Moneycontrol PRO
HomeAuthorMoneycontrol pf team

Moneycontrol PF Team

.

.

Safe income ideas for women over 60: How to earn without big risks

BUSINESS

Safe income ideas for women over 60: How to earn without big risks

Simple, low-risk ways to generate steady income without taking equity-like risks.

Doorstep help for your life certificate: How seniors can submit Jeevan Pramaan without visiting a branch

BUSINESS

Doorstep help for your life certificate: How seniors can submit Jeevan Pramaan without visiting a branch

A simple explainer on using PSB Alliance and India Post Payments Bank to file your Digital Life Certificate from home in 2025.

Automating family finances: Bills, SIPs and safety nets

BUSINESS

Automating family finances: Bills, SIPs and safety nets

Set it once, forget the stress — how automation can make your money life easier

Personal loans, credit cards, gold loans, and home loans: Pros and cons you should know

BUSINESS

Personal loans, credit cards, gold loans, and home loans: Pros and cons you should know

Each of these borrowing tools has its place-and its traps. Here's what really works in your favour and what doesn't.

Money lessons by age 5, 10 and 15: A parent’s roadmap

BUSINESS

Money lessons by age 5, 10 and 15: A parent’s roadmap

A simple guide to raising financially smart kids, one stage at a time.

Buying a home? Learn these home loan terms before you sign

BUSINESS

Buying a home? Learn these home loan terms before you sign

Learn the must-know home-loan terms—rate type, benchmark, spread, resets and fees—so you lock in the right EMI and avoid any hidden costs.

Cut your home loan EMI: Simple moves for big savings

BUSINESS

Cut your home loan EMI: Simple moves for big savings

A practical guide to easing monthly payments without derailing long-term goals.

Home loan interest rates: fixed vs. floating — what’s right for you?

BUSINESS

Home loan interest rates: fixed vs. floating — what’s right for you?

Understand the difference between fixed and floating home loan rates to choose the one that best fits your budget and comfort with risk.

Avoid these credit card mistakes before they cost you

BUSINESS

Avoid these credit card mistakes before they cost you

Learn how to avoid common credit card mistakes that can damage your score, pile up interest, and derail your financial goals.

Smart BNPL use: Low EMIs, fewer plans, no missed dues

BUSINESS

Smart BNPL use: Low EMIs, fewer plans, no missed dues

Easy monthly payments can tempt overspending—keeping your Buy Now, Pay Later (BNPL) use small and planned protects your budget and credit score.

The smart way to pick a home loan that fits your life

BUSINESS

The smart way to pick a home loan that fits your life

A smart home loan isn’t just about the lowest rate—it’s about picking terms that fit your life and finances.

Personal loan or credit card EMI: Which truly costs less?

BUSINESS

Personal loan or credit card EMI: Which truly costs less?

A quick guide to choosing the cheaper option when you must borrow.

Personal loan or mortgage: How to choose the right loan for your needs

BUSINESS

Personal loan or mortgage: How to choose the right loan for your needs

A clear comparison to help you decide which financing option suits your needs.

Small moves, big impact: Keep your credit score over 700

BUSINESS

Small moves, big impact: Keep your credit score over 700

A high credit score helps you qualify for loans faster, get lower interest rates, and access higher credit limits. Here’s how to maintain it consistently.

How to verify your financial advisor’s Sebi registration

BUSINESS

How to verify your financial advisor’s Sebi registration

Before you trust anyone with your money, make sure they’re registered with the Securities and Exchange Board of India (Sebi).

Borrowing against gold: Pick between a loan and an overdraft

BUSINESS

Borrowing against gold: Pick between a loan and an overdraft

A simple guide to choosing the right option based on how much, how long, and how often you need money.

Senior Citizen FD Rates: Top 10 banks with highest interest rates

BUSINESS

Senior Citizen FD Rates: Top 10 banks with highest interest rates

Senior citizens can earn up to 7.5% interest on fixed deposits with top banks like IndusInd Bank, Axis Bank, and others offering competitive rates for deposits up to Rs 3 crore.

Unexpected ways to use personal loans beyond paying off debt

BUSINESS

Unexpected ways to use personal loans beyond paying off debt

A loan isn’t just for emergencies or consolidating credit — it can also fund growth, opportunity, and smarter choices.

Car loans for women: How to get the best rate and EMI

BUSINESS

Car loans for women: How to get the best rate and EMI

A quick guide to comparing offers, cutting fees, and choosing a tenure that keeps monthly costs comfortable.

Personal loan refinancing: How to know if switching saves you money

BUSINESS

Personal loan refinancing: How to know if switching saves you money

Switching to a new loan can save you money if done smartly.

Stop before you swipe: When a credit card is a bad idea

BUSINESS

Stop before you swipe: When a credit card is a bad idea

Some swipes save money; others create debt and fees. Here’s when to put the card away.

Pay off multiple personal loans: Simple strategies that work

BUSINESS

Pay off multiple personal loans: Simple strategies that work

A practical playbook to organise EMIs, cut interest costs, and get debt-free faster—without wrecking your credit.

Ending a loan the right way: Settlement or full closure?

BUSINESS

Ending a loan the right way: Settlement or full closure?

A clear guide to what each term means, how they affect your credit profile, and when to consider them.

How to spot and fix credit report errors before they hurt your score

BUSINESS

How to spot and fix credit report errors before they hurt your score

A clear, step-by-step guide to spotting mistakes in your credit file, getting them corrected and protecting your financial health.

Advisory Alert: It has come to our attention that certain individuals are representing themselves as affiliates of Moneycontrol and soliciting funds on the false promise of assured returns on their investments. We wish to reiterate that Moneycontrol does not solicit funds from investors and neither does it promise any assured returns. In case you are approached by anyone making such claims, please write to us at grievanceofficer@nw18.com or call on 02268882347