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5 ways to submit a life certificate from home conveniently

For retirees in India relying on pensions, submitting an annual life certificate is crucial to ensure uninterrupted benefits. Thanks to technology, this process has become easier and can be done right from home.

October 30, 2024 / 12:11 IST
Representative image

Representative image


Submitting your life certificate from home has become simpler, with options like the Jeevan Pramaan app, UIDAI's face authentication, and banks’ internet banking services. Use any of these options to ensure uninterrupted benefits.

Here are five convenient ways to submit your life certificate without stepping outside:

1. Jeevan Pramaan app: Digital Life Certificate (DLC)

The Jeevan Pramaan app offers a digital solution for submitting life certificates. By using Aadhaar-based biometric authentication, it generates a digital certificate sent directly to the pension disbursing agency.

Download the app from Google Play Store.

Register with Aadhaar and pension information: Enter your Aadhaar, mobile number, and pension details.

  • Biometric authentication: Use a fingerprint scanner to verify your identity.
  • Submission: Once verified, the digital certificate is sent automatically to the agency.
  • Benefits: This paperless process saves time and is directly accessible to your pension provider.

2. Face authentication by UIDAI

UIDAI’s face authentication option is an alternative to traditional biometric verification. It is especially beneficial for senior citizens with weaker fingerprint clarity.

  • Access the service via UIDAI or specific pension service portals.
  • Follow instructions for face recognition, aligning your face within the frame for authentication.
  • Benefits: This convenient, user-friendly option caters to those who may struggle with biometric verification.

3. Pension disbursing bank’s mobile or internet banking

Many banks provide mobile and internet banking services that allow for easy submission of life certificates.

  • Log in to the bank’s mobile app or website.
  • Navigate to pension services: Look for the “Submit Life Certificate” option.
  • Follow prompts to complete Aadhaar-based authentication.
  • Benefits: This method is straightforward and uses your bank’s secure platform.

4. Doorstep banking services

Major banks offer doorstep banking services for life certificate submission, especially useful for senior citizens needing assistance.

Request the service through your bank’s customer care.

  • Agent visit: A bank representative will come to your home with a biometric device.
  • Authentication: After biometric verification, the life certificate is sent directly to the agency.
  • Benefits: This method provides convenience for those unable to navigate digital solutions independently.

5. India Post Payments Bank (IPPB) service

India Post Payments Bank offers a doorstep digital life certificate service through postmen with biometric devices.

  • Book the service with IPPB or the nearest post office.
  • Postman visit: A postman will visit with a mobile biometric device.
  • Verification and submission: After authentication, the life certificate is submitted to the pension agency.
  • Benefits: This is especially helpful for senior citizens in rural areas.

These options make life certificate submission easier and more accessible for pensioners, offering flexibility, convenience, and secure submission from home.
Moneycontrol News
first published: Oct 30, 2024 12:11 pm

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