BUSINESS
Beyond Budget: Five changes in the financial landscape this February you need to consider
From a likely increase in the repo rate to a shorter settlement cycle for equity mutual fund investments to credit card changes along with the tax planning exercise, a lot is happening in February. Here’s what to watch for.
BUSINESS
Don't lose hope in case of a job loss. Here's how to keep money troubles away
Job losses are tough to deal with as your regular income stops. But some smart moves can help you sail through. Whatever you do, do not stop your EMIs. And don’t touch your EPF and PPF.
BUSINESS
Tapping an app for a loan? Beware of these fraud traps
If you are applying for a loan from a digital lender, know the multiple risks involved. Before installing the digital lending app read user reviews, know the charges and terms.
MCMINIS
Is your online lender a fraudster?
BUSINESS
Tax-Saving FDs: These banks offer up to 7.6% interest rate
Tax-saving bank fixed deposits give Section 80C tax deduction benefits up to an amount of Rs 1.5 lakh. But these FDs come with a 5-year lock-in. Smaller private banks and small finance banks top the FD interest rate charts on tax-saving deposits
MCMINIS
Checklist for an education loan
TRENDS
Going on an international holiday? These credit cards offer best discounts on flights and hotels
Credit cards with travel related benefits are popular among those flying frequently on international vacations or business trips
BUSINESS
Zero-markup credit cards do not guarantee best forex rates: BookMyForex’s Sudarshan Motwani
Up to 90 percent of your travel money should be in the form of cards if you’re travelling to destinations where acceptance of digital payments is high, says Sudarshan Motwani, Founder and CEO, BookMyForex.
BUSINESS
What is a home loan overdraft facility?
BUSINESS
RBI rate hikes bring cheer to depositors. These savings accounts pay up to 7.5% interest
From Ujjivan to Bandhan Bank, small finance banks and new private banks have been offering higher interest rates on savings accounts compared to leading private and public sector banks to acquire new retail customers.
BUSINESS
RBI rate hike: Borrowers stare at higher EMIs, reduced eligibility; depositors stand to gain
Existing home loan borrowers may see EMIs rising as there is not much room for loan tenures to increase. On the other hand, they may gain from a likely rise in fixed deposit rates
MCMINIS
What factors matter in a loan against property?
MCMINIS
What's the minimum amount due on a credit card?
BUSINESS
Four changes in India’s banking landscape in December
From the launch of the retail digital rupee and a likely increase in the repo rate to a new rule to calculate the minimum amount due on credit cards, a lot is happening in December. Here’s what to watch for.
BUSINESS
Planning for year-end holidays? These credit cards bring air miles goodies
Credit cards that convert reward points into air miles or hotel vouchers bring down our travel costs
BUSINESS
Foreign banks hike FD rates for select tenures; check details
Foreign banks are offering a higher rate of interest compared to leading private and public sector banks. These banks are offering interest rates as high as 7.25 percent.
MCMINIS
How to check credit score over WhatsApp
BUSINESS
Credit Card Review | Tata Neu-HDFC Bank credit card has offers galore for Tata loyalists
The co-branded cards are aimed at fans of Tata brands, offering maximum benefits to users of the Tata Neu app for shopping.
BUSINESS
Save Tax and Build Wealth | These banks offer up to 7.25% interest on tax-saving fixed deposits
Small finance banks and smaller private banks top the FD interest rate charts on tax-saving deposits
MCMINIS
Want to travel now, pay later or TNPL?
BUSINESS
Getting hitched? Here are 4 tips to keep your wedding within budget
The perfect wedding is a dream for brides and grooms. But vendors can be party poopers with their huge bills, so choose them well
BUSINESS
Applying for a home loan? How sanctioned amount is different from disbursed amount
Can a home loan borrower avail a loan for less than the sanctioned amount? Can a home loan get rejected after the bank has issued a sanction letter? For answers to these and many other issues that home loan borrowers should be aware of, read on.
MCMINIS
What's the rupee trouble for students abroad?
BUSINESS
Senior Citizens FD rates | Banks that offer up to 8% interest on three-year FDs
Senior citizens should prefer investing a part of their savings in FDs which offer liquidity and ensure interest income periodically
