HDFC Life's non-par share declined sharply to 18 percent in H1FY26 from 32 percent a year ago, a deviation in an otherwise uniform industry tilt toward guaranteed-return products.
Emkay Global Financial is bullish on SBI Life has recommended buy rating on the stock with a target price of Rs 2100 in its research report dated October 25, 2025.
SBI Life continued to report improvement in the VNB performance in 1QFY26, aided by a shift in the product mix toward traditional products.
SBI Life is expected to report modest growth in APE and healthy expansion in VNB margins for the June quarter, aided by a favourable product mix, even as ULIP sales moderate and investments in distribution weigh on profits
Emkay Global Financial is bullish on SBI Life has recommended buy rating on the stock with a target price of Rs 1950 in its research report dated April 25, 2025.
SBI Life expects margins to remain steady in the range of 27–28 percent, as it shifts more focus towards traditional insurance products
SBI Life saw a modest 0.3 percent year-on-year (YoY) increase in net profit, reaching Rs 813 crore in Q4
SBI Life saw a modest 0.3 percent year-on-year (YoY) increase in net profit, reaching Rs 813 crore in Q4
SBI Life is expected to post a 4.2 percent year-on-year (YoY) growth in APE in Q4FY25
Moreover, companies have not seen much success with the open architecture model
While ULIP sales have significantly driven premium growth for private insurers, a downturn in market stability typically leads to reduced demand for ULIPs, with effects usually seen nine to twelve months later
Insurance stocks selloff: The new tax regime provides no deductions for health and life insurances
Emkay Global Financial is bullish on SBI Life has recommended buy rating on the stock with a target price of Rs 1850 in its research report dated January 19, 2025.
Given favorable valuations and improved growth visibility, brokerages upgraded their ratings on SBI Life, while also hiking their target prices on the stock.
SBI Life’s net premium income also saw a strong growth. The insurer reported a net premium income of Rs 24,828 crore, up 11% percent from the Rs 22,326 lakh crore reported in Q3 of FY 24.
SBI Life Q3 Results Preview: SBI Life’s Q3 FY25 APE is expected to grow 6.5 percent, but VNB margin may contract 90 basis points due to regulatory changes and higher ULIPs in the product mix.
Insurers get a large part of their business from banks' distribution and hence, Sitharaman's statement created uncertainty on that business
Emkay is bullish on SBI Life has recommended buy rating on the stock with a target price of Rs 1900 in its research report dated July 24, 2024.
The solvency ratio dipped to 2.01 percent versus 2.15 percent last year.
Emkay Global Financial is bullish on SBI Life has recommended buy rating on the stock with a target price of Rs 1800 in its research report dated April 27, 2024.
SBI Life Q4: The solvency ratio of the insurer stood at 1.96 percent
Status quo on surrender values by the insurance regulator is a big relief for life insurers, says brokerages, which expect these firms to maintain profitability
According to reports, IRDAI is likely to consider rationalisation of proposed surrender value in its March board meeting
Emkay Global Financial is bullish on SBI Life has recommended buy rating on the stock with a target price of Rs 1750 in its research report dated January 26, 2024.
They expect retail annual premium equivalent (APE) to grow at 6-7 percent year-on-year (YoY) in FY24, led by private sector growth of 11-12 percent