Foreign banks see higher transmission of rate cut on fresh, outstanding deposits than peers, shows RBI Bulletin
Data showed that foreign banks have transmitted 107 bps of rate cut on fresh deposit and 100 bps on outstanding deposit. On the other hand, state-owned banks have seen a transmission of 101 bps and private banks of 93 bps on fresh deposit, and 33 bps for PSU banks and 34 bps for private banks on outstanding deposits.
How an agri-loans discrepancy has hurt India’s Top 3 private banks
Flaws were detected by the RBI on how Axis Bank, ICICI Bank and HDFC Bank treated their agriculture loans as priority sector loans in the annual supervision for FY25, necessitating the banks to make higher provisions.
India’s growth momentum stays resilient as December indicators signal sustained buoyancy, says RBI Bulletin
The Indian economy has demonstrated marked resilience amidst global uncertainties, with real GDP growth estimated at 7.4 percent in 2025-26, up from 6.5 percent a year ago, RBI said in a bulletin.
Credit-linked insurance shows green shoots after MFI-led pullback
With MFI credit showing early signs of revival, insurers expect credit-linked protection to regain momentum, even as they remain wary of past risks
Indian rupee closes at record low of 91.69 against US dollar amid Greenland dispute, FII selling
With the current fall, the domestic currency turned out to be the second worst performing currency among Asian peers with a fall of 1.98 percent so far in 2026.
Budget 2026: Govt may peg Rs 2-3 lakh crore as dividend income from RBI, PSU banks
In May 2025, the central bank paid a record Rs 2.69 lakh crore dividend to the government, reflecting higher income from foreign exchange operations amid global market volatility.
Budget Snapshot | What bank credit data for small firms tell us
After a strong year of expansion, the shape of lending to small businesses is changing and that matters for Budget 2026
Q3FY26 Life Insurance review: Early persistency weakens even as long-term policy retention improves at life insurers
While long-term policy retention remains healthy, brokerages cautioned that deterioration in recent cohorts could become a key monitorable for the sector over the coming quarters
MPC Poll | RBI likely to hold rates in February policy amid comfort on inflation, higher growth
Since February, 2025, the MPC has reduced the repo rate by 125 bps to aid growth, with a 25 bps cut each in February and April, 50 bps in June, and 25 bps in December. However, the RBI has kept repo rate unchanged in August and October monetary policy.
FPI flows pressure, global uncertainties have pulled rupee down over 1% this month
The domestic currency opened a tad weaker on January 20 but declined rapidly to 91.0650 against the dollar. This level was touched nearly after a month
Wonder Home Finance raises Rs 500 crore from Growtheum Capital Partners
Wonder Home Finance achieved a 70% CAGR over the past five years, with assets under management exceeding Rs 3,000 crore
Strong premium growth to lift profitability of Indian insurers: Moody’s
Premiums accounted for just 3.7 percent of GDP in FY24, compared with 11.8 percent in the UK and 12.1 percent in the US, indicating significant headroom for expansion in the Indian market
L&T Finance’s retail pivot pays off as NIMs, fees rise 19 bps in one year; credit costs ease, says CEO Sudipta Roy
We have consistently guided that NIMs plus fees will remain in the 10-10.5 percent range. Depending on interest rate and cost pressures, it may move within that band, but we don’t expect it to fall below 10 percent in the medium term, Roy said.
PNB Q3 results: PAT rises 13% YoY to Rs 5,100 crore
PNB Q3 results: On a sequential basis, net profit rose 4 percent.
South Indian Bank focussing on high-yield retail assets to boost margins, cutting back short-term corporate lending,says CEO PR Seshadri
The bank has cut back on short-term corporate lending Retail, MSME and gold loans now form a larger share of the book, Seshadri tells Moneycontrol in an interview
FY27 govt borrowing pegged at Rs 15-17 lakh crore as debt focus gains prominence
Estimates for green bond issuance, which is unlikely to see an increase, range from Rs 20,000-25,000 crore, or around 5 percent of total borrowing, a Monyecontrol poll has found
What the latest banking results tell us
The latest numbers show strength at the top, hesitant recovery below, and a system that is safer but far from balanced
Banking Central | Has bank recapitalisation run its course?
After a decade of state support, Budget 2026 must decide whether PSBs still need the taxpayer’s shoulder
RBI directs ICICI Bank to make additional provisions on agri priority sector loans
ICICI Bank described the provisioning as a one-time regulatory adjustment, stating that it does not expect further provisions on this portfolio beyond Q3 FY26
ICICI Bank board approves 2-year extension for CEO Sandeep Bakhshi
The decision was taken by the bank’s board at its meeting held on January 17, and is subject to regulatory and shareholder approvals, according to an exchange filing
Federal Bank sees 50 bps CRAR boost from Blackstone tranche: MD & CEO KVS Manian
Responding to another query by Moneycontrol on the market speculation around Federal Bank being among the bidders for select Deutsche Bank India retail and wealth portfolios, Manian said it continues to evaluate inorganic opportunities but has no immediate transactions under consideration
Federal Bank Q3 net profit rises 9% YoY to Rs 1,041 crore, shares jump 10% to record high
Net interest income (NII) increased 9 percent year on year to Rs 2,653 crore, compared with Rs 2,431 crore a year ago
What’s next for Yes Bank as RBI permits Japan's SMBC to set up a subsidiary in India?
RBI's in-principle nod for Japan's SMBC to set up a wholly-owned subsidiary in India is the fourth instance of a foreign bank seeking to convert its Indian operations from a branch model to subsidiary, this could set the base for SMBC to take controlling stake in Yes Bank.
IOB may miss August public shareholding deadline, seek extension, says CEO Ajay Srivastava
The bank is planning to raise Rs 4,000 crore through a qualified institutional placement issue in the fourth quarter, which is expected to dilute the government’s stake by about 4 percent but won't be enough to meet the 25% norm
Why India still remains outside the Bloomberg Global Aggregate Bond Index?
On January 13, BISL deferred the inclusion of Indian government securities in the Bloomberg Global Aggregate Index, citing the need for further evaluation of operational and market infrastructure aspects
