BUSINESS
RBI allows loans against silver: New rules to take effect from THIS date
A new set of guidelines outlining the procedures for taking gold and silver as collateral has been released by the central bank under the Reserve Bank of India (Gold and Silver (Loans) Directions, 2025).
BUSINESS
Digital Life certificate made easy: Pensioners can submit Jeevan Pramaan without bank visits — here’s how
Earlier, pensioners were required to submit a 'Jeevan Pramaan' or life certificate before banks, post offices or any pension disbursing agencies every year by being physically present on or before November 30.
BUSINESS
RBI clears path for UPI wallet that lets children pay without bank accounts, details inside
This capability aligns closely with the UPI Circle initiative launched by NPCI, enabling youngsters to make UPI payments using their parents’ linked UPI accounts - fostering financial literacy through real-world money management
BUSINESS
Centre clarifies pension rules: No cut after retirement, last working day to decide benefits
In a recent clarification, the DoPPW explained the significance of the last working day for a government employee in determining pension entitlement.
BUSINESS
Sovereign Gold Bond 2017-18 Series-VI matures; RBI fixes final redemption price, investors set for massive gains
For this tranche, prices from October 31, November 3, and November 4, 2025, were averaged to arrive at the final redemption rate of Rs12,066 per gram.
BUSINESS
DGCA proposes changes to airline refund rules — including 48-hour free cancellation and more
The new framework — introduced under the Civil Aviation Requirements (CAR) — will apply to all scheduled and non-scheduled domestic operators, as well as international carriers operating from India.
BUSINESS
287% absolute return in SGB: RBI announces redemption price for the Sovereign Gold Bond 2018-19 Series-I; check details
For this tranche, the average was calculated using gold prices from October 30, October 31, and November 3, 2025, resulting in the redemption rate of Rs12,039 per gram.
BUSINESS
Sovereign Gold Bond 2019-20 Series-VI: RBI announces redemption price, investors to get 213% absolute return
Eligible investors will be able to redeem their bonds on October 30, 2025, marking five years since the bond's original issue date of October 30, 2019.
BUSINESS
From bank nominations to credit card fees: All about key financial changes taking effect from November 1
From multiple nominations for bank deposits to revised SBI Card charges and fresh deadlines for pensioners, the new month brings a flurry of updates that every consumer should be aware of.
BUSINESS
Sovereign Gold Bond 2020-21 Series-I: RBI announces premature redemption price, investors to get 166% returns
The Reserve Bank of India has announced that the premature redemption price for the Sovereign Gold Bond (SGB) 2020-21 Series-I, due on October 28, 2025, will be Rs 12,198 per unit.
BUSINESS
Diwali holiday overlap: BCAS urges govt to extend September GSTR-3B filing deadline
The representation seeks “administrative relief” for taxpayers and aims to uphold the integrity of return filings. The Bombay Chartered Accountant Society has urged the government to consider extending the GSTR-3B filing and payment due date for September 2025 to a later date after the Diwali holidays.
BUSINESS
Sovereign Gold Bond 2017-18 Series-III redemption today: 338% return for investors
Investors to get ₹12,567 per unit on October 16, 2025; nearly 338% absolute returns from issue price
BUSINESS
A train ride could earn you Rs 14,000: Viral tweet on silver price gap sparks debate
Food creator Nalini’s viral post comparing silver prices in two cities highlights how wide regional gaps — and sharp public curiosity — are reshaping conversations around precious metal pricing.
BUSINESS
HDFC Mutual Fund temporarily restricts subscriptions in Silver ETF Fund of Fund
Amid volatility in silver prices; HDFC MF has restricted new lump-sum and systematic registrations capped at Rs1 lakh per PAN per day.
BUSINESS
ChatGPT to make payments soon! NPCI partners with AI platform for UPI payments
The feature has entered the trial phase, with BigBasket becoming the first platform to support this integration.
BUSINESS
SMS alerts for transactions below Rs100 to be waived off? Here's what we know so far
Lenders seek to reduce notification clutter for customers as small-value UPI transactions surge; proposal aims to prevent alert fatigue and missed major transaction messages.
BUSINESS
Kotak Mahindra AMC launches Kotak Gold Silver Passive FoF: A festive season pick for smart investors
The scheme opens for public subscription on 6th October, 2025 and closes on 20th October, 2025. Investors can invest a minimum amount of Rs 100 and any amount thereafter.
BUSINESS
Indian Bank extends deadline for special fixed deposits — check details here
This holiday season, the IND Secure and IND Green schemes might be a lucrative option for those seeking high-yield, short-to-medium-term deposits.
BUSINESS
Bank holidays from 6-11 October: Banks to remain closed on THESE days this week; check full schedule
According to RBI Holiday calendar, bank holidays are marked under Negotiable Instruments Act, ie these holidays can vary from region to region.
BUSINESS
NPS gets a makeover: Multiple schemes, 100% equity option now live from October 1
The most striking update is the 100% equity option. Under the high-risk variant, pension funds can now allocate the full investment amount to equities for subscribers with a long-term horizon and higher risk appetite.
BUSINESS
From gold loans to EMIs: RBI’s fresh rules every borrower must know from Oct 1
In an official statement on Monday, the RBI stated, "RBI has today issued seven Directions/Circulars, proposing to amend some of the extant Directions/Circulars applicable to banks and other regulated entities".
BUSINESS
Investor relief: RBI hikes loan limit against shares to Rs 1 crore, IPO financing to Rs 25 lakh
Governor Sanjay Malhotra announced that the repo rate remains unchanged at 5.5% and said the regulatory ceiling on lending against listed debt securities will be removed, making it easier for investors to access credit.
BUSINESS
Small savings schemes: Interest rates on PPF, NSC, Sukanya Samriddhi and other post office scheme remain unchanged
Interest rate on popular options like PPF (7.1%), NSC (7.7%), Sukanya Samriddhi (8.2%) and SCSS (8.2%) remain unchanged.
BUSINESS
Big changes from October 1: NPS rules, RBI cheque clearing, New railway rules, bank charges and more
From October 1, 2025, Indians will see major changes in banking, pensions, railways, and postal services. HDFC Bank, PNB, and Yes Bank are revising charges, the RBI is introducing continuous cheque clearing, IRCTC is tightening ticket booking rules, and Speed Post rates are going up.
