BUSINESS
Retirement mutual funds: Go for them only if you can’t manage a regular equity MF portfolio
Investing in open-ended funds allows you rebalancing, which is not the case in retirement funds since there is a lock-in
BUSINESS
Closed-end funds: Shift proceeds to quality open-ended schemes upon maturity
It is better to invest in diversified multi-cap open-ended equity funds with a seven to ten-year time-frame in a staggered manner
BUSINESS
Karvy case: How you can safeguard your stock and MF holdings from brokers’ shenanigans
The regulator’s portal and social media help in finding out which broker has least complaints.
BUSINESS
Motor insurance: What policyholders need to know about the regulator’s new measures
If you get penalised for bad driving, your motor insurance premium will go up
BUSINESS
ETFs: Low cost alone should not sway your investment decision
An ETF should fit within your stated asset allocation pattern in your financial plan and help you reach your financial goals
BUSINESS
Short-duration funds give better yields than FDs: PGIM India Mutual Fund
Ideally you should be investing in these products with a three-year time frame to benefit from the tax treatment for long-term capital gains
BUSINESS
As Nippon Life takes control of Reliance mutual, it’s largely status quo for unit holders
The existing leadership and the investment management teams staying back is a positive signal for continuity
BUSINESS
Indians should have around 15 per cent to 20 per cent investments in gold: worldoutofwhack.com
Whenever India has experienced near-zero or negative real interest rates, gold has done well
BUSINESS
Amidst falling interest rates, NSC and RBI Bonds offer a blend of returns and safety
Investors need not worry about investments in NSC and RBISB, as they are backed by the sovereign
BUSINESS
Do you try to buy low and sell high? Here’s why it may not be a smart strategy
Investors who try to time the market may be indulging in an exercise that may be only mildly rewarding at best, and futile at worst.
BUSINESS
How side-pocketing helps fund houses segregate bad bonds
The good portfolio need not come under redemption pressure and the fund manager can focus on investment management.
BUSINESS
Even in India, it is hard for active fund managers to outperform the market: Morningstar
If you're having or if you're trying to have a large-cap exposure, passive investing, especially if it is at the right price, can make sense for a lot of investors.
BUSINESS
Going for personal loans this festive season? Beware of these charges
Repayment of personal loans is draining as interest rates and charges are very high
BUSINESS
Direct plans of MFs: Only for the aware and systematic investor
You need to align your investments with your goals, as otherwise the intended financial target may not be achieved
BUSINESS
Manoeuvring difficult markets: How covered calls can boost fund performance
Many houses are gearing up to use the strategy that lets the fund manager pocket some extra returns in range-bound markets.
BUSINESS
Struggling to arrange for down payment of your dream home? Follow these tips
Once you decide to accumulate the money for down payment for your home then you should be focussed on target amount, time on hand and your risk profile.
BUSINESS
Explainer | Five situations when you should review your financial plan
Financial plan comprises financial goals that define one’s aspirations and the planned strategy to achieve those.
BUSINESS
Here's how to fund your child’s education
It is better to start with two important numbers – the future value of the goal and the time in hand
BUSINESS
Reliance Nippon Life AMC joins hands with ETF Securities to launch first India ETF in Australia
Founded by entrepreneur and philanthropist Graham Tuckwell, ETF Securities offers funds ranging across local and international share markets and sectors including robotics, biotechnology and commodities.
BUSINESS
Explainer | SMART tips to set your financial goals
Clearly defining financial goal makes it easy to draw a financial plan
BUSINESS
Explainer | Active or passive investing - which is better?
Though in developed markets passive management is popular, in emerging markets (including India) there are many fans of active management.
BUSINESS
Should you revisit your bond portfolio after RBI cut the rate for second time in a row?
Bond fund investors should pick a scheme with a duration mandate that is in line with the time frame the investor intends to hold his investments
BUSINESS
NRIs will soon be able to invest in Indian government securities
The success of this initiative will depend on the extent of operational flexibility, awareness among investors and liquidity in G-Sec markets among other factors.
BUSINESS
L&T Finance, SCUF, Muthoot Homefin, Magma Fincorp NCDs to open soon; know about them
After the IL&FS debacle, NBFCs have chosen to raise money through NCDs.
