Saswata Guha, Director – Financial Institutions, Fitch Ratings (India) told CNBC-TV18 that despite injection of capital by the government, PNB‘s balance sheet has inadequate capital to meet uncertain risks.

Pace of NPA formation is beginning to slow: Morgan Stanley

Anil Agarwal, Head of Research-Banks, Asia ex Japan, is more bullish on private sector banks as he expects earnings growth to be stronger in that space

No anti-NPA measures in Indradhanush a let down: Macquarie

Suresh Ganapathy of Macquarie says the reforms proposed in the Indradhanush package for state-owned banks need to be taken with a pinch of salt, and is skeptical if the appointment of private sector personnel in leadership positions will make a big difference.

May cut interest rates before next RBI policy: BoB

In the third bi-monthly monetary policy meet today, RBI Governor Raghuram Rajan said banks have merely lowered lending rates by a fraction.

Bank loan growth in FY15 slowest in a decade: Fitch Ratings

In an interview with CNBC-TV18, Saswata Guha, Director, Fitch Ratings said low asset quality and insufficient capital are the main reasons for slowdown in loan growth.

Total capital need at Rs 6500cr; fund raising on cards: BoB

K Venkata Rama Moorthy, ED at Bank of Baroda said apart from requesting the government for capital infusion, the bank is also looking to raise funds using alternative methods.

Base rate cuts soon; credit growth to remain soft: BoB

In the wake of the Reserve Bank of India slashing its benchmark lending rate, commercial banks will start cutting their base rates “sooner rather than later,” Bank of Baroda CMD Ranjan Dhawan told CNBC-TV18.

Comfortable with capital requirement for now: Bk of Baroda

In an interview wth CNBC-TV18, Dhawan says the industry is awaiting details on the holding company structure for stakes of state-owned banks, as proposed by the PJ Nayak Committee.

Absence of top mgmt impacting other PSU banks' Q3 nos: SBI

State Bank of India saw a significant improvement in its asset quality. Gross non-performing assets (NPA) stood at 4.90 percent of gross advances in Q3FY15 against 4.89 percent in previous quarter and 5.73 percent in the year-ago period.

RBI nod to recast project loans will boost infra: Experts

Earlier, banks were allowed to restructure only those project loans sanctioned after July 15 this calendar

Interest rates to soften by year end: BoB

In an interview to CNBC-TV18, Ranjan Dhawan, ED, Bank of Baroda (BoB) said that there is no knee-jerk reaction to SBI's rate cut because the bank had already cut its bulk deposit rates substantially in the last one year.

Exposure to power sub-7%, Sept 1 order to give clarity: BoB

Ranjan Dhawan does not think the impact of SC ruling will be too profound, but feels investors should wait and watch.

Won't be much impacted by RBI forex norms: BoB's Dhawan

Bank of Baroda‘s Ranjan Dhawan is hopeful that there will be a slow revival in the GDP growth, investment demand and NIIs going forward.

Food inflation to cool down going forward: Mundra

He was expecting a pause in the repo rate and some action on the CRR front in the RBI‘s monetary policy.

Q3 slippages likely Rs 1500-2000cr, same as Q2: BoB

In an interview to CNBC-TV18, Mundra said he expects a more stable quarter in terms of asset quality.

Credit growth of 17-18% feasible for FY14: BoB's Mundra

According to SS Mundra, the RBI's move to inject more liquidity into the system by cutting the MSF rates does not indicate a long-term change its policy plan given the high inflation and the repo rate hike.

On-tap licence good idea, but are there shortage of banks?

Banks are positive on some of the steps taken by the Reserve Bank (RBI). They are also positive on differential banking and the need to create a central repository for corporate exposure.

AFS portfolio comfortable; won't up base rate now: UCO Bank

In an interview to CNBC-TV18, SS Mundra, Chairman, Bank of Baroda and Arun Kaul, Chairman, UCO Bank spoke about impact of RBI relief on MTM losses.

RBI move to hit banks in short-run; money to come back: BoB

In an interview to CNBC-TV18, SS Mundra, Chairman of Bank of Baroda spoke about the RBI's guidance and measures to curb the volatility in rupee. The banks will be affected by the measure in the short-run. But fundamentally, it will not change much in the long run, he adds.

Will relook at base rates if deposit costs soften: BoB

Bank of Baroda will take a good look at assess cost of fund, and if there is a softening in the cost of deposits, then the bank will relook at base rates

Expect CRR cut in June; not very hopeful on repo: BoB

SS Mundra, Chairman of Bank of Baroda said that their home loans are at single common interest rate of 10.25 percent.

Q4 should be more or less in-line with Q3: Bank of Baroda

In an interview to CNBC-TV18, SS Mundra, chairman of Bank of Baroda spoke about the bank's likely performance in the March quarter and the road ahead.

Looking to up loans to agri, SME: Bank of Baroda's Mundra

"I have three priorities. I will continue to focus on asset quality. Secondly, I want to slightly shift the gear to bring a more widespread growth like in the credit side instead of remaining too much wholesale banking focused. Finally, I want to enhance the technology reach," said S S Mundra, the new CMD of Bank of Baroda.

Kingfisher loan recall will be messy affair: BMR Advisors

Vivek Gupta, Partner at BMR Advisors clearly considers the entire situation to be messy. According to him, there will certainly be a hierarchy of demands once claims are made.

CDR rules to fortify banks, cut project-risk: India Ratings

Ananda Bhoumik of India Ratings says that the new debt restructuring norms announced by the RBI will strengthen the lending and risk-management processes in the banking sector. He adds, in an interview to CNBC-TV18, that the new rules will also reduce the risk in projects for industry.