PERSONAL-FINANCE
Diversifying your retirement corpus in 2025: A simple, bucket-based plan that reduces risk
Retirement diversification is not about owning more products, it is about matching each rupee to a time-horizon and a job
PERSONAL-FINANCE
Personal loan checklist: 5 questions to ask before you accept a pre-approved offer
A personal loan can look cheaper on the ad than it is in real life. Compare what you repay, how flexible the loan is, and what it costs to exit early
PERSONAL-FINANCE
How to turn a strong credit score into a lower-interest loan in 2025
A good score opens the door. Getting the best rate depends on timing, profile clean-up, and how you negotiate
BUSINESS
DIY Guide: How to update demat account and mutual fund KYC online
Pending KYC on your demat account or mutual fund may lead to blocked transactions. Here's how to update your KYC without visiting the bank.
BUSINESS
DIY Guide: How to update PAN address online in four simple steps
Updating your PAN address ensures all tax and financial communication reaches you on time after you move. With Aadhaar-based eKYC, the process is quick, paperless, and completed with just an OTP.
BUSINESS
Making a Will in India: City of origin or city of assets, what really matters
Choosing where to write your Will matters less than making it clear, valid and easy to execute for all the assets you own.
BUSINESS
Prepay education loan or start SIPs: How young earners can prioritise money after studies
Choosing between closing your student loan faster and beginning SIPs early comes down to interest cost, realistic returns and how much risk and stress you are willing to live with.
BUSINESS
What is the 45-day interest-free period on credit cards and how can you use it smartly?
A 45-day interest-free window sounds like free credit, but the benefit depends entirely on how your billing cycle works and how promptly you clear your dues every month.
BUSINESS
Are small savings schemes still worth it for taxpayers in 2025?
A simple look at whether PPF and other government-backed schemes still deserve space in your portfolio.
BUSINESS
Can OCI cardholders apply for Aadhaar? Rules, documents and validity explained
A clear guide for OCI cardholders on when they can get Aadhaar, the documents they need, and how long it stays valid.
BUSINESS
Credit card EMIs: Key things to know before converting your next big purchase
A clear guide to how credit card EMIs work, what they really cost and when it makes sense to opt for them instead of regular repayments.
BUSINESS
What happens to your locked in investments after death
From PPF and EPF to NPS and ELSS, understanding claim rules, nominations and paperwork can help your family access locked in money quickly instead of fighting long legal and procedural battles.
BUSINESS
EPF error: How to delink a wrong PF member ID from your UAN
A wrong PF member ID linked to your UAN can derail your service history and create problems for transfers and withdrawals, but it can be corrected if you combine proper documentation, employer support and follow-up with EPFO.
BUSINESS
How you can retire with a smaller retirement corpus without compromising your lifestyle
A realistic retirement plan focuses less on the headline size of your savings and more on how you convert that money into steady, usable income through your post-work years.
BUSINESS
From low pensions to delayed dues: These retirement disputes could affect you, too
Why today's workers must pay attention to the pension and gratuity battles already reshaping retirement for millions of Indians.
BUSINESS
PPF vs fixed deposit: What should a 35-year-old with kids choose in 2025
A simple guide for young parents who want safe returns, tax savings and steady money for children’s goals and their own retirement.
BUSINESS
Six golden rules to build a resilient investment portfolio
In an investment landscape full of volatility, the right asset allocation can be your real power tool.
BUSINESS
DIY Guide: How to open a demat account, your ticket to markets
You need a demat account to buy and sell stocks. Here's how to open one in minutes.
BUSINESS
DIY Guide: How to create a stock SIP through your demat account
Buying stocks without having to time the market is a great way to build wealth over the long term. The good news is you can do it with your online brokerage.
BUSINESS
Making your first investments? Here's how to get the mix right
From safe fixed deposits to stocks to debt and equity mutual funds - there are options galore and there's a case for most of these in your portfolio. But how much should you put in which? Find out here.
BUSINESS
What is a personal loan tenure and what should borrowers know before choosing one?
A simple guide to how your loan period changes the EMI you pay, the interest you lose and how stressed or relaxed your monthly budget feels.
BUSINESS
Ayush hospitalisation and insurance: Why claims get rejected and how to improve your chances
A practical guide to understanding ayush coverage in health policies, why ayurvedic in-patient claims often face extra scrutiny, and what you can do to improve your chances of getting paid.
BUSINESS
What are ESG mutual funds in India and should you invest in them in 2025?
A clear look at how ESG funds work, how they have evolved in India, and whether they deserve a place in your long-term portfolio.
BUSINESS
How to use SWP in mutual funds to create a steady retirement income
A simple guide to how a systematic withdrawal plan can create reliable monthly income, protect your corpus and help you avoid running out of money too early.
