Can banks refuse to give loans to senior citizens? What are other options if banks reject? We find answers to your questions. We also find alternatives for you.
I AM 72 years of age. I am a Government retiree earning a pension of around Rs 16,000 per month. My wife and I live in a three-bed room flat, which is jointly owned by us, and there is no encumbrance. Our flat is worth over Rs 40 lakh.
I approached my bank for a loan of Rs 16 lakh against the property. They refused to give me a loan and didn
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