In an interview with CNBC-TV18, Saswata Guha, Director, Fitch Ratings said low asset quality and insufficient capital are the main reasons for slowdown in loan growth.

Will try to prevent smaller loans from turning bad: BoI

Rating agency S&P lowered the standalone credit profile rating of Bank of India to BB+ from BBB-.

Sluggish economy reflecting in performance of banks: BoI

VR Iyer, Chairperson and MD, Bank of India, shares his views on the bank‘s performance in the March quarter.

Banks may look at cutting lending rates from April: BoI

State Bank of Travancore has set the market abuzz by cutting base rates by 10 bps to 10.15 percent. In an interview to CNBC-TV18, VR Iyer, CMD of Bank of India, talks about the bank‘s outlook on rate cuts.

Absence of top mgmt impacting other PSU banks' Q3 nos: SBI

State Bank of India saw a significant improvement in its asset quality. Gross non-performing assets (NPA) stood at 4.90 percent of gross advances in Q3FY15 against 4.89 percent in previous quarter and 5.73 percent in the year-ago period.

Gyan Sangam was a morale booster for PSBs: Bankers

The two-day bankers' retreat Gyan Sangam saw banking officials conduct various seminars and group discussions on key issues such as ensuring greater autonomy for banks, improving risk management practices, their recapitalization needs, improve asset quality and curb black money among others.

Full year loan growth target stands at 15-16%: BoI

Bank of India has posted a 26.4 percent increase in its net profit on year-on-year basis to Rs 786 crore against Rs 621.77 crore led by fall in provisions and higher net interest income.

Banks must set deficiencies right to check frauds: BoI

In an interview to CNBC-TV18, VR Iyer, CMD, Bank of India, said that in the wake of rising instances of bad loans and frauds coming to light, the finance ministry has written to all banks asking them to be cautious.

Bad loans on rise: How can banks tackle the menace?

Experts feel the corporate governance in PSU banks is not as strong as private banks and there is lot of involvement and interfering by government officials.

Banks to face near-term asset quality, margin woes: Experts

Speaking to CNBC-TV18‘s Latha Venkatesh, VR Iyer CMD, Bank of India said the improvement in infrastructure sector can been seen only after the general elections.

'Govt uncomfortable with nationalised banks' CRAR below 8%'

The government is committed to ensure and see that the bank's core capital to risk assets ratio (CRAR) doesn't fall below 8 percent, so the amount of capital that is infused in the banking industry is directly proportional to the capital adequacy structure which currently the banks have.

See FY14 loan growth at 18-19%, domestic NIMs at 3.1%: BoI

VR Iyer of Bank of India believes the worst is over for the market and the public sector lender will see more recovery and further reduction in its non-performing assets going forward.

Adequate capital for FY14; no rate cuts in near-term: PSBs

Bank of India and UCO Bank feel that the current infusion of capital by the government, they may not need additional capital till the end of the fiscal year.

Moody's downgrade of sub-debt rating won't impact much: BoI

Moody's downgrade won't make borrowing money from abroad expensive, says CMD Vijayalakshmi Iyer.

Don't encourage housing schemes like 80:20: Bank of India

In an interview to CNBC-TV18, VR Iyer, CMD, Bank of Indian spoke about home loan and rate of interest.

Not hiking base rates; deposit growth key: Bank of India

VR Iyer of Bank of India says that currently there is no need to increase the base rates as its liquidity position is 'fairly comfortable'. She told CNBC-TV18 that deposit growth in the times to come will decide whether to increase deposit rates, which will result in hiking base rates too.

RBI policy, currency moves key to hike rates: BoI

In an interview to CNBC-TV18, VR Iyer, CMD, Bank of India speaks on RBI's moves to ease liquidity in the market and stablise the rupee. She says that it was too early on the possibility of a rate hike.

Will focus on retail for diversification: Bank of India CMD

Nearly four months back she took charge of Bank of India (BoI), a state-owned lender reeling under excruciating asset quality pain. So, the elevation came along with greater responsibilities to tackle bad loans. Meet V R Iyer, one of two woman chairpersons of public sector lenders in India.

Exposure to HDIL limited, says BoI ED

Bank of India has a loan exposure to HDIL. However, N Seshadri, ED, Bank of India told CNBC-TV18 that their exposure is very limited and it is not concerning.

Kingfisher loan recall will be messy affair: BMR Advisors

Vivek Gupta, Partner at BMR Advisors clearly considers the entire situation to be messy. According to him, there will certainly be a hierarchy of demands once claims are made.

Gross, net NPA to reduce significantly in near term: BoI

VR Iyer, CMD, Bank of India, says that Bank of India sees fresh slippages at Rs 1200 crore. However, the banks do not expect to see more slippages in Q4 and going forward. She also feels that gross and net NPA will come down significantly in near term.

Expect NIMs, gross NPLs to improve in Q3, Q4: Bank of India

N Seshadri, ED, Bank of India is hopeful of improving net interest margins (NIM) in the third and fourth quarter of FY13. According to him, deposit cost moderation and credit pick-up is going to contribute towards better NIMs.

See smaller loan sizes coming for restructuring: BoI

N Seshadri, ED, Bank of India said that once the RBI comes out with the guidelines for standard restructured accounts and if they perform satisfactorily for a two year period, they can be taken out of the restructured loan book. Going ahead, he sees smaller size of loans coming in for restructuring.

Increase in gross NPA is not worrisome: BoI

N Seshadri, ED, Bank Of India explains to CNBC-TV18 that the increase in gross NPA from 3.02 in the previous quarter to 3.42 in the current quarter is not a cause for concern or worry.

Restructuring of discoms mostly complete: BoI

Speaking to CNBC-TV18, N Seshadri, executive director, Bank of India said, power producers will now get timely payments, which is very positive for the banking sector a whole.