BUSINESS
GST may be removed on term life and senior health insurance: Here’s what it means for you
Government mulls tax relief on key insurance plans to ease costs and boost coverage.
BUSINESS
How senior citizens can get loans after retirement: Best options explained
From reverse mortgages to pension-backed credit, here’s how retirees can access funds easily.
BUSINESS
Handling EMIs smartly: Staying debt-free and financially fit
Wise ways to handle EMIs without compromising your peace of mind and credit.
BUSINESS
Can you merge two home loans? What borrowers should know before consolidating debt
Exploring if and how you can simplify multiple home loans into one repayment plan.
BUSINESS
Borrowing from friends to repay loans? Why it may cost more than you think
It may seem like a quick fix, but turning to friends to cover your loan repayments could lead to long-term financial and personal trouble.
BUSINESS
How to submit your ITR without Form 16 for AY 2024-25
This is what salaried taxpayers can do if their employer did not give them Form 16 this year.
BUSINESS
Top reasons why people choose personal loans to meet their financial goals
Personal loans have become the go-to financial tool for anyone looking to pay for everything from a short list of bills to a long list without pledging collateral. With minimal paperwork and instant approval, they are the most convenient option in case of emergencies as well as in planned life occurrences. Whether for unplanned hospitalization or funding a dream wedding or honeymoon, personal loans are the flexible option that traditional loans are not.
BUSINESS
Paying income tax online? Here’s how to do it using Paytm, PhonePe or GPay
You can now pay income tax directly from UPI apps like Paytm, PhonePe, or Google Pay. Here is a step-by-step guide.
BUSINESS
Want to open Sukanya Samriddhi Account for daughter? Here's how
You can now open a high-return, tax-saving deposit for your daughter's future with SSY—here's the step-by-step guide.
BUSINESS
Secure your money: 5 UPI security habits you need to adopt to avoid UPI scams
With growing number and complexity of UPI scams India, here's how to stay safe with easy digital hygiene habits.
BUSINESS
Should you opt for the new income-tax regime in FY 2025-26?
With both tax regimes still in play for FY 2025-26, choosing the right one could help you save more—if you know what to consider.
BUSINESS
Need to switch your bank for salary credit? Here's the way to do it through EPFO
It's easy enough to shift the bank where your PF-related salary gets credited under EPFO's online process—if you know the trick.
BUSINESS
Should you take a home loan? What to weigh before deciding
Home loans allow you to buy assets but also come with long-term money ties—understanding both sides can lead you to make smarter choices.
BUSINESS
Personal loans explained: What they are, and how to use them wisely
A personal loan can become a quick solution if you are having a cash flow issue, but you need to be aware of its fees, EMIs, and repayment terms before you apply for one.
BUSINESS
Do you have tax relief on personal loans? This is what the law says
Personal loans are not necessarily tax-deductible, but in some cases, you can claim benefits—depending on how you use the money.
BUSINESS
Paying loan EMIs with a credit card: Smart move or risky bet?
Certain websites facilitate credit card payment of EMI, but with an expense and with risks. Know when it is worth it.
BUSINESS
How's your credit score? A 2025 borrower's guide
Your credit score decides everything from loan approvals to interest rates. Learn how to calculate a healthy score in 2025 and how to improve it.
BUSINESS
Which of these assets is best suited to take a loan in 2025? FDs or gold or shares
Your choice of collateral could impact interest rates, processing time, and loan amount—know the pros and cons before mortgaging assets.
BUSINESS
Form 16 figures not aligning with Form 26AS? Do this to avoid income tax dept's notice
Mismatch between Form 16 and Form 26AS can result in scrutiny—here's the way to correct it before filing your ITR.
BUSINESS
Can Indian tech startups save on taxes legally by relocating to Dubai?
Moving overseas may be appealing—but tax residency and laws of Indian income continue to matter.
BUSINESS
Are debt mutual funds a smart bet during an interest rate cut cycle?
Falling rates can boost returns from debt funds—but timing and risk profile matter.
BUSINESS
How to access and read your Annual Information Statement (AIS) for ITR filing
The AIS offers a detailed snapshot of your financial transactions—here’s how to use it to file your return correctly.
BUSINESS
Filing your ITR as a salaried employee? Watch out for these costly mistakes
Common errors can derail your return—here’s how to get it right the first time.
BUSINESS
The hidden financial risks of buy now, pay later schemes
Buy Now, Pay Later offers have been the preference payment method among Indian web shoppers. They appear to make expensive purchases surprisingly affordable with no deposit and convenient instalments. But behind the convenience lie a web of hidden fees, credit traps, and overspending snares. Use BNPL recklessly, and it can silently blow your budget off course and trap you in a debt cycle you never expected.
