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Ayush Mishra

Senior Correspondent, Moneycontrol

UPI Circle: Here's how you can safely share your UPI account with family members

BUSINESS

UPI Circle: Here's how you can safely share your UPI account with family members

Primary users receive alerts for every transaction and can revoke access whenever they choose, offering added reassurance for those who are not comfortable with technology and are concerned about potential fraud

US-Iran conflict: Do your travel, life insurance policies cover you in war zones?

BUSINESS

US-Iran conflict: Do your travel, life insurance policies cover you in war zones?

War-related disruptions may not be fully covered but medical expenses and delays could be, depending on policy terms

Planning to book profits in gold or silver ETFs? Know why Rs 1.25 lakh LTCG tax exemption limit won’t apply

BUSINESS

Planning to book profits in gold or silver ETFs? Know why Rs 1.25 lakh LTCG tax exemption limit won’t apply

Gains from Gold and Silver ETFs are taxable as capital gains because Gold and silver ETFs are funds that mirror the market prices of physical gold or silver, typically backed by actual metal in vaults

Check safer alternatives to equities as markets turn volatile amid Iran-Israel conflict

BUSINESS

Check safer alternatives to equities as markets turn volatile amid Iran-Israel conflict

Experts suggest that investors should consider complementing equities with other stable asset classes to maintain stability during periods of uncertainty.

Your credit score may matter more than your salary when applying for a home loan; here is why

BUSINESS

Your credit score may matter more than your salary when applying for a home loan; here is why

When applying for a home loan, check your credit score in advance (750+ is ideal), assess your affordability beyond just eligibility, and ensure your EMI commitments remain within 35–40 percent of your income

Scam storm sweeps India: Fraudsters exploit I-T refunds, 8th Pay Commission buzz, FASTag alerts

BUSINESS

Scam storm sweeps India: Fraudsters exploit I-T refunds, 8th Pay Commission buzz, FASTag alerts

Staying alert, verifying information only on official websites and refusing to share sensitive details are the best ways to protect yourself and your money

How tax harvesting before March 31 can bring down your outgo

BUSINESS

How tax harvesting before March 31 can bring down your outgo

By strategically booking gains within the Rs 1.25 lakh exemption limit and offsetting losses against taxable profits, investors can legally reduce capital gains tax and strengthen long-term portfolio efficiency

RBI announces early redemption schedule for five SGB tranches in April; know tax implications

BUSINESS

RBI announces early redemption schedule for five SGB tranches in April; know tax implications

From April 1, premature redemptions will no longer automatically qualify for tax exemption, as outlined in Budget 2026

Landowners not responsible for project delays caused by developer, rules Supreme Court

BUSINESS

Landowners not responsible for project delays caused by developer, rules Supreme Court

The ruling establishes that simply authorising a builder to work on one’s land does not make the landowner a ‘partner in default’

India and France sign amending protocol: What are new dividend and capital gains rules

BUSINESS

India and France sign amending protocol: What are new dividend and capital gains rules

The Amending Protocol modifies the taxation of income from dividends by replacing a single rate of 10 percent of tax with a split rate of 5 percent for those holding at least ten percent of capital and 15 percent of tax for all other cases

Buying property in India? Verify these must-have property documents

BUSINESS

Buying property in India? Verify these must-have property documents

Buyers should check sale agreement, property tax documents and previous ownership documents. It is always a good idea to consult a lawyer before finalising the purchase to ensure a smooth transfer of ownership

Can wife access husband’s salary slip through RTI?

BUSINESS

Can wife access husband’s salary slip through RTI?

If matrimonial or maintenance proceedings are pending, courts can permit disclosure since the wife needs income details to pursue her rightful claim, say experts

Paying rent to a relative? Draft I-T rules mandate relationship disclosure

BUSINESS

Paying rent to a relative? Draft I-T rules mandate relationship disclosure

The draft income tax Rules 2026 make it mandatory to disclose your ‘relationship with landlord’ for claiming HRA

Supreme Court draws hard line on Army disability pension: stroke linked to smoking, not service

BUSINESS

Supreme Court draws hard line on Army disability pension: stroke linked to smoking, not service

The ruling reinforces the principle that where a disability arises from habits such as prolonged smoking, being factors within the individual’s control such conditions may not qualify as attributable to or aggravated by service

Buying a home? Check the latest home loan interest rates in February 2026

BUSINESS

Buying a home? Check the latest home loan interest rates in February 2026

Best home loan interest rates in February 2025 after the repo rate announcement: Most lenders offer their lowest home loan interest rates to individuals with very high credit scores, generally 800 or above

AI is emerging as an income multiplier for financially aware: Report

BUSINESS

AI is emerging as an income multiplier for financially aware: Report

AI is playing a growing role in shaping income stability, financial decisions, and long-term preparedness, said a report

8th pay commission salary calculator scam: Govt employees targeted via fake APK files

BUSINESS

8th pay commission salary calculator scam: Govt employees targeted via fake APK files

No government department shares APK files via WhatsApp or any other messaging platform. Any message containing such files should be considered suspicious

Moving abroad: What to do with your EPF account?

BUSINESS

Moving abroad: What to do with your EPF account?

Expert suggests closing the EPF account when moving abroad to avoid interest loss, account inactivity and future complications in managing your retirement savings

Section 54F fine print: ITAT clarified ownership, timelines, and funding rules for a Rs 26-crore capital gain exemption

BUSINESS

Section 54F fine print: ITAT clarified ownership, timelines, and funding rules for a Rs 26-crore capital gain exemption

ITAT Kolkata allowed a woman Section 54F exemption on Rs 26 crore LTCG from share sale after she invested proceeds in constructing a residential house, clarifying rules on joint ownership and timelines

Maintenance can’t be denied just because wife is earning: HC upholds Rs 15,000 monthly maintenance

BUSINESS

Maintenance can’t be denied just because wife is earning: HC upholds Rs 15,000 monthly maintenance

The Court emphasises that maintenance is meant to ensure dignity and address financial disparity, and that the husband cannot avoid his statutory obligation merely by showing that the wife is employed

'Better to abolish': Supreme Court questions RERA credibility; has the authority lost its way?

BUSINESS

'Better to abolish': Supreme Court questions RERA credibility; has the authority lost its way?

States should reflect on the purpose behind the introduction of Real Estate Regulatory Authority, a CJI-led bench has observed, saying the authority is 'facilitating builders in default, it is not doing anything else'

ITR refund interest rules explained; What the income tax law says

BUSINESS

ITR refund interest rules explained; What the income tax law says

No interest is payable if the refund amount is less than 10 percent of the tax determined under section 143(1) or pursuant to regular assessment

Struggling with a large insurance premium? Here’s how to choose the right financing option

BUSINESS

Struggling with a large insurance premium? Here’s how to choose the right financing option

Compare costs, EMIs, interest rates and flexibility before choosing between premium financing firms, credit cards or personal loans to fund your insurance payment

Income Tax Rules 1962 vs Draft 2026: How the new framework could boost your salaried take-home pay

BUSINESS

Income Tax Rules 1962 vs Draft 2026: How the new framework could boost your salaried take-home pay

A Rs 30 lakh salaried employee could save over Rs 1.33 lakh annually, increasing monthly take-home by more than Rs 11,000 under the Draft Income-tax Rules 2026

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