BUSINESS
IDFC First Bank slashes benefits: Mayura, Ashva and other credit cards hit hard
IDFC First Bank has made significant changes to its credit cards, including Mayura and Ashva, reducing reward rates on international spends and introducing fees on FASTag recharges and railway spends
BUSINESS
Google Pay Flex Axis Bank credit card: Worthwhile addition for daily UPI users?
Google Pay's Flex Axis Bank Credit Card is a basic, UPI-linked credit card with instant cashback rewards. No physical card needed, lifetime free but has a tiered reward structure and a low base rate
BUSINESS
Budget 2026: Taxpayers want inflation-proof slabs, parity
Taxpayers want the Budget to make transition to new tax law simpler, slabs to be inflation-adjusted, deductions to be restored and easing of charitable trust rules
BUSINESS
5 housing loan reforms homebuyers want from Budget 2026
Homebuyers want the Budget to boost affordability amid soaring property prices. Their key demands include raising interest deduction limit to Rs 5 lakh and return of Section 80EEA
BUSINESS
Will home-loan relief continue in 2026 after 125 bps repo rate cuts in 2025?
RBI cut repo rate four times in 2025, bringing it down to 5.25% from 6.5%, helping home loan borrowers with lower interest rates and EMIs
BUSINESS
Year-end debt check: Here's how to tackle costly loans for a happy new year
Before 2025 ends, conduct a debt audit to prioritise, prepay and consolidate loans. List all debts and focus on high-interest ones first. Consolidate into lower-rate loans, negotiate better terms and do weigh prepayment penalties
BUSINESS
SBI rolls out YONO 2.0 with common KYC, unified digital banking
YONO 2.0, merges mobile and internet banking, enhancing access for 50 crore customers with simplified KYC and financial management tools
BUSINESS
2026 Investment Outlook: Diversification and innovation key to success
Experts at the Moneycontrol Dezerv Wealth Summit advise investors to overcome biases, diversify portfolios, and innovate strategies for 2026. Key takeaways include focusing on core exposures, leveraging digital platforms, and catering to youth-centric risks.
BUSINESS
Idle money, lost opportunities: Why a fat savings account is not a always a good idea
Surplus cash in savings accounts, where rate of interest is around 4%, is a lost opportunity. Invest excess money in fixed deposits, liquid funds or equity funds for better returns
BUSINESS
Declutter your finances: A year-end money detox guide
To declutter your finances, start by gathering all financial documents, listing debts, and creating a budget. Automate payments, prioritize high-interest debts, and consider consolidating loan accounts.
BUSINESS
Step-Up SIPs: The game-changer for building Rs 10 crore corpus
Step-Up SIPs offer a powerful way to build wealth by increasing investments annually, leveraging compounding, and beating inflation. Ideal for rising earners, it creates a larger corpus than traditional SIPs.
BUSINESS
Rs 80 lakh in FDs: Is it enough to retire in five years?
Retiring at 55 with Rs 80 lakh in FDs is challenging because of a Rs 1.03 crore deficit. Diversify investments, adopt a 3-4% withdrawal rate and build contingency funds for a secure retirement, say experts
BUSINESS
RBI cuts repo rate, here is what it means for your fixed deposits
Lower repo rate can lead to lower fixed deposit rates. Depositors can adopt strategies like laddering and consider alternatives to FDs for better returns on their investments.
BUSINESS
RBI MPC meeting: Repo rate cut by 25 bps, home loan EMIs, interest rates set to fall
Today's repo rate cut lowers home loan interest rates, reducing EMIs by Rs 3,000 to Rs 4,000 for a Rs 50-lakh loan.
BUSINESS
Top travel credit cards with zero or low forex markup for your winter holidays
Unlock savings on international travel with top credit cards offering zero or low forex markup, rewards, and travel perks
BUSINESS
Rupee hurtling towards 90, here's how to guard your portfolio against currency turmoil
The rupee sank to a new low of 89.92 against the dollar on December 2. Experts recommend diversifying portfolios with global equities, gold and export-oriented sectors to hedge against further depreciation
BUSINESS
Rupee slips to record low near 90: How will it impact study abroad plans and holiday budgets
The rupee has hit an all-time low of 89.76 against the US dollar on December 1, impacting students planning to study abroad and people looking forward to international holidays
BUSINESS
Rs 10,000 SIP or Rs 1.2 lakh lump sum yearly: Which strategy is better for wealth creation?
Lumpsum investments yield higher returns with steady market climbs, while SIPs excel in volatile markets, reducing timing risks and fostering discipline.
BUSINESS
Managing too many EMIs? Here’s how debt consolidation schemes can simplify your repayment
South Indian Bank's SIB Power CONSOL simplifies debt repayment with consolidated loans, lower interest rates, and unified EMI, benefiting salaried and self-employed individuals
BUSINESS
From savings to investments: Securing your child's tomorrow
Guide your children towards financial freedom with bank savings accounts, mutual fund investments, and schemes like Sukanya Samriddhi Yojana and NPS Vatsalya, fostering responsible money habits and wealth creation.
BUSINESS
Holiday hacks: Save big on holidays this December
Plan ahead to save on holiday travel! Book early, be flexible with dates, use loyalty programs, and consider alternative accommodations. Leverage credit and EMI options wisely to fund your trips.
BUSINESS
Secure your legacy: Why Supreme Court wants women to write their own wills
The Supreme Court urged women, especially Hindu women, to draft wills to prevent disputes over self-acquired properties
BUSINESS
Club ITC's Days of Joy: Up to 50% off on stays, should you apply for ITC Hotels loyalty program?
Club ITC is a loyalty program by ITC Hotels offering 2-8% Green Points on stays and dining, with benefits like room upgrades, and redeemable points for stays, dining, and more.
BUSINESS
Get 5% cashback on weekends, 0.5% on weekdays with MagniFi Fi-Federal Credit Card: Should you apply?
MagniFi Fi-Federal Credit Card offers 5% cashback on weekend spends, 0.5% on weekdays, and discounts on Amazon, Zomato, Zepto, and BookMyShow, with no joining or annual fees.
