Debit Card

Does a debit card EMI mess with your credit score?

It feels safer than a credit card, but a debit card EMI still leaves a footprint on your credit history.

HDFC Bank tightens debit card lounge perks

HDFC’s new lounge rules mean higher spend thresholds and a shift to voucher-based access

How to keep your debit card PIN safe from theft: Easy yet effective tips

With increasing online fraud, it is more necessary than ever before to keep your debit card PIN safe from theft to prevent unauthorized transactions and monetary loss.

Making UPI payments with your credit card: What you need to know

You can now link your RuPay credit card to UPI apps for seamless merchant payments, but debit cards still function only as bank account gateways, not standalone UPI payment methods.

How to claim free life insurance from your debit card

In an unexpected twist, some banks are now providing free life insurance benefits to their debit card holders, without requiring them to purchase a separate policy or maintain a policy number. Check with your bank if you are eligible for such insurance on your debit card.

Which card should you use for International travel? Fees, safety, and best practices for Debit, Credit card

Should you use a debit card to stay within budget, or rely on a credit card to avoid tax collected at source (TCS) charges? Understanding the fees associated with both debit and credit card use abroad is essential before you embark on your journey. Read on to learn more about the pros and cons of using debit and credit cards abroad.

RBI asks card issuers to put in place mechanism to monitor end use of funds

For the cardholder’s convenience, card transaction related data may be drawn directly from the card issuer’s system in an encrypted form and displayed in the co-branding partner (CBP) platform with robust security, the RBI said.

RBI proposes card-on-file tokenisation for debit/credit cards | What are the benefits?

The RBI plans to introduce the facility for the creation of card-on-file tokenisation to enhance convenience for cardholders. Watch this video to know more!

Debit card payments plummet over 13% in FY 2022-23: RBI data

The data shows increase in credit cards payments in value as well as volume terms.

RBI issues draft circular on issuance of debit, credit and prepaid cards

The central bank says the existing arrangements between card networks and card issuers are not conducive for customers