MCMINIS
What's the minimum amount due on a credit card?
BUSINESS
Four changes in India’s banking landscape in December
From the launch of the retail digital rupee and a likely increase in the repo rate to a new rule to calculate the minimum amount due on credit cards, a lot is happening in December. Here’s what to watch for.
BUSINESS
Planning for year-end holidays? These credit cards bring air miles goodies
Credit cards that convert reward points into air miles or hotel vouchers bring down our travel costs
BUSINESS
Foreign banks hike FD rates for select tenures; check details
Foreign banks are offering a higher rate of interest compared to leading private and public sector banks. These banks are offering interest rates as high as 7.25 percent.
MCMINIS
How to check credit score over WhatsApp
BUSINESS
Credit Card Review | Tata Neu-HDFC Bank credit card has offers galore for Tata loyalists
The co-branded cards are aimed at fans of Tata brands, offering maximum benefits to users of the Tata Neu app for shopping.
BUSINESS
Save Tax and Build Wealth | These banks offer up to 7.25% interest on tax-saving fixed deposits
Small finance banks and smaller private banks top the FD interest rate charts on tax-saving deposits
MCMINIS
Want to travel now, pay later or TNPL?
BUSINESS
Getting hitched? Here are 4 tips to keep your wedding within budget
The perfect wedding is a dream for brides and grooms. But vendors can be party poopers with their huge bills, so choose them well
BUSINESS
Applying for a home loan? How sanctioned amount is different from disbursed amount
Can a home loan borrower avail a loan for less than the sanctioned amount? Can a home loan get rejected after the bank has issued a sanction letter? For answers to these and many other issues that home loan borrowers should be aware of, read on.
MCMINIS
What's the rupee trouble for students abroad?
BUSINESS
Senior Citizens FD rates | Banks that offer up to 8% interest on three-year FDs
Senior citizens should prefer investing a part of their savings in FDs which offer liquidity and ensure interest income periodically
BUSINESS
Jaisalmer fort or a Goa beach, here are 5 money hacks for a destination wedding
Popular wedding destinations are very expensive. So, choose an offbeat destination, invite only family and close friends, and stick to your budget. Read on
BUSINESS
Planning for year-end holidays? These credit cards offer travel goodies
Even if you can't afford an international holiday during the year-end and Christmas peak season, there's plenty to look forward to domestically. Many credit cards offer airport or railway lounge access, discounts on travel-related purchases, and rewards or air miles that can be redeemed against flight bookings
MCMINIS
Beware of fake loan offers during festival season
BUSINESS
Six changes in the financial landscape this November
From an unscheduled RBI meet that may lead to an increase in home loan interest rates, to higher fees on card transactions, a lot is happening in November. Here is what you need to watch out for.
REAL-ESTATE
How to make a solid leave and licence rental agreement
A leave and licence rental agreement is a contract between a landlord and a tenant. The agreement specifies the terms and conditions based on which the property is let out.
BUSINESS
Banks hike FD rates on select tenures; pick one that suits you
Banks big and small are trying to attract investors by offering higher interest rates — as high as 7.7 percent — but for a limited period only.
BUSINESS
Company FDs offer higher interest than banks. Mind the added risks, though
From HDFC, LIC housing finance to Shriram Transport Finance Co, company FDs are offering interest rates in excess of 7 percent for 3-year fixed deposits. But watch out for their credit ratings before you invest.
MCMINIS
Use laddering strategy to invest in fixed deposits
BUSINESS
This Diwali, here are five hacks to plug that hole in your wallet
Make smart choices about how you spend your money to avoid a lousy aftertaste, once the festivities are over. Steps like making a festive budget, avoiding illusive offers, and not overusing credit cards will help.
BUSINESS
Diwali Bonanza: BoB, HDFC Bank, ICICI Bank lead cheaper loan offers
Several Diwali loan offers are currently on. But read the fine print before you opt for one. Take loan only if you really need to borrow.
MCMINIS
Are EV car loans cheaper?
BUSINESS
Planning to buy a car this Diwali? Banks offer attractive rates on EV car loans
SBI, Bank of Baroda and Axis Bank, among others, are offering better interest rates on EV car loans than petrol and diesel variants. And there’s a tax benefit too. But lack of enough charging stations across the country might be a temporary roadblock. However, that’s not dampening the rising popularity of EVs.
