Debit Card

With increasing online fraud, it is more necessary than ever before to keep your debit card PIN safe from theft to prevent unauthorized transactions and monetary loss.

Making UPI payments with your credit card: What you need to know

You can now link your RuPay credit card to UPI apps for seamless merchant payments, but debit cards still function only as bank account gateways, not standalone UPI payment methods.

How to claim free life insurance from your debit card

In an unexpected twist, some banks are now providing free life insurance benefits to their debit card holders, without requiring them to purchase a separate policy or maintain a policy number. Check with your bank if you are eligible for such insurance on your debit card.

Which card should you use for International travel? Fees, safety, and best practices for Debit, Credit card

Should you use a debit card to stay within budget, or rely on a credit card to avoid tax collected at source (TCS) charges? Understanding the fees associated with both debit and credit card use abroad is essential before you embark on your journey. Read on to learn more about the pros and cons of using debit and credit cards abroad.

RBI asks card issuers to put in place mechanism to monitor end use of funds

For the cardholder’s convenience, card transaction related data may be drawn directly from the card issuer’s system in an encrypted form and displayed in the co-branding partner (CBP) platform with robust security, the RBI said.

RBI proposes card-on-file tokenisation for debit/credit cards | What are the benefits?

The RBI plans to introduce the facility for the creation of card-on-file tokenisation to enhance convenience for cardholders. Watch this video to know more!

Debit card payments plummet over 13% in FY 2022-23: RBI data

The data shows increase in credit cards payments in value as well as volume terms.

RBI issues draft circular on issuance of debit, credit and prepaid cards

The central bank says the existing arrangements between card networks and card issuers are not conducive for customers

US FTC orders Mastercard to open debit services for competing payment providers

Mastercard has been ordered to provide competing payment networks access to debit card transcations

Visa has terminated global debit card agreements with FTX

"The situation with FTX is unfortunate and we are monitoring developments closely," a Visa spokesperson told Reuters.

Tokenisation | How To Make Online Credit & Debit Card Payments Safer While Shopping

The 16-digit numbers on your credit and debit will get replaced with a ‘token’ starting October 1, 2022. So, what is tokenisation, how can you tokenise your card, and how safe is it? Find out in this video

Card tokenisation: Banks gear up for new regime, yet challenges persist with small merchants

India’s banking regulator has thrice extended the deadline for lenders’ compliance with tokenisation norms.

Tokenization of credit and debit cards for safe online shopping from Jan: Here’s how the process works

The new tokenization rule prohibits all online shopping portals from saving your card numbers, CVV and expiry date in their servers

RBI norms on credit and debit cards e-mandates kick in today. Here's what you must know

For all auto-debit payments on your credit and debit cards, one-time re-registration is required for e-mandates. Above Rs 5,000 you will require two-factor authentication for every recurring debit

Why companies are lining up for RBI’s PA license & what the card data hiccup is, explained

The RBI has received around 30 applications for the PA license, a source said, adding that most companies will choose to apply because without the license their costs will go up. They added that the number will of applications is likely to increase closer to the September 30 deadline

How to make the most of the festive sales offers from Amazon, Flipkart and Reliance Digital

Use cards of partner banks for additional discounts and cashbacks. Avoid shopping for stuff you may not use immediately and zero-cost EMI.

You have to pay more for ATM cash withdrawal soon - here is why

Customers are eligible for five free transactions, inclusive of financial and non-financial transactions, every month from their own bank ATMs.

Not able to use your debit card for online transactions? Here's why your bank may have blocked it

Banks say the move is in compliance with Reserve Bank of India guidelines

Explained: All about making safer online transactions with virtual cards

Virtual cards offer several layers of protection that make them immune to frauds

Withdrawing money from your bank account? Here is how much you will have to pay and all other questions answered

With a rising number of cloning cases of debit cards while using it to withdraw money from ATMs, the likes of State Bank of India, Bank of India, HDFC Bank, ICICI Bank, AXIS Bank etc. now allow the card-less cash withdrawal facility.

SBI's 10 ATM safety mantras: Follow these rules to prevent debit card fraud

SBI has been time and again giving tips to its customers on how to do safe banking practices. To avoid any debit card fraud, SBI advises its customers to do ATM transactions in complete privacy.

Debit card is lost or stolen? Here is what to do

If you lose your debit card, or your card is stolen, you can easily fix the problem in a couple of steps.

Transcorp’s prepaid card: Should you opt for it?

You could use the card for your meal purchases as well as to shop for food and grocery items

Applied for SBI debit card? Expect to wait longer as deliveries are delayed

In an announcement on its website, SBI said "Due to prevailing Covid-19 lockdown and restrictions on movement we regret to inform that debit cards delivery will be delayed. We regret the inconvenience caused. Stay home. Stay safe".