |
216,831.81 |
211,342.63 |
224,514.24 |
|
| Borrowings |
5,419.73 |
6,146.04 |
9,228.08 |
16,097.67 |
27,183.31 |
|
| Other Liabilities and Provisions |
16,200.24 |
4,968.36 |
8,634.24 |
5,982.64 |
7,073.40 |
|
| Total Capital and Liabilities |
260,726.83 |
250,008.36 |
247,968.11 |
247,167.49 |
274,436.76 |
|
| ASSETS |
|
|
|
|
|
|
| Cash and Balances with Reserve Bank of India |
3,155.22 |
10,292.53 |
11,579.45 |
11,499.97 |
14,033.49 |
|
| Balances with Banks Money at Call and Short Notice |
20,905.43 |
20,598.97 |
14,965.54 |
11,723.07 |
8,212.74 |
|
| Investments |
79,416.08 |
66,932.27 |
68,645.94 |
71,549.19 |
79,189.55 |
|
| Advances |
121,333.41 |
132,597.63 |
132,488.82 |
140,458.62 |
160,860.67 |
|
| Fixed Assets |
3,127.34 |
3,336.90 |
2,893.43 |
3,054.33 |
3,270.46 |
|
| Other Assets |
32,789.35 |
16,250.05 |
17,394.93 |
8,882.31 |
8,869.84 |
|
| Total Assets |
260,726.83 |
250,008.36 |
247,968.11 |
247,167.49 |
274,436.76 |
|
| OTHER ADDITIONAL INFORMATION |
|
|
|
|
|
|
| Number of Branches |
3,270.00 |
3,280.00 |
3,332.00 |
3,373.00 |
3,397.00 |
|
| Number of Employees |
24,857.00 |
26,354.00 |
27,936.00 |
29,806.00 |
31,846.00 |
|
| Capital Adequacy Ratios (%) |
10.72 |
10.21 |
9.25 |
10.50 |
9.66 |
|
| KEY PERFORMANCE INDICATORS |
|
|
|
|
|
|
| Tier 1 (%) |
8.21 |
7.85 |
7.17 |
8.21 |
7.75 |
|
| Tier 2 (%) |
2.51 |
2.36 |
2.09 |
2.28 |
1.92 |
|
| ASSETS QUALITY |
|
|
|
|
|
|
| Gross NPA |
19,912.70 |
333.98 |
38,180.15 |
35,098.26 |
30,048.62 |
|
| Gross NPA (%) |
15.00 |
22.00 |
25.00 |
22.00 |
17.00 |
|
| Net NPA |
6,602.80 |
143.68 |
20,399.66 |
19,749.00 |
19,212.57 |
|
| Net NPA (%) |
5.44 |
10.81 |
15.33 |
13.99 |
11.89 |
|
| Net NPA To Advances (%) |
5.00 |
11.00 |
15.00 |
14.00 |
12.00 |
|
| CONTINGENT LIABILITIES, COMMITMENTS |
|
|
|
|
|
|
| Bills for Collection |
15,348.25 |
15,203.63 |
15,239.38 |
14,109.56 |
34,982.22 |
|
| Contingent Liabilities |
71,030.57 |
56,648.72 |
58,366.45 |
82,436.55 |
94,982.07 |
|
Source : Dion Global Solutions Limited
