| Key Financial Ratios of ICICI Bank (in Rs. Cr.) |
Mar 15 |
Mar 14 |
Mar 13 |
Mar 12 |
Mar 11 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
19.32 |
84.99 |
72.20 |
56.11 |
45.27 |
|
| Diluted EPS (Rs.) |
19.13 |
84.65 |
71.93 |
55.95 |
45.06 |
|
| Cash EPS (Rs.) |
20.41 |
89.92 |
76.42 |
60.63 |
49.61 |
|
| Book Value [Excl. Reval Reserve]/Share (Rs.) |
138.71 |
633.86 |
578.22 |
524.00 |
478.29 |
|
| Book Value [Incl. Reval Reserve]/Share (Rs.) |
138.71 |
633.86 |
578.22 |
524.00 |
478.29 |
|
| Dividend/Share (Rs.) |
5.00 |
23.00 |
20.00 |
16.50 |
14.00 |
|
| Operating Revenue / Share (Rs.) |
84.66 |
382.48 |
347.39 |
290.97 |
225.50 |
|
| Net Profit/Share (Rs.) |
19.27 |
84.94 |
72.17 |
56.08 |
44.72 |
|
| Per Employee Ratios |
|
|
|
|
|
|
| Interest Income/ Employee (Rs.) |
7,401,381.02 |
6,116,655.05 |
6,457,036.48 |
5,755,826.10 |
4,559,331.00 |
|
| Net Profit/ Employee (Rs.) |
1,684,887.74 |
1,358,302.69 |
1,341,411.86 |
1,109,420.21 |
904,241.99 |
|
| Business/ Employee (Rs.) |
112,938,140.26 |
92,849,708.72 |
93,911,715.27 |
87,382,046.47 |
77,580,440.08 |
|
| Per Branch Ratios |
|
|
|
|
|
|
| Interest Income/ Branch (Rs.) |
121,212,691.11 |
117,714,236.08 |
129,276,119.03 |
121,884,637.35 |
102,704,835.11 |
|
| Net Profit/ Branches (Rs.) |
27,593,468.89 |
26,140,359.71 |
26,856,363.55 |
23,492,940.41 |
20,369,221.83 |
|
| Business/ Branches (Rs.) |
1,849,592,105.93 |
1,786,880,645.35 |
1,880,203,421.94 |
1,850,391,039.24 |
1,747,599,877.82 |
|
| Key Performance Ratios |
|
|
|
|
|
|
| ROCE (%) |
3.20 |
2.96 |
2.61 |
2.27 |
2.31 |
|
| CASA (%) |
45.46 |
42.89 |
41.89 |
43.45 |
45.05 |
|
| Net Profit Margin (%) |
22.76 |
22.20 |
20.77 |
19.27 |
19.83 |
|
| Operating Profit Margin (%) |
35.80 |
36.46 |
37.48 |
35.45 |
32.88 |
|
| Return on Assets (%) |
1.72 |
1.64 |
1.55 |
1.36 |
1.26 |
|
| Return on Equity / Networth (%) |
13.89 |
13.39 |
12.48 |
10.70 |
9.35 |
|
| Net Interest Margin (X) |
2.94 |
2.77 |
2.58 |
2.26 |
2.21 |
|
| Cost to Income (%) |
36.82 |
38.31 |
40.57 |
43.04 |
42.24 |
|
| Interest Income/Total Assets (%) |
7.59 |
7.42 |
7.46 |
7.08 |
6.39 |
|
| Non-Interest Income/Total Assets (%) |
1.88 |
1.75 |
1.55 |
1.58 |
1.63 |
|
| Operating Profit/Total Assets (%) |
-0.15 |
-0.10 |
0.00 |
-0.21 |
-0.36 |
|
| Operating Expenses/Total Assets (%) |
1.77 |
1.73 |
1.67 |
1.65 |
1.62 |
|
| Interest Expenses/Total Assets (%) |
4.65 |
4.65 |
4.88 |
4.81 |
4.17 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Rs. Cr) |
691,147.70 |
608,705.91 |
539,497.75 |
477,482.94 |
442,418.19 |
|
| EV Per Net Sales (X) |
14.08 |
13.78 |
13.46 |
14.24 |
17.03 |
|
| Price To Book Value (X) |
2.27 |
1.96 |
1.81 |
1.69 |
2.33 |
|
| Price To Sales (X) |
3.72 |
3.26 |
3.01 |
3.05 |
4.93 |
|
| Retention Ratios (%) |
74.06 |
72.92 |
72.28 |
70.58 |
68.69 |
|
| Earnings Yield (X) |
0.06 |
0.07 |
0.07 |
0.06 |
0.04 |
|
Source : Dion Global Solutions Limited
