BUSINESS
Can Specialized Investment Fund deliver better risk-adjusted returns?
Designed for sophisticated investors, SIFs provide enhanced portfolio flexibility through strategies such as long–short positions with a minimum investment requirement of Rs 10 lakh and regulatory oversight under SEBI’s mutual fund framework.
BUSINESS
Top-up or fresh personal loan? Here’s the quickest, cheapest way to raise cash
If you need money fast, top up your existing loan; if a new lender cuts your rate big enough to beat fees, a fresh loan can save more over time.
BUSINESS
PPF or VPF: where should your next Rs 10,000 go for better returns?
Both are safe and tax-free, but one pays more while the other gives you flexibility—here’s how to decide where your money works harder.
BUSINESS
Should you switch your home loan now? Here’s when it really pays off
Move only when the rate cut beats all fees and you keep (not stretch) your remaining tenure—early in the loan is where the big wins are.
BUSINESS
Finding the perfect home insurance plan: Protect your home and peace of mind
Choosing the right coverage ensures your home and belongings are safe from unexpected events.
BUSINESS
From savings to security: The best post office schemes for every financial goal
The humble post office offers more than stamps — it’s a treasure chest of safe, government-backed investment options for every stage of life.
BUSINESS
Family first or everyone on their own? Choosing the right health cover for parents and teens
Balancing cost and coverage gets tricky when your family’s health needs are at different stages of life.
BUSINESS
Diwali Splurge: 42% of credit card users spend over Rs 50,000, Paisabazaar survey reveals
Diwali shopping surged this year, with 42 percent of credit card users spending over Rs 50,000, leveraging strategic deals, cashback, and no-cost EMIs, and blending online and offline channels for maximum value.
BUSINESS
CIF number in banking: The key to your complete account profile
It’s more than just a number — your CIF links all your banking details in one place.
BUSINESS
Bima Bharosa portal: How to register and track an insurance grievance
The IRDAI’s Bima Bharosa portal is a single window to file, monitor, and escalate insurance complaints across life, health and general insurers.
BUSINESS
Why unclaimed deposits keep growing — and how to track what’s yours
Millions of rupees lie idle in banks — some of it could be yours.
BUSINESS
Why young investors are moving away from savings accounts
Exploring why the new generation prefers smarter ways to grow money.
BUSINESS
Finding the best income plan for retirees: SCSS, PMVVY, or bank FDs?
Finding the right balance between safety, returns, and regular income in retirement.
BUSINESS
Scan and pay in Japan: UPI coming to Indian travellers
Indian tourists visiting Japan will soon be able to make seamless payments through UPI, eliminating the need for cash or forex cards.
BUSINESS
Smart money in 2025: Practical AI tools that help you save, invest and grow
Skip the hype—use simple, trusted automations that shave costs, boost returns and keep you on track.
BUSINESS
After paying off your loan, do you still need the same term insurance amount?
Once your big debts are gone, your cover should protect people—not liabilities.
BUSINESS
Savings account vs liquid funds: what actually pays more after tax
When tax is identical, the winner is simply higher gross yield minus costs—so long as liquidity still fits your needs.
PERSONAL-FINANCE
How to stop your EPF money from going missing during job changes
Delayed transfers and inactive accounts can quietly cost you years of interest — here’s how to keep your PF money growing
EXPLAINERS
How much you really need to retire early — the math for 45, 50, and 55
Dreaming of an early exit from work? Here’s how to estimate your ideal corpus based on your age and lifestyle.
BUSINESS
How to build a steady, tax-smart income after retirement
With the right mix of SWP, annuities, post office schemes, and FDs, you can create monthly cash flow without losing out on growth.
PERSONAL-FINANCE
Understanding annuity plans and how to protect your income for life
Choosing the right annuity can give you peace of mind — and help your spouse stay financially secure while keeping inflation in check
BUSINESS
Digital gold vs physical gold: Which is a smarter investment?
Digital gold offers convenience and liquidity; physical gold gives comfort and control — balance both for smart, stress-free investing.
PERSONAL-FINANCE
NPS vs PPF for long-term goals: which should you pick and why
A simple guide to choosing between two of India’s most popular long-term savings plans
BUSINESS
Pay off your home loan early or invest that money? Here’s how to decide
Both options sound smart — but the right choice depends on your loan rate, your goals, and your peace of mind.
