NBFC Tata Capital on January 19 reported 17% jump in consolidated net profit (attributable to owners) of Rs 1,257 crore for the quarter ended December 31, 2025. Its net profit in the year-ago period was Rs 1,076 crore.
The Tata group firm's consolidated interest income increased 10% to Rs 7,242 crore in Q3FY26 as against Rs 6,585 crore in Q3FY25.
Assets under management of the company grew by 26% YoY to Rs 2,34,114 crore as on December 31, 2025, from Rs 1,86,404 crore as on December 31, 2024.
Net total income grew by 33% YoY to Rs 3,594 crore in Q3FY26 from Rs 2,711 crore in Q3FY25.
Rajiv Sabharwal, Managing Director & CEO, Tata Capital said, “We witnessed sustained business momentum in Q3FY26, with broad-based growth across products. Excluding Motor Finance, AUM grew 26% year-on-year to Rs 2,34,114 crore, and comparable PAT increased by 39% year-on-year to Rs 1,285 crore for Q3FY26. Credit quality continued to remain robust, with early leading indicators reflecting stable portfolio performance across segments. Unsecured retail disbursements, which were moderated earlier as a prudent risk measure, have seen a gradual uptick, with slippages coming down. Our distribution network and strategic focus on digital and GenAI capabilities, continue to drive operating efficiencies."
On consolidated business including Motor Finance, he added, “In Q3FY26, our AUM grew 7% quarter-on-quarter and PAT(excluding impact of new labour codes) rose 18% to Rs 1,290 crore. Our Motor Finance segment achieved PAT breakeven this quarter, and we remain focused on executing our strategic priorities."
Tata Capital was designated as an upper-layer NBFC in September 2022.
With a portfolio of more than 25 lending products, the company caters to a diverse customer base, including salaried and self-employed individuals, entrepreneurs, small businesses, SMEs, and corporates.
In addition to lending, Tata Capital distributes third-party products such as insurance and credit cards, offers wealth management services, and acts as a sponsor and investment manager to private equity funds.
On January 19, Tata Capital shares closed nearly flat at Rs 359.25 apiece. The results were announced in the post-market hours.
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