BSE Live
Nov 03, 16:01Prev. Close
20.41
Open Price
20.69
Bid Price (Qty.)
0.00 (0)
Offer Price (Qty.)
0.00 (0)
NSE Live
Nov 03, 15:59Prev. Close
20.37
Open Price
20.37
Bid Price (Qty.)
20.23 (4652)
Offer Price (Qty.)
0.00 (0)
| Profit & Loss account of Utkarsh Small Finance Bank (in Rs. Cr.) | Mar 25 | Mar 24 | Mar 23 | |
| 12 mths | 12 mths | 12 mths | ||
| INCOME | ||||
| Interest / Discount on Advances / Bills | 3,336.96 | 2,880.06 | 2,278.12 | |
| Income from Investments | 278.01 | 209.33 | 150.54 | |
| Interest on Balance with RBI and Other Inter-Bank funds | 149.94 | 89.00 | 76.29 | |
| Others | 0.01 | 0.02 | 0.03 | |
| Total Interest Earned | 3,764.93 | 3,178.41 | 2,504.98 | |
| Other Income | 599.83 | 400.40 | 299.31 | |
| Total Income | 4,364.76 | 3,578.81 | 2,804.29 | |
| EXPENDITURE | ||||
| Interest Expended | 1,742.06 | 1,292.61 | 975.95 | |
| Payments to and Provisions for Employees | 845.60 | 736.95 | 570.06 | |
| Depreciation | 76.57 | 65.27 | 58.66 | |
| Operating Expenses (excludes Employee Cost & Depreciation) | 693.60 | 486.72 | 361.30 | |
| Total Operating Expenses | 1,615.77 | 1,288.94 | 990.01 | |
| Provision Towards Income Tax | 16.19 | 179.77 | 125.74 | |
| Provision Towards Deferred Tax | -12.24 | -18.01 | 5.57 | |
| Other Provisions and Contingencies | 979.28 | 337.88 | 302.51 | |
| Total Provisions and Contingencies | 983.23 | 499.64 | 433.82 | |
| Total Expenditure | 4,341.06 | 3,081.18 | 2,399.78 | |
| Net Profit / Loss for The Year | 23.70 | 497.63 | 404.50 | |
| Net Profit / Loss After EI & Prior Year Items | 23.70 | 497.63 | 404.50 | |
| Profit / Loss Brought Forward | 936.70 | 569.41 | 253.72 | |
| Total Profit / Loss available for Appropriations | 960.40 | 1,067.04 | 658.23 | |
| APPROPRIATIONS | ||||
| Transfer To / From Statutory Reserve | 5.93 | 124.41 | 101.13 | |
| Transfer To / From Capital Reserve | 6.67 | 0.00 | 0.00 | |
| Transfer To / From Revenue And Other Reserves | 934.27 | 936.70 | -10.52 | |
| Dividend and Dividend Tax for The Previous Year | 0.00 | 0.00 | 0.00 | |
| Equity Share Dividend | 0.00 | 0.00 | 0.00 | |
| Tax On Dividend | 0.00 | 0.00 | 0.00 | |
| Balance Carried Over To Balance Sheet | 0.00 | 0.00 | 569.41 | |
| Total Appropriations | 960.40 | 1,067.04 | 658.23 | |
| OTHER INFORMATION | ||||
| EARNINGS PER SHARE | ||||
| Basic EPS (Rs.) | 0.22 | 4.79 | 4.52 | |
| Diluted EPS (Rs.) | 0.22 | 4.75 | 4.51 | |
| DIVIDEND PERCENTAGE | ||||
| Equity Dividend Rate (%) | 0.00 | 5.00 | 0.00 |
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Utkarsh Small Finance Bank: Why this stock is for risk-takers?