Fintech startup Kissht launches digital loans against property facility

Borrowers can access secured loans across residential, commercial, and plot properties, benefiting from minimal documentation and highly competitive interest rates

Fintech startup Kissht recently launched Digital Loan Against Property (LAP). With this launch, Kissht is set to further deepen financial inclusion, catering to a customer base of over 11 million and expanding its presence with 260 branches across four key states.

Kissht also introduced an AI-powered legal check and verification process, ensuring swift and seamless approvals with a turnaround time as fast as 24 hours.

Borrowers can access secured loans across residential, commercial, and plot properties, benefiting from minimal documentation and highly competitive interest rates.

Ranvir Singh, Founder and CEO of Kissht, commented on this expansion, “We are reshaping the secured lending space by integrating AI and automation to remove traditional bottlenecks. Our Digital Loan Against Property unlocks the true potential of property assets, providing individuals and MSMEs with unparalleled speed, convenience, and financial flexibility. This marks a new era in secured lending, making access to large-ticket credit as seamless as personal loans.”

He further added, “Kissht’s foray into digital secured lending is a strategic step toward setting new industry benchmarks, driving financial empowerment, and bridging the credit gap for millions of Indians. With AI-driven innovation, a rapidly expanding branch network, and a strong commitment to customer-centricity, Kissht is paving the way for a future where secured credit is instant, accessible, and truly transformative.”