| Balance Sheet of Indian Overseas Bank (in Rs. Cr.) |
Mar 15 |
Mar 14 |
Mar 13 |
Mar 12 |
Mar 11 |
|
| |
12 mths |
12 mths |
12 mths |
12 mths |
12 mths |
|
| EQUITIES AND LIABILITIES |
|
|
|
|
|
|
| SHAREHOLDER'S FUNDS |
|
|
|
|
|
|
| Equity Share Capital |
1,235.35 |
1,235.35 |
924.10 |
797.00 |
618.75 |
|
| Total Share Capital |
1,235.35 |
1,235.35 |
924.10 |
797.00 |
618.75 |
|
| Revaluation Reserve |
1,706.53 |
1,813.91 |
114,793.66 |
114,125.82 |
1,159.99 |
|
| Reserves and Surplus |
12,699.14 |
13,120.92 |
-102,260.40 |
-102,995.17 |
7,546.19 |
|
| Total Reserves and Surplus |
14,405.67 |
14,934.82 |
12,533.26 |
11,130.65 |
8,706.18 |
|
| Total ShareHolders Funds |
15,641.02 |
16,170.17 |
13,457.36 |
11,927.65 |
9,324.93 |
|
| Deposits |
246,048.72 |
227,976.09 |
202,135.35 |
178,434.18 |
145,228.75 |
|
| Borrowings |
18,232.41 |
24,456.04 |
23,322.86 |
23,613.85 |
19,355.40 |
|
| Other Liabilities and Provisions |
5,714.83 |
6,302.55 |
5,740.46 |
5,661.45 |
4,875.19 |
|
| Total Capital and Liabilities |
285,636.98 |
274,904.84 |
244,656.03 |
219,637.13 |
178,784.28 |
|
| ASSETS |
|
|
|
|
|
|
| Cash and Balances with Reserve Bank of India |
12,637.77 |
11,735.10 |
9,837.82 |
10,198.91 |
10,010.89 |
|
| Balances with Banks Money at Call and Short Notice |
12,260.77 |
7,273.68 |
5,420.59 |
6,062.19 |
2,007.76 |
|
| Investments |
81,310.35 |
70,236.80 |
61,417.35 |
55,565.88 |
48,610.45 |
|
| Advances |
171,756.02 |
175,887.77 |
160,364.12 |
140,724.43 |
111,832.98 |
|
| Fixed Assets |
2,507.06 |
2,604.38 |
1,847.04 |
1,744.05 |
1,681.11 |
|
| Other Assets |
5,165.00 |
7,167.12 |
5,769.11 |
5,341.67 |
4,641.08 |
|
| Total Assets |
285,636.98 |
274,904.84 |
244,656.03 |
219,637.13 |
178,784.28 |
|
| OTHER ADDITIONAL INFORMATION |
|
|
|
|
|
|
| Number of Branches |
3,381.00 |
3,265.00 |
2,902.00 |
2,629.00 |
2,184.00 |
|
| Number of Employees |
31,947.00 |
29,716.00 |
28,280.00 |
27,366.00 |
25,626.00 |
|
| Capital Adequacy Ratios (%) |
10.11 |
10.78 |
11.85 |
13.32 |
14.55 |
|
| KEY PERFORMANCE INDICATORS |
|
|
|
|
|
|
| Tier 1 (%) |
7.30 |
7.47 |
7.80 |
8.35 |
8.16 |
|
| Tier 2 (%) |
2.81 |
3.31 |
4.05 |
4.97 |
6.39 |
|
| ASSETS QUALITY |
|
|
|
|
|
|
| Gross NPA |
14,922.45 |
9,020.48 |
6,607.96 |
3,920.07 |
3,089.59 |
|
| Gross NPA (%) |
8.00 |
5.00 |
4.00 |
3.00 |
3.00 |
|
| Net NPA |
9,813.33 |
5,658.12 |
4,027.21 |
1,907.44 |
1,328.42 |
|
| Net NPA (%) |
5.68 |
3.20 |
2.50 |
1.35 |
1.19 |
|
| Net NPA To Advances (%) |
6.00 |
3.00 |
3.00 |
1.00 |
1.00 |
|
| CONTINGENT LIABILITIES, COMMITMENTS |
|
|
|
|
|
|
| Bills for Collection |
39,815.09 |
34,581.70 |
30,900.63 |
249.27 |
15,838.45 |
|
| Contingent Liabilities |
98,479.07 |
84,280.17 |
31,428.09 |
675.29 |
49,329.09 |
|
Source : Dion Global Solutions Limited
