BUSINESS
Your credit score may matter more than your salary when applying for a home loan; here is why
When applying for a home loan, check your credit score in advance (750+ is ideal), assess your affordability beyond just eligibility, and ensure your EMI commitments remain within 35–40 percent of your income
BUSINESS
Scam storm sweeps India: Fraudsters exploit I-T refunds, 8th Pay Commission buzz, FASTag alerts
Staying alert, verifying information only on official websites and refusing to share sensitive details are the best ways to protect yourself and your money
BUSINESS
How tax harvesting before March 31 can bring down your outgo
By strategically booking gains within the Rs 1.25 lakh exemption limit and offsetting losses against taxable profits, investors can legally reduce capital gains tax and strengthen long-term portfolio efficiency
BUSINESS
RBI announces early redemption schedule for five SGB tranches in April; know tax implications
From April 1, premature redemptions will no longer automatically qualify for tax exemption, as outlined in Budget 2026
BUSINESS
Landowners not responsible for project delays caused by developer, rules Supreme Court
The ruling establishes that simply authorising a builder to work on one’s land does not make the landowner a ‘partner in default’
BUSINESS
India and France sign amending protocol: What are new dividend and capital gains rules
The Amending Protocol modifies the taxation of income from dividends by replacing a single rate of 10 percent of tax with a split rate of 5 percent for those holding at least ten percent of capital and 15 percent of tax for all other cases
BUSINESS
Buying property in India? Verify these must-have property documents
Buyers should check sale agreement, property tax documents and previous ownership documents. It is always a good idea to consult a lawyer before finalising the purchase to ensure a smooth transfer of ownership
BUSINESS
Can wife access husband’s salary slip through RTI?
If matrimonial or maintenance proceedings are pending, courts can permit disclosure since the wife needs income details to pursue her rightful claim, say experts
BUSINESS
Paying rent to a relative? Draft I-T rules mandate relationship disclosure
The draft income tax Rules 2026 make it mandatory to disclose your ‘relationship with landlord’ for claiming HRA
BUSINESS
Supreme Court draws hard line on Army disability pension: stroke linked to smoking, not service
The ruling reinforces the principle that where a disability arises from habits such as prolonged smoking, being factors within the individual’s control such conditions may not qualify as attributable to or aggravated by service
BUSINESS
Buying a home? Check the latest home loan interest rates in February 2026
Best home loan interest rates in February 2025 after the repo rate announcement: Most lenders offer their lowest home loan interest rates to individuals with very high credit scores, generally 800 or above
BUSINESS
AI is emerging as an income multiplier for financially aware: Report
AI is playing a growing role in shaping income stability, financial decisions, and long-term preparedness, said a report
BUSINESS
8th pay commission salary calculator scam: Govt employees targeted via fake APK files
No government department shares APK files via WhatsApp or any other messaging platform. Any message containing such files should be considered suspicious
BUSINESS
Moving abroad: What to do with your EPF account?
Expert suggests closing the EPF account when moving abroad to avoid interest loss, account inactivity and future complications in managing your retirement savings
BUSINESS
Section 54F fine print: ITAT clarified ownership, timelines, and funding rules for a Rs 26-crore capital gain exemption
ITAT Kolkata allowed a woman Section 54F exemption on Rs 26 crore LTCG from share sale after she invested proceeds in constructing a residential house, clarifying rules on joint ownership and timelines
BUSINESS
Maintenance can’t be denied just because wife is earning: HC upholds Rs 15,000 monthly maintenance
The Court emphasises that maintenance is meant to ensure dignity and address financial disparity, and that the husband cannot avoid his statutory obligation merely by showing that the wife is employed
BUSINESS
'Better to abolish': Supreme Court questions RERA credibility; has the authority lost its way?
States should reflect on the purpose behind the introduction of Real Estate Regulatory Authority, a CJI-led bench has observed, saying the authority is 'facilitating builders in default, it is not doing anything else'
BUSINESS
ITR refund interest rules explained; What the income tax law says
No interest is payable if the refund amount is less than 10 percent of the tax determined under section 143(1) or pursuant to regular assessment
BUSINESS
Struggling with a large insurance premium? Here’s how to choose the right financing option
Compare costs, EMIs, interest rates and flexibility before choosing between premium financing firms, credit cards or personal loans to fund your insurance payment
BUSINESS
Income Tax Rules 1962 vs Draft 2026: How the new framework could boost your salaried take-home pay
A Rs 30 lakh salaried employee could save over Rs 1.33 lakh annually, increasing monthly take-home by more than Rs 11,000 under the Draft Income-tax Rules 2026
BUSINESS
Dining out? Check if you’re paying service charge over and above GST
The automatic addition of service charges on bills has been held to constitute an unfair trade practice under the Consumer Protection Act, 2019
BUSINESS
No calls after 7 pm: New RBI norms offer shield against harassment by recovery agent
The proposed norms stress on as fair treatment to borrowers during the recovery process, spells out conduct of lender’s employees and recovery agents and due diligence
BUSINESS
Model demands Rs 2 crore compensation from 5-star hotel over faulty haircut: SC trims it to Rs 25 lakh
The damages cannot be awarded merely on presumptions or whims and fancies of the complainant, the Supreme Court said
BUSINESS
Why you should not withdraw EPF money after leaving your job?
Withdrawing your EPF balance during a job change should be an exception in rare circumstances, not your default decision
