BSE Live
Mar 23, 11:39Prev. Close
11.88
Open Price
11.71
Bid Price (Qty.)
11.38 (543)
Offer Price (Qty.)
11.43 (8721)
NSE Live
Mar 23, 11:39Prev. Close
11.88
Open Price
11.80
Bid Price (Qty.)
11.40 (16401)
Offer Price (Qty.)
11.41 (6579)
| Key Financial Ratios of Utkarsh Small Finance Bank (in Rs. Cr.) | Mar 25 | Mar 24 | Mar 23 | |
| Per Share Ratios | ||||
| Basic EPS (Rs.) | 0.22 | 4.79 | 4.52 | |
| Diluted EPS (Rs.) | 0.22 | 4.75 | 4.51 | |
| Cash EPS (Rs.) | 0.91 | 5.12 | 5.17 | |
| Book Value [Excl. Reval Reserve]/Share (Rs.) | 27.00 | 27.04 | 22.33 | |
| Book Value [Incl. Reval Reserve]/Share (Rs.) | 27.00 | 27.04 | 22.33 | |
| Dividend/Share (Rs.) | 0.00 | 0.50 | 0.00 | |
| Operating Revenue / Share (Rs.) | 34.18 | 28.91 | 27.96 | |
| Net Profit/Share (Rs.) | 0.22 | 4.53 | 4.52 | |
| Per Employee Ratios | ||||
| Interest Income/ Employee (Rs.) | 1,903,496.64 | 1,976,501.15 | 1,624,079.23 | |
| Net Profit/ Employee (Rs.) | 11,982.66 | 309,451.03 | 262,254.86 | |
| Business/ Employee (Rs.) | 20,366,133.12 | 21,041,855.11 | 17,361,842.26 | |
| Per Branch Ratios | ||||
| Interest Income/ Branch (Rs.) | 34,477,344.32 | 35,792,922.30 | 30,180,479.52 | |
| Net Profit/ Branches (Rs.) | 217,037.55 | 5,603,921.17 | 4,873,516.87 | |
| Business/ Branches (Rs.) | 368,884,383.70 | 381,051,882.88 | 322,637,415.66 | |
| Key Performance Ratios | ||||
| ROCE (%) | 3.74 | 4.44 | 4.64 | |
| CASA (%) | 21.78 | 20.50 | 20.88 | |
| Net Profit Margin (%) | 0.62 | 15.65 | 16.14 | |
| Operating Profit Margin (%) | 0.90 | 21.76 | 22.12 | |
| Return on Assets (%) | 0.08 | 2.08 | 2.11 | |
| Return on Equity / Networth (%) | 0.79 | 16.73 | 20.22 | |
| Net Interest Margin (X) | 7.19 | 7.88 | 7.99 | |
| Cost to Income (%) | 61.60 | 56.37 | 54.14 | |
| Interest Income/Total Assets (%) | 13.38 | 13.29 | 13.10 | |
| Non-Interest Income/Total Assets (%) | 2.13 | 1.67 | 1.56 | |
| Operating Profit/Total Assets (%) | -2.04 | 0.40 | 0.55 | |
| Operating Expenses/Total Assets (%) | 5.74 | 5.39 | 5.17 | |
| Interest Expenses/Total Assets (%) | 6.19 | 5.40 | 5.10 | |
| Valuation Ratios | ||||
| Enterprise Value (Rs. Cr) | 23,707.93 | 23,372.84 | 0.00 | |
| EV Per Net Sales (X) | 6.30 | 7.35 | 0.00 | |
| Price To Book Value (X) | 0.82 | 1.73 | 0.00 | |
| Price To Sales (X) | 0.64 | 1.62 | 0.00 | |
| Retention Ratios (%) | 100.00 | 100.00 | 100.00 | |
| Earnings Yield (X) | 0.01 | 0.10 | 0.00 |
03.02.2026
06.01.2026
25.11.2025
Buy Utkarsh Small Finance Bank; target of Rs 26: ICICI Securities
28.10.2025
03.05.2024
Buy Equitas Small Finance Bank; target of Rs 115: Geojit Financial Services
29.04.2024
Buy Utkarsh Small Finance Bank; target of Rs 70: ICICI Securities
26.04.2024
Utkarsh SFB Q4 net profit jumps 19% to Rs 160 crore; board declares dividend
25.04.2024
Buy Equitas Small Finance Bank; target of Rs 120: ICICI Securities
15.04.2024
Equitas Small Finance Bank Q4 Net Profit seen up 10% YoY to Rs. 209.6 cr: ICICI Securities
12.10.2023
Equitas Small Finance Q2 Net Profit seen up 64.9% YoY to Rs. 192 cr: Motilal Oswal
13.04.2023
Equitas Small Finance Q4 Net Profit seen up 49.2% YoY to Rs. 178.3 cr: Motilal Oswal
14.07.2021
Equitas Small Finance Bank Q1 Net Profit seen up 42% YoY to Rs. 85.2 cr: Emkay Research