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    • SBFC Finance: How justified is the valuation of this stock?

      It is well-positioned to seize the big market opportunity in the SME space

    • Defaulting on a loan against property: What every borrower should know

      Defaulting on a loan against property can lead to severe financial and legal consequences, making it essential to understand the risks and remedies before matters spiral out of control.

    • PNB Housing Finance to start Loan Against Property from April 2025, says MD & CEO Girish Kousgi

      Further, corporate loan side, Kousgi said that it will grow to Rs 7,000 crore to Rs 8,000 crore by financial year 2026-27.

    • SBFC Finance: This NBFC is a strong growth play

      The company is riding on the MSME credit growth cycle

    • NBFC margins may shrink 25-40 bps in loan against property, unsecured books: ICRA

      On funding issues for the non-banks, ICRA said that the NBFCs are expected to face headwinds related to funding availability, which is likely to impede their growth

    • Loan against property: HDFC Bank, State Bank of India and Indian Bank offer the lowest interest rates

      HDFC Bank, State Bank of India and Bank of Baroda offer interest rates ranging between 9.50 and 10.85 percent on a Rs 15 lakh loan against property for a 7-year tenure.

    • Explained: Loan against property and how to get the best of it

      Opting for a longer tenure reduces the monthly outgo, and is better suited for those with lower repayment capacity and who want higher loan amounts.

    • SBFC Finance: Riding high on MSME credit growth cycle

      Plans to add 25-30 branches annually, with a rising share of co-origination loans

    • Repco Home Finance’s valuation undemanding, but re-rating depends on loan growth

      Loan book growth outlook positive; further improvement in asset quality on the cards

    • What factors matter in a loan against property?

    • Loan against property: Scout for reasonable interest rates, easy repayment terms

      Your property can be used to get a loan. But make sure you are not being charged a high interest rate. Loans availed by mortgaging your property can be used for any purpose, just like a personal loan. But unlike any loans, be ready for a bit of a delay as your bank will undertake a thorough evaluation of your property and decide your eligibility amount. A healthy credit score helps.

    • What explains the distressed valuation of this housing finance company?

      Mortgage lender's stock has plunged 49 percent year-to-date (YTD) compared to a 9 percent fall in the Nifty in the same period

    • What makes Repco Home Finance a worthy bet despite lack of growth?

      The lender’s loan book hasn’t changed much in the past one year, and consequently earnings growth has been muted

    • Repco Home Finance Q1 hit by second wave, but valuation comforting

      Repco is facing multiple issues, which include slower growth, stiff competition from banks and rise in bad loans and restructured assets

    • Three factors that add value to LIC Housing Finance

      Despite the pressure on asset quality, there were some positive readings from the earnings

    • Weekly Tactical Pick | LIC Housing Finance — Rock-bottom valuation makes it attractive

      HFCs are expected to see growth reviving faster than other NBFCs. LIC Housing Finance is one such case

    • Repco Home Finance has doubled from its low in June, will the rally sustain?

      Despite the stock price more than doubling from Rs 90 in June 2020 to Rs 240 now, Repco’s valuation is still extremely attractive

    • Why LIC Housing Finance merits a look

      LICHF is trading below its trailing (FY20) book value despite the fact that home loans are the safest and most secured of all categories of retail loans

    • Weekly Tactical Pick| Repco Home Finance a worthy investment option

      The distressed valuation despite a reasonable return profile makes the HFC attractive

    • Is LIC Housing Finance’s strong Q1 earnings growth sustainable?

      Provisioning is likely to increase for LICHF, given challenging times, and will weigh on earnings and compress return ratios in FY21

    • Indiabulls Housing Finance: Does the change in business strategy merit a look?

    • DCB Bank: Do low valuations merit a buy?

      With the stock price correcting sharply by 60 percent from peak of Rs 200 seen in January 2020, valuations have turned very attractive and the bank is trading below book value.

    • LIC Housing Finance: What’s keeping the stock price suppressed?

      LICHF's stock price has corrected 50 percent from the all-time high of Rs 587 in July 2019.

    • See 27-30% of borrowings re-priced in FY19; loan growth well-planned: PNB Housing Fin

      Loan growth for the company has always been regulated, well-planned and not aggressive, said Sanjaya Gupta, MD, PNB Housing Finance .

    • Eyeing GNPAs below 7%; lower ticket size of LAP seg upto Rs 25 lakh: Magma Fincorp

      All the parameters of the company look positive and so they expect their rating to improve going forward, said Kailash Baheti, CFO, Magma Fincorp.

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