
To monitor your performance over the long term or against benchmarks like the Nifty, the annualised return is more informative because it describes the performance in consistent, annual terms.

The financial health of an insurance company can be assessed by the policyholder by reviewing the company’s financial ratios.

Tata Chemicals has entered into an exclusivity agreement for negotiations with Indorama Holdings for the potential sale of its fertilizer business. The spin-off was anticipated for quite some time and the deal seems to be mutually beneficial.

A news report says that volumes in commodity exchanges have fallen to their lowest levels since 2010. They are presently at one-third their peak levels touched in 2013. There are many reasons for the sharp drop in business volume.

The first POS terminals emerged in 1979, when Visa introduced a bulky EDC (electronic data capturing) terminal for magnetic stripe cards.

Industry tailwinds, increased awareness towards insurance products, leadership status amongst private non-life insurers in India, a robust distribution channel, and healthy financials make ICICI Lombard's IPO a proposition worth considering.

As for the current rise in petrol and diesel prices, the blame is clearly on Hurricane Harvey and Hurricane Irma. These hurricanes affected that part of the US (Houston) which accounts for nearly 40 percent of the refining capacity.

By insuring and protecting our homes and belongings, cars and health, we can remain equipped to face any situation.

While a part of the weakness in results is transitory in nature, higher costs owing to employee benefits could be a new normal in R&D intensive industry.

The idea of buy on dips is not a bad one. But when used to buy momentum stocks on small corrections leads to a disaster.

Only a fund with a relatively smaller corpus size can be quickly repositioned; a large fund will have the baggage of existing portfolio which should not be disturbed.

There are over 40 MFIs in the country who are in regular need for funds given the huge un-banked population in the country. A key ingredient for a successful micro finance lender is to be well capitalised and have ready access to low-cost funds.

Foreseeing increased energy demand in years to come, GAIL had entered into long-term contracts for importing US shale gas, which is scheduled for delivery from the beginning of next year.

Over the last five years, Indian companies seem to have taken a leaf out of Buffett playbook while rewarding shareholders.

Given the size of funds that is needed going forward, the government will have to look at various sources to raise money as retiree money might not be enough to meet the demand for funds.

We like the Nestle’s transformational story post the food safety crisis with respect to its key product in India – Maggi. Since then Nestle’s share in instant noodles space has crawled back to the range of 60 percent.

Unlike other instruments like PPF, NSC and Long term deposits, an ELSS is a long-term wealth creator due to its consistent equity exposure.

Markets, however, have remained robust despite the negative news flow as liquidity in the system from domestic investors helps bring stability despite selling by foreign players.

RBI might continue to intervene in the market to prevent appreciation that can cause incremental damage to the economy.

Here are the various features of top-up home loans and how they compare with other credit alternatives like personal loan, gold loan, credit card loans.

Prima facie, the IPO satisfies Warren Buffet’s cardinal principal of investing - a business that is easy to understand, has favourable long-term prospects and operated by honest and competent people.

The government slapped a hike of 2 percent on mid-size sedans, 5 percent on luxury cars and 7 percent on sport utility vehicles. These will be added to the 15 percent cess charged on such vehicles over and above the GST of 28 percent.

The Emergency is widely considered a dark chapter in Indian history. However, those defending it point to the positives including punctuality of the trains. But did they really run on time?

Government’s policy initiative to switch to cleaner fuels has made the sector grow exponentially in the last decade, and the demand-side boost provides significant tailwinds for gas retail companies.

'As a financial advisor, I tend to correlate everything I read to us, our lives and how we can ensure that we invest better to make our lives richer'.