India’s path to Viksit Bharat: The patient, strategic capital imperative for banks
During this transformative shift, the banking system shall continue to to be the primary conduit for credit transmission and liquidity support
Fino will not digress from profitability agenda even as an SFB: CEO Rishi Gupta
Gupta is ready with the roadmap to scale into an Rs 8,000–10,000 crore SFB within three years of operations, he tells Moneycontrol how he plans to do that
OPINION | Risk-Based Deposit Insurance: Banking’s long-awaited adulthood?
Risk-based deposit insurance aligns premiums with behaviour. Its success now depends on whether Indian banks and their boards are prepared to accept accountability rather than rely on systemic cushioning. Over time, it could become the foundation for a banking system where trust is earned through conduct, not assumed through regulation
Chart of the Day | A year in numbers: What high frequency data say about India’s economic momentum
Strip away monthly volatility and a year-long view of high-frequency indicators points to steady economic activity, supported by goods movement, fuel demand and digital payments
RBI announces measures to infuse Rs 2 lakh crore of liquidity into banking system
The RBI will also conduct USD/INR Buy/Sell Swap auction of $10 bn for a tenor of 3 years to be held on January 13, 2026
Far more willing to fund infra loans, but don’t want to be a storage bank: Kotak Mahindra Bank's Paritosh Kashyap
At this stage, wholesale banking is not just lending. Lending forms only a very minuscule part of the products we offer to wholesale customers, whole-time director Kashyap tells Moneycontrol
Lenders ask Reserve Bank of India to rein in surging hedging costs
Hedging costs have surged as dollar-rupee forward premiums jumped sharply, with the one-month forward yield hitting a four-and-a-half-year high this month.
Low inflation signals demand stress in India, says RBI MPC Member Nagesh Kumar
In the last three months, India’s retail inflation remained below the RBI’s lower tolerance band. As per data, CPI inflation stood at 0.7 percent in November, 0.3 percent in October, and 1.44 percent in September.
Power Finance Corp withdraws 2-year, 5-year bond issue 3rd time in a row amid high yields
Money market experts said that the investors have started demanding higher rates in the last few weeks, firstly in anticipation of rate cut before the monetary policy, and later due to uptick in yields on government securities following dimming rate cut view post release of the RBI monetary policy committee (MPC) minutes.
RBI Bulletin: Credit–deposit gap narrows as deposit mobilisation finally picks up
On December 12, Moneycontrol reported that bank credit growth stayed firmly in double digits for the seventh straight week, rising 11.42 percent year-on-year in the week ended November 28, extending a run that began after the government announced GST rate cuts in early September.
RBI Bulletin: Global inflation cools, but sticky services prices keep advanced economies on edge
However, in India, retail inflation in November inched up to 0.7 percent, from 0.3 percent in October, but price pressures remained exceptionally subdued for the second straight month.
RBI Bulletin: November high-frequency indicators show economy holding firm as robust demand sustains growth momentum
India’s economy extended its strong run for a third consecutive quarter, growing at a six-quarter high of 8.2 percent in July–September (Q2FY26) compared with 7.8 percent in the previous quarter.
Shriram Capital to restructure lending to refocus on other businesses: Umesh Revankar, Executive VC, Shriram Finance
We believe our credit business require a different kind of attention and the other businesses where we have a strong partner, it also need a certain focus. I think only to bring focus into the activity we may be restructuring the credit business, Revankar said
Have no interest in investing in any other arm of Shriram Group, says MUFG's Yasushi Itagaki
MUFG is 'happy with its status as a significant minority stakeholder' in Shriram Finance, COO Yasushi Itagaki has said
It’s tough to replicate HDFC model: Keki Mistry, former VC & CEO, HDFC Ltd
Mistry is hopeful of a reduction in personal income tax slabs in 2026, and is optimistic about the housing sector. He believes that a little more confidence in the hands of consumers may go a long way in further sprucing demand.
Why is India’s currency Asia's worst-performing?
Tariff differential is a factor shaping market perception. The US has imposed tariffs as high as 50% on Indian imports, significantly above many of its Asian counterparts, including Indonesia, leading to a sharp depreciation of the currency.
Private sector banks not investing in people, says SBI chairman CS Setty
In an exclusive interview to Moneycontrol, Setty says public sector banks continue to invest in their employees which is lacking in most private banks
Rupee rises for second straight day, opens at 89.65 on likely RBI intervention
On December 19, the rupee staged a strong comeback, rising past the psychologically important 90-mark against the dollar to settle at its highest level in over two weeks
Banking Central | Will 2026 be a happy new year for India's crypto investor?
Despite regulatory scepticism, crypto still wants India and Indians want crypto. 2026 will test how this relationship shapes
Banks hold promise for growth in 2026, will they deliver?
An economy that is lending more, writing off less and cleaning up legacy stress sets the stage for a banking revival. But risks remain
Govt holding in IOB declines to 92.44 pc after share sale
With the stake dilution of 2.17 per cent following the OFS closure on December 18, the government holding in IOB came down to 92.44 per cent, the bank said in a regulatory filing on Saturday.
Rupee faces pressure amid rate cut, but imported inflation likely to stay contained: RBI MPC member Ram Singh
The currency has been under pressure in the last few weeks especially due to delay in the trade deal, which led to the currency hitting fresh record lows. On the other hand, the limited intervention by the RBI was also adding to the pain.
RBI board approves risk-based deposit insurance framework for banks, reviews draft report on Trend and Progress of Banking
The release said that the board also discussed global and domestic economic situation and associated challenges.
MPC Minutes | Real interest rates need to be lower considering benign inflation outlook, says RBI Governor
The central bank in the December monetary policy has revised inflation projection for FY26 to 2 percent from 2.6 percent projected earlier.
Shriram Capital may rethink restructuring of lending and credit business
The company’s board of directors, at a meeting held earlier this month, recorded its in-principle intent to explore and assess possible restructuring alternatives
