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    • Your credit after a loan default: How to climb back, step by step

      A default stays on your record for years, but lenders pay close attention to what you do after it. Recovery is slow, practical, and very possible.

    • 60% of India's borrowers struggle to pay back: How to escape the debt trap and protect yourself from aggressive lenders

      India's debt crisis worsens, with 60% of borrowers struggling to pay, facing harassment, and trapped in high-interest cycles. Legal support and financial literacy are key to escaping this debt trap.

    • Personal loan default: Check these key details to avoid financial crisis

      Defaulting on a personal loan can have adverse consequences, from a damaged credit score to potential legal action. Learn how to manage repayments effectively and avoid any financial pitfalls.

    • Plan smarter, pay better: How an EMI calculator prevents loan defaults

      An EMI calculator is more than just a tool—it's your guide to informed borrowing and financial stability.

    • Small-loan defaults may throw risk into India’s broader economy

      Personal-loan growth is moderating as the central bank last year clamped down on risky lending practices following a post-pandemic surge in credit

    • Now, lenders to inform borrowers while reporting their loan defaults to credit bureaus

      By demanding the appointment of nodal officers at every credit institution, assigning a financial penalty for delay in redress of customer grievances, and regular updates to the customers on access of their credit information reports, one can expect the industry to be more customer-friendly.

    • Jaiprakash Associates defaults on Rs 4,044-crore loans

      In a regulatory filing on Friday, Jaiprakash Associates Ltd (JAL) informed that the company on June 30th defaulted on repayments of a principal amount of Rs 1,660 crore and interest of Rs 2,384 crore.

    • Looking out for lower interest rates on home loans? A good credit score helps

    • The right way to get the first credit card and build a credit history

    • Jaiprakash Associates defaults on $508 mn loan repayment due on March 31

    • Now, claim compensation for delay in rectifying errors in credit reports

    • Lenders fear delay in recovery as SC offers loan defaulters a legal window

    • Fallen into a credit card debt trap? Here are strategies to pay off your debt

    • Many youngsters have an expensive lifestyle and are in debt. It is a slippery slope: Ritesh Srivastava, CEO of FREED

    • Bank of Baroda takes part-possession of Nirmal Lifestyle's mall in Mumbai

    • Bankruptcy Board chief asks banks to initiate proceedings soon after NPA classification

    • Got your first credit card? Now use it to build your credit score

    • Credit cards: Keep in mind these factors before opting for EMIs

    • Errors in your credit information report? File a complaint with RBI’s integrated ombudsman

    • Want a loan or credit card? File your income tax return first

    • TransUnion CIBIL study: More than 160 million Indian consumers are credit underserved

    • Credit cards are not evil; just understand the maths to use them smartly

    • Banks trim lending to students, fearing high defaults

    • Invoking personal guarantees of promoters is easier said than done

    • Mahindra’s Ssangyong defaults on loan repayment, what next?

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