Jan 04, 2017 06:07 PM IST
There are losses that the insurer will not pay for.
- Jan 04, 2017 05:29 PM IST
Child plans are no different from other endowment and money back policies except for their names. After deducting agent commissions and administrative charges, the premiums invested in safe debt options offer sub-optimal returns, about 6-7 per cent.
- Dec 26, 2016 05:41 PM IST
Health insurance policies offer a wider bouquet of benefits. One must be aware of these to benefit from the policy.
- Dec 15, 2016 10:33 AM IST
Basis a circular in August 2014, IRDAI, the regulatory body for insurers in India, allowed insurers to issue long term policies. The aim of the regulator was to limit the instances wherein people forget to renew their two-wheeler policies every year
- Dec 08, 2016 12:35 PM IST
Riders are purchased additionally with a basic life insurance plan for getting additional benefits.
- Dec 01, 2016 07:20 PM IST
Any unforeseen circumstances such as fire or cancellation of the ceremonies can leave you financially and emotionally damaged.
- Nov 17, 2016 07:32 AM IST
Critical illness covers sold by insurance companies can offer you an array of benefits.
- Nov 15, 2016 08:17 AM IST
A customer is eligible to receive an NCB benefit for each claim-free year. The maximum discount that is allowed is 50% if a customer has no claim in his last five years.
- Oct 21, 2016 03:10 PM IST
A common and recurring belief in almost all areas struck by a natural disaster is (a) none saw it coming, and (b) none were properly insured.
- Oct 14, 2016 06:26 PM IST
When you focus too much on returns on risk ignoring your requirement, there is a fair chance that you may be mis-buying.
- Oct 14, 2016 05:34 PM IST
Here is how you can put your money to best use this festive season.
- Oct 10, 2016 06:55 PM IST
It makes sense to be prudent at the time of filling the insurance application form and regularly pay premium after buying the policy.
- Oct 05, 2016 04:22 PM IST
Many individuals take 10-15 times of their annual income as their life insurance cover. Even though this can be the starting point to take the insurance cover but this is not the right way of calculating the correct life insurance requirement.
- Jul 07, 2016 06:02 PM IST
Buying health insurance policy does not mean all the benefits start immediately. One has to understand the concept of waiting period.
- Jul 05, 2016 03:56 PM IST
After the removal of contribution clause it is relatively easier to claim. These tips can make it simpler to claim on multiple health insurance policies.
- Jun 27, 2016 08:56 PM IST
Accidents can cripple an individual and ruin his family‘s future. Here is how an insurance policy protects you.
- Jun 22, 2016 04:36 PM IST
It is better to buy some riders that offer to fortify your child plan at low cost.
- Jun 16, 2016 10:49 AM IST
A lot more than your lifetime savings go into building a house, and then making it a home.
- Jun 15, 2016 06:26 PM IST
It pays to buy right amount of life insurance after you choose the right product.
- Jun 09, 2016 12:26 PM IST
Though it makes health insurance affordable, it also increases the premium paid.
- Mar 18, 2016 05:08 PM IST
Most companies do make it easy for the customer to make a claim with toll free numbers for use in India and outside India.
- Mar 16, 2016 02:17 PM IST
It is high time we shun the myths around insurance purchase and pick right insurance covers to ensure we stay course on the way to financial freedom.
- Mar 07, 2016 10:45 AM IST
Moving from one health insurance policy provider to another insurer is not a hassle any more. Just follow the tips mentioned below and enjoy the cover you desire.
- Mar 04, 2016 01:01 PM IST
Buying a senior citizen health insurance policy is a cumbersome task for most young individuals. Here is how you can go about it.
- Feb 12, 2016 10:59 AM IST
Insurance products are surrounded by service tax and income tax, which should not be the case.