Banking Guidelines

West Asia tensions unlikely to directly hit banks, but higher energy costs pose risks: Moody’s

Banking sector outlook remains stable with benign asset quality and credit growth seen in low–mid teens for FY26–27, according to Moody’s

Why RBI’s draft rules on limited customer liability in digital banking transactions matter

The proposal introduces partial compensation for smaller digital frauds

Banking Central | RBI’s digital transactions draft offers fraud protection to customers, shifts onus on lenders

The most important feature of the draft is the introduction of a compensation mechanism for small-value digital frauds, which account for the largest share of such unauthorised transactions

RBI proposes new rules to protect customers from digital banking fraud from July 1

A bank shall advise its customers that on occurrence of any fraudulent electronic banking transaction, they should notify the bank and also lodge a complaint through National Cyber Crime Reporting Portal

Volatile rupee shifts spotlight on banking system liquidity

The rupee sank to new intraday low of Rs 92.30 on March 4 on rising crude prices and growing concerns around widening West Asia conflict

2-6-10 rule vs reality: How should you plan EMIs instead?

Why the popular 2-6-10 EMI rule may not reflect today’s financial realities

Banking Central | Digital banking frauds are rising. How do we stem the tide?

Everyone from senior citizens to well-educated youth are losing money. What is missing here?

Bank Nifty extends losses, down nearly 500 points in afternoon; ICICI Bank, HDFC Bank stocks drag index lower

Bank Nifty stayed in the red since the open and weakened further as selling intensified in heavyweight private banks. Broader participation within banking stocks was largely negative. Gains were limited and stock-specific.

Which IndiGo credit card should you pick?

Axis Bank’s entry intensifies IndiGo card competition, pushing travellers to reassess fees, BluChip rewards, and real travel value.

HDFC Bank raises spend threshold for Infinia card continuity

HDFC Bank brings new continuity criteria links benefits to higher spends and relationship value.

Scam storm sweeps India: Fraudsters exploit I-T refunds, 8th Pay Commission buzz, FASTag alerts

Staying alert, verifying information only on official websites and refusing to share sensitive details are the best ways to protect yourself and your money

Rs 590-crore fraud hit absorbed? Has IDFC First Bank stock priced in the worst-case impact

After a sharp sell-off, analysts believe IDFC First Bank’s valuation reset reflects the worst-case earnings impact of the fraud disclosure

Bharti Airtel shares fall over 3%, among top Nifty losers today after telco announces mega NBFC expansion

The stock movement comes a day after Airtel said it would capitalise its NBFC arm, Airtel Money Limited, with up to Rs 20,000 crore over the next few years following the receipt of an NBFC licence from the Reserve Bank of India earlier this month

IDFC First Bank shares see mild recovery today after steep selloff prompted by fraud fallout

The modest rebound in IDFC First Bank shares today comes a day after the lender sought to reassure investors that the incident was isolated, confined to a specific set of Haryana government accounts at a single branch in Chandigarh, and not systemic.

From KYC, re-KYC to OTP safety, PM Modi outlines digital banking dos and don’ts

One must complete re-KYC on time to defeat scammers; Modi warns against cyber fraud and links timely KYC to secure bank accounts in Mann Ki Baat

Banking Central | MPC is right in holding fire for now but must prepare to move

With inflation benign and growth firming up, the February MPC minutes show a central bank choosing patience over posturing. That caution is wise, for now

Buying a home? Check the latest home loan interest rates in February 2026

Best home loan interest rates in February 2025 after the repo rate announcement: Most lenders offer their lowest home loan interest rates to individuals with very high credit scores, generally 800 or above

OPINION | Vault Matters: RBI’s directive on mis-selling is a band-aid on the wound, not a cure

RBI is trying to fix the distribution aspect of mis-selling. The role of mutual funds and insurers remains unaddressed. Sebi and IRDAI have to step up to address core issues  

OPINION | India’s Banking Liquidity Paradox: Massive infusion but hardening yields

Over 14 months beginning December 2024, RBI injected almost Rs 18 trillion of permanent liquidity. Yet, yields hardened. This was because large-scale dollar sales by the central bank offset the liquidity surge

Veteran investment banker Kamal Sultania Joins 360 ONE to lead coverage strategy

Prior to joining 360 ONE, Kamal spent nearly two decades at JM Financial where he played a key role in several notable mandates.

RBI approves Rajan Bajaj as MD & CEO of Slice Small Finance Bank

Founded in 2016, Slice began as a credit and payments platform catering largely to young, digitally savvy consumers.

Cheque bounced? Here’s what it can cost you

In India, a cheque that bounces can lead to a criminal case, and if things spiral, even jail time

OPINION | Vault Matters: Why private banks need more returnees like Shyam Srinivasan, Murali Natarajan and Ashok Vaswani

In the backdrop of a shallow talent pool for the top job at private banks, isn’t it time to widen the search and look overseas

Are banks the new safe haven as AI jitters shake D-Street?

SBI’s blockbuster Q3, rising mutual fund allocations and valuation comfort are driving renewed interest in banking stocks

No calls after 7 pm: New RBI norms offer shield against harassment by recovery agent

The proposed norms stress on as fair treatment to borrowers during the recovery process, spells out conduct of lender’s employees and recovery agents and due diligence