BUSINESS
Understanding annuities: A clear look at guaranteed retirement income
A simple guide to how annuities work, who should buy them, and what returns to expect.
BUSINESS
Why your credit score matters more than you think — from your 20s to your 60s
A practical look at why your score starts mattering long before you plan a home loan — and continues to matter long after you think you’re done borrowing.
BUSINESS
How to spot personal loan scams before they reach your inbox
A practical guide to recognising subtle and fast-growing loan scams before they reach your inbox or bank account.
BUSINESS
What to do after credit card fraud: The immediate steps that really matter
Quick, calm action in the first few hours can make the difference between a contained loss and a long, messy dispute.
BUSINESS
Making inheritance simple: How wills, nominees and beneficial owners actually work
A practical guide to keeping your assets dispute-free and easy for your family to access.
BUSINESS
Should you switch from BNPL to a UPI credit line? Pros, cons and practical tips
A simple explainer on the two short-term credit options and how they affect your spending and repayments.
BUSINESS
Should you invest in sectoral mutual funds in 2025? What they are, and the pros and cons explained
A simple guide to understanding how sectoral funds work and whether they belong in your portfolio today.
BUSINESS
Want to invest in US stocks? 4 ways Indians can start today
A clear guide to the practical routes available for Indian investors who want exposure to the world’s biggest tech brands.
BUSINESS
Debt-to-income ratio: Why this simple number can make or break your personal loan
A clear look at how lenders use this number to decide whether you qualify — and how it affects the loan amount you get.
BUSINESS
How to keep your mobile number and email updated on all your financial accounts
A practical guide to making sure your bank, investment and insurance details stay current and secure.
BUSINESS
How to plan a big fat wedding without ruining your credit score
A simple guide to planning wedding spending without harming your future creditworthiness.
BUSINESS
NPS rule updates: What the latest changes mean for your retirement plan
A clearer, more flexible withdrawal framework and simpler procedures are reshaping the usage of subscribers' NPS savings.
BUSINESS
Protect your pension: The growing fraud risks retirees must watch out for
A growing wave of financial scams is targeting retirees just as they receive their life savings—here’s how to protect yourself from losing everything.
BUSINESS
Types of annuity plans explained: How they work and who they suit
A guide to immediate, deferred, fixed, variable and joint-life annuities, and how to match them to your retirement needs.
BUSINESS
How to use your bank’s spend analyser to build a monthly budget that actually works
A simple guide to turning your bank’s automated spending tracker into a practical monthly budgeting tool.
BUSINESS
How to resolve a disputed credit card bill: A simple step-by-step process
A simple, structured process to help you resolve billing errors quickly and protect your money.
BUSINESS
EPFO date of exit: How to update your job leaving date online
A simple guide to fixing your date of leaving so PF transfers and withdrawals don’t get stuck.
BUSINESS
How to build a credit history as a first-time borrower in India
A simple, practical guide to starting your credit journey without falling into early debt traps.
BUSINESS
Before you say yes to a loan top-up, read this
A top-up loan can feel like an easy source of extra money, but it works in your favour only when you understand the costs, the tenure and how it affects your larger debt picture.
BUSINESS
SIPs for your child’s education: How to start, structure and stay on track
A clear savings plan gives you more control over rising education costs, and SIPs help you start small while staying disciplined.
BUSINESS
Closing a bank account? Read this before you pay avoidable fees
A quick, practical guide to understanding the hidden costs banks may levy before you shut an account.
BUSINESS
How to switch from a regular to a direct mutual fund plan online
A quick guide to making the shift to direct plans, which cut distributor commissions and help long-term investors keep more of their returns.
BUSINESS
Using an SWP to build a steady retirement income stream
A systematic withdrawal plan can turn your investments into a predictable monthly payout, but it works well only when you understand the risks and set it up thoughtfully.
BUSINESS
Planning to quit the 9-to-5? How to calculate your financial independence number
A clear FI number helps you understand exactly how much you need invested to stop relying on a salary and retire early with confidence, even in a high-inflation Indian economy.
