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Srinath Sridharan

Author, Policy Researcher & Corporate Advisor

Broken health insurance shows regulatory health is weak

INDIA

Broken health insurance shows regulatory health is weak

If fine print and failed oversight define our health insurance, can we really call it protection and assurance? If you have ever experienced a hospital mediclaim process, you will know

Perplexity’s Chrome Tones: Is this the boldest AI ‘land’ grab yet?

TECHNOLOGY

Perplexity’s Chrome Tones: Is this the boldest AI ‘land’ grab yet?

Perplexity’s audacious bid for Chrome is less about buying a browser than seizing the gateway to the internet itself. If it succeeds, the startup could leap decades ahead in influence, data, and AI capability - but the risks, from regulators to rivals, are as immense as the prize

Kal, Aaj, Kal: An Independence Day reflection

INDIA

Kal, Aaj, Kal: An Independence Day reflection

From childhood optimism to middle-class restlessness, daily lived-experiences in an India still becoming. A reflective call to look beyond pride, confront contradictions, and invest in equitable growth, justice, and meaningful governance

Food safety cannot be a one-sided fight

INDIA

Food safety cannot be a one-sided fight

Selective enforcement undermines consumer trust and fails to address the real risks across India’s food supply chain 

Middle class by memory, not by money

INDIA

Middle class by memory, not by money

We still call ourselves middle class even when we’re not, passing on thrift as virtue, annoying our children with nostalgia, and forgetting that mindful abundance can honour our past better than self-denial ever could

Djokovic and the grace of knowing when

SPORTS

Djokovic and the grace of knowing when

Even the strongest will and finest craft can’t outrun time — and that’s what makes Djokovic’s twilight both human and heroic. At some stage, greatness becomes not about staying in the fight at any cost, but about recognising which battles are no longer worth waging 

Air India’s Real Turbulence: where is the passenger-first intent?

BUSINESS

Air India’s Real Turbulence: where is the passenger-first intent?

The Ahmedabad plane crash has raised many questions -- Is Air India missing a TrueNorth. Not just for crisis response, but for its purpose of existence

The RBI has acted. Now the emotional economics must kick in.

BUSINESS

The RBI has acted. Now the emotional economics must kick in.

When the central bank does its bit, the rest of the system must respond. So far, the response has been cautious, patchy and uncertain

What Nestlé India’s choice of an ‘outsider’ as chief tells us

INDIA

What Nestlé India’s choice of an ‘outsider’ as chief tells us

Despite its century-old presence in India and a global Indian talent pool, Nestlé has turned to an ‘outsider’ to lead its India business. It has triggered critical questions about internal talent pipelines, governance priorities, and how even MNCs can fall short on succession depth

The power and pitfalls of India’s ascent to the fourth-largest economy

BUSINESS

The power and pitfalls of India’s ascent to the fourth-largest economy

India’s rise to the fourth-largest economy is a milestone worth celebrating, but real prosperity lies in lifting per capita incomes. Sustained, inclusive growth demands tough reforms, value creation, and a shift from populism to productivity

The High Cost of Living on the Edge: Another terror flashpoint, same economic toll

BUSINESS

The High Cost of Living on the Edge: Another terror flashpoint, same economic toll

We are living in what economists might call a permanent low-grade war economy. It does not show up in the form of large-scale mobilisations or daily missile exchanges. But it is deeply present. India is not at war. But it is never fully at peace. This in-between state demands readiness without relief, expenditure without the decisive resolution of conflict

Keep UPI free, keep it fair

BUSINESS

Keep UPI free, keep it fair

India’s UPI, a public digital payment system, thrives on zero-cost, trust, and inclusion. Reintroducing fees or enabling market concentration risks undoing progress. This article talks about why India must resist UPI fees and rein in market power

As AI alters the tune of music industry, creativity and copyright take centrestage

BUSINESS

As AI alters the tune of music industry, creativity and copyright take centrestage

Artificial intelligence has the potential to complement the creativity of musicians but it is generating concerns on issues of copyrights and employment

Why Indian fintech must embrace the silvers

BUSINESS

Why Indian fintech must embrace the silvers

There is a pressing need to streamline the utilisation of digital services among the elderly population

High potential talent development should be central to governments, regulators

BUSINESS

High potential talent development should be central to governments, regulators

High-potential talent, or HiPos, are the crown jewels of a nation's workforce. They possess the potential to innovate, lead, and drive progress, making them indispensable to any nation's prosperity

Will AI be the ultimate techno-utopianism?

BUSINESS

Will AI be the ultimate techno-utopianism?

While AI holds immense promise for advancing human civilisation, it also poses unprecedented challenges that demand a nuanced and ethically informed approach to governance

Is a FinTech, finance or technology entity?

BUSINESS

Is a FinTech, finance or technology entity?

The current landscape highlights a fintech's capacity for creativity and innovation, resonating with consumer preferences through novel engagement strategies and tailored financial services

India upholds climate justice as Constitutional Right, but more work needed

BUSINESS

India upholds climate justice as Constitutional Right, but more work needed

The Supreme Court’s ruling in India recognising the fundamental right to be free from adverse impacts of climate change holds significant positive implications

Is corporate governance over-rated?

BUSINESS

Is corporate governance over-rated?

While investors may discern poor governance practices, the magnetic force of financial gains often eclipses concerns about ethical conduct and accountability. Can corporate governance be segregated from profiting?

Has banking changed with technology disruptions, centuries of evolution?

BUSINESS

Has banking changed with technology disruptions, centuries of evolution?

The essence of banking remains anchored in timeless principles of prudence and trust. As we navigate the tumultuous waters of innovation, let us not lose sight of the enduring core of banking that has withstood the test of time

AI needs regulation but one that’s flexible and surefooted

BUSINESS

AI needs regulation but one that’s flexible and surefooted

Achieving a balance between fostering innovation and mitigating societal risks presents a formidable challenge—one that governments historically struggle to navigate, especially in the technology sector

As AI aims to enhance intelligence, have we fully understood human cognition?

BUSINESS

As AI aims to enhance intelligence, have we fully understood human cognition?

AI-based systems excel in speed, accuracy, and logical consistency, yet they lack the intuitive, emotional, and culturally sensitive faculties inherent to human cognition — qualities that are indispensable for effective performance

Governments running entertainment OTT: Is it reel or their role?

BUSINESS

Governments running entertainment OTT: Is it reel or their role?

The Kerala government’s move to set up an OTT platform that will offer entertainment content raises several questions, most important being if the government should get into this business 

Can ever evolving AI be effectively governed?

BUSINESS

Can ever evolving AI be effectively governed?

Without a practical grasp of how to measure AI milestones or test the attributes that regulations aim to address, policymakers risk enacting rules that are either too broad or too narrow in scope, ultimately lacking meaningful impact

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