| Balance Sheet of Indian Overseas Bank (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| |
12 mths |
12 mths |
12 mths |
12 mths |
12 mths |
|
| EQUITIES AND LIABILITIES |
|
|
|
|
|
|
| SHAREHOLDER'S FUNDS |
|
|
|
|
|
|
| Equity Share Capital |
19,256.59 |
18,902.41 |
18,902.41 |
18,902.41 |
16,436.99 |
|
| Total Share Capital |
19,256.59 |
18,902.41 |
18,902.41 |
18,902.41 |
16,436.99 |
|
| Revaluation Reserve |
3,372.97 |
2,722.63 |
0.00 |
0.00 |
0.00 |
|
| Reserves and Surplus |
9,911.36 |
6,317.25 |
6,360.53 |
4,097.98 |
507.82 |
|
| Total Reserves and Surplus |
13,284.33 |
9,039.89 |
6,360.53 |
4,097.98 |
507.82 |
|
| Total ShareHolders Funds |
32,540.92 |
27,942.30 |
25,262.94 |
23,000.40 |
16,944.81 |
|
| Deposits |
311,938.82 |
285,905.38 |
260,883.29 |
262,158.92 |
240,288.30 |
|
| Borrowings |
42,227.66 |
30,387.17 |
20,803.77 |
3,070.64 |
3,671.58 |
|
| Other Liabilities and Provisions |
8,307.54 |
7,798.77 |
6,795.82 |
11,147.21 |
13,105.67 |
|
| Total Capital and Liabilities |
395,014.94 |
352,033.62 |
313,745.82 |
299,377.17 |
274,010.35 |
|
| ASSETS |
|
|
|
|
|
|
| Cash and Balances with Reserve Bank of India |
18,115.55 |
16,904.56 |
17,148.36 |
16,705.99 |
12,188.25 |
|
| Balances with Banks Money at Call and Short Notice |
2,954.72 |
1,649.86 |
3,458.73 |
20,067.20 |
18,588.08 |
|
| Investments |
111,044.84 |
99,632.08 |
94,170.41 |
98,179.31 |
95,494.22 |
|
| Advances |
245,555.17 |
213,318.81 |
178,052.57 |
144,243.52 |
127,720.65 |
|
| Fixed Assets |
4,654.82 |
3,739.76 |
3,709.98 |
3,364.90 |
2,918.78 |
|
| Other Assets |
12,689.85 |
16,788.55 |
17,205.78 |
16,816.24 |
17,100.36 |
|
| Total Assets |
395,014.94 |
352,033.62 |
313,745.82 |
299,377.17 |
274,010.35 |
|
| OTHER ADDITIONAL INFORMATION |
|
|
|
|
|
|
| Number of Branches |
3,335.00 |
3,236.00 |
3,220.00 |
3,214.00 |
3,217.00 |
|
| Number of Employees |
0.00 |
21,475.00 |
22,052.00 |
22,369.00 |
23,579.00 |
|
| Capital Adequacy Ratios (%) |
19.74 |
17.28 |
16.10 |
13.83 |
15.32 |
|
| KEY PERFORMANCE INDICATORS |
|
|
|
|
|
|
| Tier 1 (%) |
17.13 |
14.47 |
12.88 |
10.71 |
12.91 |
|
| Tier 2 (%) |
2.61 |
2.80 |
3.22 |
3.12 |
2.41 |
|
| ASSETS QUALITY |
|
|
|
|
|
|
| Gross NPA |
5,347,720.00 |
6,794.43 |
14,071.55 |
15,298.62 |
16,323.18 |
|
| Gross NPA (%) |
2.14 |
3.10 |
7.44 |
10.00 |
12.00 |
|
| Net NPA |
911,860.00 |
1,216.85 |
3,266.01 |
3,824.62 |
4,577.59 |
|
| Net NPA (%) |
0.37 |
0.57 |
1.83 |
2.65 |
3.58 |
|
| Net NPA To Advances (%) |
0.37 |
0.57 |
1.83 |
3.00 |
4.00 |
|
| CONTINGENT LIABILITIES, COMMITMENTS |
|
|
|
|
|
|
| Bills for Collection |
17,088.34 |
19,119.01 |
19,547.86 |
17,216.22 |
15,547.89 |
|
| Contingent Liabilities |
159,405.17 |
195,742.16 |
196,131.45 |
97,998.90 |
68,276.45 |
|
Source : Dion Global Solutions Limited
