| Key Financial Ratios of Andhra Bank (in Rs. Cr.) |
Mar 19 |
Mar 18 |
Mar 17 |
Mar 16 |
Mar 15 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
-21.66 |
-42.12 |
2.56 |
8.60 |
10.82 |
|
| Diluted EPS (Rs.) |
-21.66 |
-42.12 |
2.56 |
8.60 |
10.82 |
|
| Cash EPS (Rs.) |
-9.20 |
-26.84 |
4.79 |
10.04 |
12.58 |
|
| Book Value [Excl. Reval Reserve]/Share (Rs.) |
45.64 |
90.24 |
166.87 |
161.41 |
166.94 |
|
| Book Value [Incl. Reval Reserve]/Share (Rs.) |
45.64 |
90.24 |
166.87 |
161.41 |
166.94 |
|
| Dividend/Share (Rs.) |
0.00 |
0.00 |
0.00 |
0.50 |
2.00 |
|
| Operating Revenue / Share (Rs.) |
65.63 |
149.93 |
264.66 |
258.89 |
271.52 |
|
| Net Profit/Share (Rs.) |
-9.66 |
-28.47 |
2.56 |
7.93 |
10.59 |
|
| Per Employee Ratios |
|
|
|
|
|
|
| Interest Income/ Employee (Rs.) |
9,305,131.48 |
8,517,931.00 |
9,302,073.32 |
9,452,548.89 |
8,835,953.79 |
|
| Net Profit/ Employee (Rs.) |
-1,369,373.44 |
-1,617,158.37 |
89,954.64 |
289,363.58 |
344,635.90 |
|
| Business/ Employee (Rs.) |
186,102,274.30 |
169,242,064.07 |
171,459,018.94 |
163,534,677.80 |
151,669,080.32 |
|
| Per Branch Ratios |
|
|
|
|
|
|
| Interest Income/ Branch (Rs.) |
65,622,948.01 |
61,746,952.94 |
61,992,496.91 |
62,913,575.45 |
65,291,601.12 |
|
| Net Profit/ Branches (Rs.) |
-9,657,286.66 |
-11,722,870.49 |
599,491.40 |
1,925,924.72 |
2,546,621.46 |
|
| Business/ Branches (Rs.) |
1,312,456,455.11 |
1,226,845,082.79 |
1,142,667,051.93 |
1,088,442,008.21 |
1,120,729,841.64 |
|
| Key Performance Ratios |
|
|
|
|
|
|
| ROCE (%) |
2.06 |
2.26 |
2.03 |
2.03 |
1.82 |
|
| CASA (%) |
31.38 |
31.04 |
29.32 |
26.08 |
27.35 |
|
| Net Profit Margin (%) |
-14.71 |
-18.98 |
0.96 |
3.06 |
3.90 |
|
| Operating Profit Margin (%) |
-25.51 |
-32.18 |
-11.83 |
-5.81 |
-5.26 |
|
| Return on Assets (%) |
-1.11 |
-1.40 |
0.07 |
0.26 |
0.34 |
|
| Return on Equity / Networth (%) |
-21.16 |
-31.54 |
1.53 |
4.91 |
6.34 |
|
| Net Interest Margin (X) |
2.69 |
2.61 |
2.49 |
2.66 |
2.45 |
|
| Cost to Income (%) |
55.00 |
59.56 |
37.69 |
33.05 |
30.21 |
|
| Interest Income/Total Assets (%) |
7.59 |
7.42 |
8.11 |
8.81 |
8.83 |
|
| Non-Interest Income/Total Assets (%) |
0.82 |
0.97 |
1.03 |
0.78 |
0.80 |
|
| Operating Profit/Total Assets (%) |
-1.93 |
-2.38 |
-0.96 |
-0.51 |
-0.46 |
|
| Operating Expenses/Total Assets (%) |
1.49 |
1.38 |
1.55 |
1.46 |
1.47 |
|
| Interest Expenses/Total Assets (%) |
4.90 |
4.80 |
5.62 |
6.15 |
6.38 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Rs. Cr) |
228,077.75 |
221,421.61 |
198,917.77 |
178,789.47 |
167,567.56 |
|
| EV Per Net Sales (X) |
12.05 |
12.32 |
11.03 |
10.14 |
10.24 |
|
| Price To Book Value (X) |
0.62 |
0.46 |
0.35 |
0.32 |
0.47 |
|
| Price To Sales (X) |
0.43 |
0.28 |
0.22 |
0.20 |
0.29 |
|
| Retention Ratios (%) |
100.00 |
100.00 |
100.00 |
93.69 |
81.17 |
|
| Earnings Yield (X) |
-0.34 |
-0.68 |
0.04 |
0.15 |
0.13 |
|
Source : Dion Global Solutions Limited
