SBI ELSS Tax Saver Fund - Regular Plan - IDCW

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : ELSS

Scheme Objective

Deliver the benefit of investment in a portfolio of equity shares, while offering tax rebate on such investments made in the scheme under section 80 C of the Income-tax Act, 1961. It also seeks to distribute income periodically depending on distributable surplus.

Scheme Details

Fund manager(s) – Dinesh Balachandran
Launch date – 31-Mar-1993
Expense ratio – 1.58% as declared on 31-Aug-2025 (category average is 1.88%)
Benchmark - BSE 500 TRI

Min SIP amount - ₹
Min investment amount (one time- first time) - ₹
Min investment amount (addtional purchase) - ₹
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

Data not available.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

30419.61

0.00

0.00%

Sep - 2025	30419.61	0.00%
Aug - 2025	29937.40	0.00%
Jul - 2025	30271.16	0.00%
Jun - 2025	30616.22	0.00%
May - 2025	29667.41	0.00%
Apr - 2025	28506.07	0.00%
Mar - 2025	27730.33	0.00%
Feb - 2025	25723.50	0.00%
Jan - 2025	27305.51	0.00%

2024

27791.08

0.00

0.00%

Dec - 2024	27791.08	0.00	0.00%
Nov - 2024	27847.49	0.00	0.00%
Oct - 2024	27559.31	0.00	0.00%
Sep - 2024	28732.52	0.00	0.00%
Aug - 2024	28000.03	0.00	0.00%
Jul - 2024	27527.24	0.00	0.00%
Jun - 2024	25738.08	0.00	0.00%
May - 2024	23887.64	225918.37	10.57%
Apr - 2024	23411.67	224447.92	10.43%
Mar - 2024	21976.26	215733.68	10.19%
Feb - 2024	21202.78	211315.08	10.03%
Jan - 2024	20085.15	206353.50	9.73%

2023

18714.58

202269.65

9.25%

Dec - 2023	18714.58	202269.65	9.25%
Nov - 2023	17279.15	189848.40	9.10%
Oct - 2023	15773.93	176832.72	8.92%
Sep - 2023	16245.34	181500.96	8.95%
Aug - 2023	15586.53	177892.68	8.76%
Jul - 2023	15374.28	178192.13	8.63%
Jun - 2023	14429.84	172211.10	8.38%
May - 2023	13537.66	164815.48	8.21%
Apr - 2023	12998.19	158904.44	8.18%
Mar - 2023	12335.61	151907.17	8.12%
Feb - 2023	12158.35	150529.10	8.08%
Jan - 2023	12073.11	151722.94	7.96%

2022

11923.53

155162.38

7.68%

Dec - 2022	11923.53	155162.38	7.68%
Nov - 2022	12091.59	159241.35	7.59%
Oct - 2022	11599.86	155754.86	7.45%
Sep - 2022	10867.11	149928.78	7.25%
Aug - 2022	11204.25	154084.09	7.27%
Jul - 2022	10745.61	148373.94	7.24%
Jun - 2022	9877.60	134666.43	7.33%
May - 2022	10269.40	141265.38	7.27%
Apr - 2022	10575.29	146552.48	7.22%
Mar - 2022	10602.07	148040.08	7.16%
Feb - 2022	10299.83	141131.81	7.30%
Jan - 2022	10986.27	147053.56	7.47%

2021

10911.91

148232.86

7.36%

Dec - 2021	10911.91	148232.86	7.36%
Nov - 2021	10730.99	144753.62	7.41%
Oct - 2021	11094.46	148577.02	7.47%
Sep - 2021	10861.71	147829.39	7.35%
Aug - 2021	10687.15	144267.68	7.41%
Jul - 2021	10365.94	136960.26	7.57%
Jun - 2021	10169.08	133939.01	7.59%
May - 2021	9900.60	130955.85	7.56%
Apr - 2021	9275.91	123640.14	7.50%
Mar - 2021	9257.60	123199.95	7.51%
Feb - 2021	9184.22	120899.33	7.60%
Jan - 2021	8728.76	112583.71	7.75%

2020

8766.65

115739.83

7.57%

Dec - 2020	8766.65	115739.83	7.57%
Nov - 2020	8185.45	108779.40	7.52%
Oct - 2020	7470.01	97909.68	7.63%
Sep - 2020	7414.23	95751.81	7.74%
Aug - 2020	7434.76	96606.63	7.70%
Jul - 2020	7238.63	92428.35	7.83%
Jun - 2020	6682.93	87892.67	7.60%
May - 2020	6158.95	81475.88	7.56%
Apr - 2020	6214.53	83177.04	7.47%
Mar - 2020	5379.48	72871.55	7.38%
Feb - 2020	7098.46	94083.33	7.54%
Jan - 2020	7581.91	98551.37	7.69%

Tax Rate

You can not sell your investments in this fund for 3 years from the purchase date. Long term capital gain tax will be applicable when you sell your investments after 3 years. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakhs in a financial year. Any cess/surcharge is not included. However, you can claim a deduction on your taxable income under section 80c for your investments in this fund. (Current tax deductions are capped at 1.5 lakh per year).

Contact Details

SBI Funds Management Limited

9th Floor, Crescenzo, C-38 & 39, G Block, Bandra Kurla Complex, Bandra (East), Mumbai 400051
Tel no.: 022 - 61793000
Fax no.: 022 – 67425687
Website.: https://www.sbimf.com

Forum

NITINPIMPALE
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15 hrs ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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12 days ago

View more

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The Fixed Income
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19 hrs ago

Secure Your Savings with a High-Return PSU Bond 9.30% THE ANDHRA PRADESH MINERAL DEVELOPMENT CORPORATION LIMITED 2032 ✔️ Coupon: 9.30% p.a. ✔️ Rating: INDIA RATING AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 6y 6m (Maturity: 07/May/2032) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed Invest with confidence in a PSU-backed bond and grow your portfolio steadily. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJDcllRPT0=/930-the-andhra-pradesh-mineral-development-corporation-limited-2032?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Secure Your Savings with a High-Return PSU Bond 9.30% THE ANDHRA PRADESH MINERAL DEVELOPMENT CORPORATION LIMITED 2032 ✔️ Coupon: 9.30% p.a. ✔️ Rating: INDIA RATING AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 6y 6m (Maturity: 07/May/2032) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed Invest with confidence in a PSU-backed bond and grow your portfolio steadily. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJDcllRPT0=/930-the-andhra-pradesh-mineral-development-corporation-limited-2032?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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62 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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75 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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113 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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