How to pick the best personal loan app for your financial needs
With so many loan apps available in the market, picking the right one requires careful review of various criteria. From interest rates to data security, here’s what to check before applying for a personal loan online.
Unsecured Loans: Are Unsecured Loan Rates Expensive?
Unsecured loans offer quick access to funds without the need for collateral—but come with higher interest rates and stricter eligibility criteria. Understanding the pros and cons can help you make a smarter borrowing decision.
Need lower EMIs? Follow these smart home loan strategies
Too high EMIs can strain your monthly budget, but with some smart strategies, you can lower the burden and save a lot in the long term.
Pre-approved Personal Loans: Interest rates to fees, important details you should not ignore before borrowing
Pre-approved personal loans offer instant access to funds with minimal paperwork and zero hassles. This makes it perfect for emergencies. But before you accept the offer, it’s key to assess the terms and your repayment capacity.
Mini Loan Apps: Here’s how small loan apps are reshaping digital lending in India
Mini loan apps are making short-term borrowing easier than ever with instant disbursals and zero paperwork—but are they the right choice for you? Here's what to know before you tap ‘Apply’.
Low interest personal loans: Check loan rates from top lenders in 2025
Need cash without high interest eating into your budget? Discover low-interest personal loans from top banks—fully digital, hassle-free, and tailored to your needs.
How To Use ChatGPT To Create a Loan Prepayment Plan: A Step-By-Step Guide
Become debt-free faster and save big on interest by planning your loan prepayment. Here's how ChatGPT can help you make a customized plan for yourself.
Can you get a credit loan with low CIBIL score? Check these key details
Worried about getting a loan with a low cibil score? Here's how to get one with the right strategy and lender.
Credit Loan Apps: How they are transforming the way you can access funds
Credit loan apps are redefining borrowing in India—making loans faster, paperless, and more accessible. Learn how digital lending is changing the credit landscape.
Finance Loan Guide: Key Details You Need To Check Before Applying For A Loan
New to borrowing? This guide breaks down everything you need to know about finance loans in India—from types and eligibility to choosing the right lender and avoiding debt traps.
Do you need to give a blank cheque for personal loan? Know important details
Lenders may request a blank cheque when sanctioning personal loans as a precautionary measure to secure your loan repayment. Here's what you need to know about why it's asked and how it impacts you.
Personal Loan Settlement: When should you choose this option? Check key factors
Learn how personal loan settlement works, when to consider it, and how it can impact your credit score in the long run.
Why a home loan balance transfer can be the smartest money decision you'll ever make
A home loan balance transfer will permit you to transfer your loan to a different lender with better interest rates and terms, possibly saving you gazillions of dollars in repayments.
Gold Loan vs Personal Loan: Interest rates, eligibility, how to apply and other key details
Torn between a gold loan and a personal loan? This guide breaks down the pros, cons, and key differences to help you choose the right option based on your financial needs.
Can You Have Multiple Personal Loans? What You Need to Know
Thinking of taking more than one personal loan? While it’s possible, doing so requires having a clear repayment plan as multiple personal loans can impact your credit score and strain your finances.
Personal Loan Tenure: Which Bank Gives Maximum Tenure For Personal Loan
Your loan tenure can make or break your EMI plan. Learn how choosing the right duration impacts your monthly payments, total interest, and overall financial health.
Rs 5 lakh personal loan EMI: Check the amount you have to pay every month
Wondering what your EMI would be on a ₹5-lakh personal loan? This article breaks down how to calculate it, what factors affect it, and how to pick a repayment plan that fits your budget.
Personal loan for Rs 20,000 salary: Interest rates to eligibility, check key factors before applying
Earning ₹20,000 a month and wondering if you can get a personal loan? This article explains eligibility criteria, top banks offering loans, and tips to boost your approval chances.
Considering Personal Loan from Google Pay? Key things to know
Thinking of taking a personal loan through Google Pay? Here's everything you need to know—from eligibility to application and repayment process.
HDFC Bank Personal Loan: Interest rate, steps to apply, maximum limit and other key details
To increase the chances of a successful personal loan application with HDFC Bank, it is essential to maintain a CIBIL score of 750 or above
Centre mulls tightening capex loan scheme as many states prioritise freebies over infra spend
While states like Andhra Pradesh, Rajasthan, Bihar, Jharkhand, Madhya Pradesh, Himachal Pradesh, West Bengal, among others, have largely relied on loans from the Centre to spend on infrastructure, the finance ministry is particularly concerned about the impact of capex assistance on the debt levels of smaller states.
SBI Personal Loan: Who is eligible and key details you should know
Wondering how to get an SBI personal loan, what documents you need, or if you're eligible? This article answers all your questions including loan types, interest rates, EMI options, and more.
Highest Personal Loan Amount In India: Key Detail You Should Check Before Borrowing
Wondering how much maximum personal loan you can get in India? Discover the key factors that affect eligibility and how to compare offers up to Rs 50 lakh—entirely online.
How to reduce your home loan EMI without stressing your budget
You can reduce your home loan EMI through smart strategies like extending tenure, making prepayments, switching lenders, or negotiating better interest rates.
