REITs are best considered as a means to diversify your portfolio across asset classes than for earning higher returns
Tying up the cash flow statement with the balance sheet and the profit and loss account will help give a fair view of the operations of the company
Savings bank accounts specifically targeted at women come with extra features. But check if you really need them as they come with additional cost.
Right from the moment we decide to invest, it is by default that our mental calculator is activated. The pursuit of higher returns begins and the utopian scenario of 'financial bliss' looms in our minds.
The second episode of Know Your Money highlights why it is important for women to also ensure the proper and safe handling of all investment documentation once they have taken charge of their finances.
The world today has a long string of such tension hit areas like the Korean Peninsula, the Middle East, Venezuela etc.
NRIs who are yet to decide on where they wish to retire to, should avoid using assets that either lock in their money or are illiquid or create payment commitments for long periods of time
One way of reducing the number of options is to apply filters and to do some top-down thinking
Millennial should invest at least 30-50% monthly income. The rest should be utilised for monthly expenses, pay EMIs or credit card dues, etc
The policy offers seven options of sum insured ranging from Rs 3 lakh to Rs 40 lakh and above
If you are on a break from a job, remember it is a good time to re-evaluate your skills and see how you can prepare to stay ahead in the game and separate yourself from the herd by taking a course or by acquiring new skills.
Concerns have been expressed that the law is extremely harsh and will lead to hardship for many individuals, small businesses etc. Doubt have been expressed as to whether personal loans are covered by the ban under the Ordinance
Passive investments are those which do not depend on the capabilities of a fund manager, to pick up investment candidates.
Paytm and Mobikwik has now allowed users to invest in mutual funds from their apps. It’s as easy as shopping. It brings convenience, but it may also be risky
Equity investment is a high-risk instrument but the risk can be lowered if an investor invests in low volatility stocks
The first thing to be checked is if a Double Tax Avoidance Agreement exists between India and their country of residence.
EPFO had in January 2017 decided to invest in select exchange traded funds (ETFs) to help the government achieve its disinvestment target
Mutual funds have been chasing risk even in funds meant for low-risk conservative investors.
Look for pockets of pessimism, where there is no earnings visibility in 3-4 quarters, but business is likely to show significant improvement in 12 quarters and beyond.
Successful equity investing is about embracing certain resilient rules or principles, says Rahul Jain of Edelweiss.
Fast growing sectors, such as biotech, alternative energy, internet media, internet retailers, artificial intelligence, robotics and cybersecurity are missing from the typical Indian investor’s basket
Professor Sanjay Bakshi is one of India's foremost experts on behavioural finance and deals with emotional biases that creep into humans' financial decision making.
The most important thing to understand is that your savings rate is a factor you can control, while investment returns isn't under your control.
The scheme can offer a low-cost avenue to take exposure to some of the good names in public sector space at beaten-down valuations.
Professor Sanjay Bakshi is one of India's foremost experts on behavioural finance, the field that deals with emotional biases that creep into humans' financial decision making.