NPS is a great long-term product that offers lots of flexibility to invest in multiple assets, with low charges.
Just as we apply rupee cost averaging to reduce the risks of investing at the wrong time in equity markets, make sure that you convert your USD to INR in tranches.
Do timely submit the proof of any tax saving investment you have made or deduction you are eligible to, so that excess deduction of taxes doesn’t take place.
If one has over-committed to certain themes / sectors, then it needs to be brought to a more normalized level. On the other hand, if there was under-commitment to themes that look promising now, then this is the time to increase the stakes.
The opportunity is in the form of buying sovereign gold bond (SGB) from the secondary market.
Over the last 10 years S&P 500 has outperformed the Nifty 50, in rupee terms. The typical mistake investors make is comparing the dollar-returns of S&P 500 with the rupee-returns of Nifty 50.
Return expectations need to be moderated. Over long term, our returns tend to gravitate towards the growth rate of the economy or the set of companies we are investing in.
For the salaried class, the months from January to March spell chaos as there is a rush to complete last minute tax saving measures.
S Krishna Kumar expects near term volatility but says investors shouldn't try to time the market.
SEBI wants the advisors to play a fiduciary role, where client interest is pre-eminent. It needs to keep this as the central percept around which it needs to further weave the regulation
The fear makes us sell it even if its primary business is fundamentally strong. In fact, under panic, we fail to analyze the capability of the management that works day and night to make it really successful.
Mis-selling continues unabated and everybody seems to be doling out financial advise.
Continue your asset allocation and ensure at least around 5-10 percent of your portfolio in gold
A consolidated mutual fund statement is easy to get that tells you how your investments have done.
No one knows the outcome of elections and even if one knew the election outcome, the impact on the markets may be unpredictable.
Placing limit orders can help a patient investor to buy or sell shares at a price she desires.
Maturity proceeds become entirely tax-free; Annuity income continues to be taxed, for now.
Hopefully, with spread of investor base, with more people holding G-Secs, the requirement of trading and hence liquidity will start developing.
According to William O’Neil methodology, every major stock market bottom featured a follow-through day. It essentially confirms that a fledgling uptrend in stocks is underway
On the contrary, in my quest of searching the answer, I found that it’s the simplicity that made the investing highly pleasing and less-complicated
Kalpen Parekh of DSP MF advised investing in index funds provide better returns
The higher income levels of millennials have led to increased household savings which is making their way to the financial assets through mutual fund route.
Individuals with low-risk appetite can consider lock-in rates at current level.
Smart beta ETFs aim to bridge the gap between active and passive funds. But only smart investors are drawn to it, for now.
Although India's passive share is small, India is beginning to consider the benefits of passive investing, similar to the US market during the 1970s.