BUSINESS
World Gold Funds: Should you invest in them?
These schemes invest in units of funds that invest in gold mining companies listed overseas.
BUSINESS
Why retail investors took to NCDs in 2019
Tepid returns from equity mutual funds in the recent past made investors switch to NCDs that offered high single-digit returns
BUSINESS
Explained: How to calculate yields on your bond investments
You can calculate the yield using simple spreadsheet formulas
BUSINESS
Explainer| The third party administrator in health insurance
A TPA acts as an intermediary between the insurance company and the policyholder
BUSINESS
All about making the receipt of dividends a smooth affair
Investors holding shares of a company on the record date are eligible. If there is a discrepancy in your bank account details, the dividend does not get credited.
BUSINESS
Banking & PSU bond funds: Past perfect, but time to temper return expectations
Given the low credit-risk associated with these bonds, many investors with modest risk appetites took to these schemes
BUSINESS
Either the highly valued large-cap stocks will correct or the rest of the market will go up: Deepak Chhabria
Increased inflows into large-cap stocks led to valuation running up
BUSINESS
How to buy sovereign gold bonds from the exchanges
Traded volumes are low and the price at which they trade are typically at a discount to the prevailing price of gold
BUSINESS
Gold, fixed-income wrap 2019: Yellow metal's prices zoom, long-term bonds deliver
Investors’ confidence is coming back, especially in the second half of the CY2019
BUSINESS
Retirement mutual funds: Go for them only if you can’t manage a regular equity MF portfolio
Investing in open-ended funds allows you rebalancing, which is not the case in retirement funds since there is a lock-in
BUSINESS
Karvy case: How you can safeguard your stock and MF holdings from brokers’ shenanigans
The regulator’s portal and social media help in finding out which broker has least complaints.
BUSINESS
ETFs: Low cost alone should not sway your investment decision
An ETF should fit within your stated asset allocation pattern in your financial plan and help you reach your financial goals
BUSINESS
Short-duration funds give better yields than FDs: PGIM India Mutual Fund
Ideally you should be investing in these products with a three-year time frame to benefit from the tax treatment for long-term capital gains
BUSINESS
As Nippon Life takes control of Reliance mutual, it’s largely status quo for unit holders
The existing leadership and the investment management teams staying back is a positive signal for continuity
BUSINESS
Indians should have around 15 per cent to 20 per cent investments in gold: worldoutofwhack.com
Whenever India has experienced near-zero or negative real interest rates, gold has done well
BUSINESS
Amidst falling interest rates, NSC and RBI Bonds offer a blend of returns and safety
Investors need not worry about investments in NSC and RBISB, as they are backed by the sovereign
BUSINESS
Do you try to buy low and sell high? Here’s why it may not be a smart strategy
Investors who try to time the market may be indulging in an exercise that may be only mildly rewarding at best, and futile at worst.
BUSINESS
How side-pocketing helps fund houses segregate bad bonds
The good portfolio need not come under redemption pressure and the fund manager can focus on investment management.
BUSINESS
Even in India, it is hard for active fund managers to outperform the market: Morningstar
If you're having or if you're trying to have a large-cap exposure, passive investing, especially if it is at the right price, can make sense for a lot of investors.
BUSINESS
Going for personal loans this festive season? Beware of these charges
Repayment of personal loans is draining as interest rates and charges are very high
BUSINESS
Direct plans of MFs: Only for the aware and systematic investor
You need to align your investments with your goals, as otherwise the intended financial target may not be achieved
BUSINESS
Manoeuvring difficult markets: How covered calls can boost fund performance
Many houses are gearing up to use the strategy that lets the fund manager pocket some extra returns in range-bound markets.
BUSINESS
Struggling to arrange for down payment of your dream home? Follow these tips
Once you decide to accumulate the money for down payment for your home then you should be focussed on target amount, time on hand and your risk profile.
BUSINESS
Explainer | Five situations when you should review your financial plan
Financial plan comprises financial goals that define one’s aspirations and the planned strategy to achieve those.
