| Key Financial Ratios of Kotak Mahindra Bank (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
82.74 |
69.15 |
54.89 |
43.02 |
35.17 |
|
| Diluted EPS (Rs.) |
82.74 |
69.15 |
54.89 |
43.01 |
35.14 |
|
| Cash EPS (Rs.) |
86.40 |
72.42 |
57.39 |
45.11 |
36.99 |
|
| Book Value [Excl. Reval Reserve]/Share (Rs.) |
589.67 |
486.53 |
417.91 |
362.72 |
319.04 |
|
| Book Value [Incl. Reval Reserve]/Share (Rs.) |
589.67 |
486.53 |
417.91 |
362.72 |
319.04 |
|
| Dividend/Share (Rs.) |
2.50 |
2.00 |
1.50 |
1.10 |
0.90 |
|
| Operating Revenue / Share (Rs.) |
266.17 |
230.39 |
172.41 |
136.24 |
135.43 |
|
| Net Profit/Share (Rs.) |
82.74 |
69.33 |
55.07 |
43.19 |
35.14 |
|
| Per Employee Ratios |
|
|
|
|
|
|
| Interest Income/ Employee (Rs.) |
4,642,081.46 |
5,879,192.68 |
4,661,184.65 |
4,096,790.82 |
5,191,541.14 |
|
| Net Profit/ Employee (Rs.) |
1,442,989.34 |
1,769,137.66 |
1,488,724.31 |
1,298,892.45 |
1,347,163.75 |
|
| Business/ Employee (Rs.) |
81,224,941.75 |
105,908,730.55 |
92,943,381.28 |
88,323,896.24 |
97,444,616.50 |
|
| Per Branch Ratios |
|
|
|
|
|
|
| Interest Income/ Branch (Rs.) |
246,367,452.05 |
235,107,346.00 |
192,420,510.67 |
159,051,878.82 |
167,333,339.78 |
|
| Net Profit/ Branches (Rs.) |
76,583,233.24 |
70,747,342.92 |
61,456,714.04 |
50,427,589.41 |
43,421,674.56 |
|
| Business/ Branches (Rs.) |
4,310,820,931.10 |
4,235,261,863.45 |
3,836,838,539.33 |
3,429,045,383.53 |
3,140,827,102.87 |
|
| Key Performance Ratios |
|
|
|
|
|
|
| ROCE (%) |
3.68 |
3.41 |
3.15 |
2.93 |
3.32 |
|
| CASA (%) |
42.96 |
45.50 |
52.82 |
60.68 |
60.44 |
|
| Net Profit Margin (%) |
31.08 |
30.09 |
31.93 |
31.70 |
25.94 |
|
| Operating Profit Margin (%) |
37.98 |
38.00 |
38.20 |
36.99 |
33.48 |
|
| Return on Assets (%) |
2.37 |
2.29 |
2.23 |
1.99 |
1.81 |
|
| Return on Equity / Networth (%) |
14.03 |
14.24 |
13.17 |
11.90 |
11.01 |
|
| Net Interest Margin (X) |
4.08 |
4.32 |
4.39 |
3.91 |
4.00 |
|
| Cost to Income (%) |
43.36 |
45.98 |
48.14 |
47.99 |
41.27 |
|
| Interest Income/Total Assets (%) |
7.62 |
7.62 |
6.99 |
6.29 |
6.99 |
|
| Non-Interest Income/Total Assets (%) |
2.15 |
1.71 |
1.44 |
1.47 |
1.42 |
|
| Operating Profit/Total Assets (%) |
0.21 |
0.58 |
0.78 |
0.51 |
0.39 |
|
| Operating Expenses/Total Assets (%) |
2.70 |
2.77 |
2.81 |
2.58 |
2.23 |
|
| Interest Expenses/Total Assets (%) |
3.54 |
3.29 |
2.59 |
2.38 |
2.99 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Rs. Cr) |
937,501.55 |
796,072.70 |
711,416.35 |
670,373.62 |
639,371.05 |
|
| EV Per Net Sales (X) |
17.72 |
17.38 |
20.77 |
24.79 |
23.82 |
|
| Price To Book Value (X) |
3.68 |
3.67 |
4.15 |
4.84 |
5.50 |
|
| Price To Sales (X) |
8.16 |
7.75 |
10.05 |
12.88 |
12.95 |
|
| Retention Ratios (%) |
97.58 |
97.55 |
97.63 |
100.00 |
100.00 |
|
| Earnings Yield (X) |
0.04 |
0.04 |
0.03 |
0.02 |
0.02 |
|
Source : Dion Global Solutions Limited
