| Key Financial Ratios of Bajaj Finserv (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
55.60 |
51.20 |
40.30 |
286.30 |
280.90 |
|
| Diluted EPS (Rs.) |
55.00 |
50.70 |
40.00 |
286.30 |
280.90 |
|
| Cash EPS (Rs.) |
117.23 |
103.43 |
80.91 |
557.79 |
494.28 |
|
| Book Value [ExclRevalReserve]/Share (Rs.) |
453.60 |
651.00 |
487.24 |
4,167.39 |
3,663.06 |
|
| Book Value [InclRevalReserve]/Share (Rs.) |
453.60 |
651.00 |
487.24 |
4,167.39 |
3,663.06 |
|
| Revenue from Operations/Share (Rs.) |
838.48 |
692.44 |
515.33 |
4,298.48 |
3,807.41 |
|
| PBDIT/Share (Rs.) |
308.33 |
255.11 |
186.42 |
1,340.45 |
1,225.48 |
|
| PBIT/Share (Rs.) |
301.00 |
249.46 |
182.16 |
1,305.09 |
1,194.16 |
|
| PBT/Share (Rs.) |
148.69 |
134.04 |
105.55 |
708.24 |
619.74 |
|
| Net Profit/Share (Rs.) |
109.90 |
97.78 |
76.66 |
522.43 |
462.96 |
|
| NP After MI And SOA / Share (Rs.) |
55.59 |
51.11 |
40.29 |
286.34 |
280.91 |
|
| Profitability Ratios |
|
|
|
|
|
|
| PBDIT Margin (%) |
36.77 |
36.84 |
36.17 |
31.18 |
32.18 |
|
| PBIT Margin (%) |
35.89 |
36.02 |
35.34 |
30.36 |
31.36 |
|
| PBT Margin (%) |
17.73 |
19.35 |
20.48 |
16.47 |
16.27 |
|
| Net Profit Margin (%) |
13.10 |
14.12 |
14.87 |
12.15 |
12.15 |
|
| NP After MI And SOA Margin (%) |
6.62 |
7.38 |
7.81 |
6.66 |
7.37 |
|
| Return on Networth/Equity (%) |
12.25 |
13.50 |
13.82 |
11.32 |
12.47 |
|
| Return on Capital Employed (%) |
35.45 |
13.93 |
13.70 |
11.78 |
13.35 |
|
| Return on Assets (%) |
1.36 |
1.51 |
1.58 |
1.36 |
1.59 |
|
| Total Debt/Equity (X) |
4.89 |
4.77 |
4.56 |
3.99 |
3.57 |
|
| Asset Turnover Ratio (%) |
0.22 |
0.23 |
0.01 |
0.00 |
0.00 |
|
| Liquidity Ratios |
|
|
|
|
|
|
| Current Ratio (X) |
1.24 |
2.10 |
2.06 |
2.04 |
1.95 |
|
| Quick Ratio (X) |
1.24 |
2.10 |
2.06 |
2.04 |
1.95 |
|
| Inventory Turnover Ratio (X) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Dividend Payout Ratio (NP) (%) |
1.79 |
1.56 |
0.99 |
1.04 |
0.00 |
|
| Dividend Payout Ratio (CP) (%) |
1.58 |
1.40 |
0.89 |
0.93 |
0.00 |
|
| Earnings Retention Ratio (%) |
98.21 |
98.44 |
99.01 |
98.96 |
0.00 |
|
| Cash Earnings Retention Ratio (%) |
98.42 |
98.60 |
99.11 |
99.07 |
0.00 |
|
| Coverage Ratios |
|
|
|
|
|
|
| Interest Coverage Ratios (%) |
2.02 |
2.21 |
2.43 |
2.25 |
2.13 |
|
| Interest Coverage Ratios (Post Tax) (%) |
2.02 |
2.21 |
2.43 |
2.25 |
2.13 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Cr.) |
714,801.58 |
580,673.63 |
438,933.70 |
453,552.41 |
300,819.87 |
|
| EV/Net Operating Revenue (X) |
5.34 |
5.26 |
5.35 |
6.63 |
4.96 |
|
| EV/EBITDA (X) |
14.53 |
14.28 |
14.78 |
21.26 |
15.42 |
|
| MarketCap/Net Operating Revenue (X) |
2.39 |
2.37 |
2.46 |
3.97 |
2.54 |
|
| Retention Ratios (%) |
98.20 |
98.43 |
99.00 |
98.95 |
0.00 |
|
| Price/BV (X) |
4.42 |
4.34 |
4.35 |
6.74 |
4.29 |
|
| Price/Net Operating Revenue |
2.39 |
2.37 |
2.46 |
3.97 |
2.54 |
|
| Earnings Yield |
0.03 |
0.03 |
0.03 |
0.02 |
0.03 |
|
Source : Dion Global Solutions Limited
