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  • HDFC Bank cuts interest rates on select FD, savings accounts post-RBI rate cut: Check the latest rates here

    HDFC Bank cuts interest rates on select FD, savings accounts post-RBI rate cut: Check the latest rates here

    The bank now offers a maximum interest rate of 6.6% per annum on FDs with principal amount less than Rs 3 crore for general citizens

  • SBI cuts interest rates on select fixed deposits. Check the latest FD rates

    SBI cuts interest rates on select fixed deposits. Check the latest FD rates

    SBI is reintroducing its 444-day long special deposit plan 'Amrit Vrishti' but with lower interest rates

  • SBI's deposit rate hikes amid lagging credit growth not likely to impact profitability: Kotak analysts

    SBI's deposit rate hikes amid lagging credit growth not likely to impact profitability: Kotak analysts

    Analysts at Kotak said that this move comes amidst concerns around sluggish growth of deposits compared to loans, prompting lenders to take proactive measures to manage their liabilities effectively

  • Tax-saving FDs: These banks offer interest rates of up to 7%

    Tax-saving FDs: These banks offer interest rates of up to 7%

    Section 80C brings down your taxable income by allowing you to invest in a basket of instruments. Tax-saving bank fixed deposits is a popular instrument for those in the lower tax brackets and also who are closer to their retirement, for capital protection. It's important also to look at your financial goals.

  • Invest in FDs through Moneycontrol and earn up to 8.5 % p.a.

    Invest in FDs through Moneycontrol and earn up to 8.5 % p.a.

    Utkarsh Small Finance Bank offers the highest interest rates on FDs, at 8.5 percent p.a. for a two to three year tenure. Among NBFCs, Bajaj Finance offers interest rates of 8.35 percent p.a. for a tenure of three years and eight months. Senior citizens earn up to 0.25-0.6 percent more on deposits.

  • FD rates: Public sector banks that offer up to 7.25% interest on 3-year deposits

    FD rates: Public sector banks that offer up to 7.25% interest on 3-year deposits

    FD investment in leading public sector banks and private banks comprises 76 percent of total bank deposits. Leading public sector banks such as Bank of Baroda, SBI, Union bank of India, among others are offering the best interest rates on three-year FDs.

  • Tax-saving FDs: These banks offer interest rates of up to 7.5%

    Tax-saving FDs: These banks offer interest rates of up to 7.5%

    Risk-averse investors and those in lower tax brackets can look at tax-saving fixed deposits.

  • FD rates: Banks that offer up to 8.6% interest on 3-year deposits

    FD rates: Banks that offer up to 8.6% interest on 3-year deposits

    FD rates: The interest rates on FDs offered by leading public sector banks SBI, Union Bank of India, etc. are not as competitive as rates offered by small finance banks and private banks.

  • Banks hike FD rates on select tenures; pick one that suits you

    Banks hike FD rates on select tenures; pick one that suits you

    Banks big and small are trying to attract investors by offering higher interest rates — as high as 7.7 percent — but for a limited period only.

  • Short-Term FD Rates: These banks offer up to 6.60% interest on three-year FDs

    Short-Term FD Rates: These banks offer up to 6.60% interest on three-year FDs

    Several banks have sharply hiked interest rates on fixed deposits across tenures after the Reserve Bank of India raised repo rate by 90 basis points in May-June this year.

  • Personal Finance: Are fixed deposits really your safety blanket?

    Personal Finance: Are fixed deposits really your safety blanket?

    Keep only as much as you need in three-five years in fixed deposits but secure your financial future through calculated risks of wealth creation 

  • Is there some joy at last for savers?

    Is there some joy at last for savers?

    Hike in deposit rates by HDFC, Bajaj Finance raises expectations and sends signals that the rate cycle may finally take a turn amid inflationary pressure

  • FDs good for non-tax payers & FMPs for tax payers: Roongta

    FDs good for non-tax payers & FMPs for tax payers: Roongta

    Harsh Roongta of apna-paisa.com says if one is looking at investments for the short-term then fixed deposits (FDs) are best investments, especially, if the investor is not paying taxes.

Advisory Alert: It has come to our attention that certain individuals are representing themselves as affiliates of Moneycontrol and soliciting funds on the false promise of assured returns on their investments. We wish to reiterate that Moneycontrol does not solicit funds from investors and neither does it promise any assured returns. In case you are approached by anyone making such claims, please write to us at grievanceofficer@nw18.com or call on 02268882347