BUSINESS
PSU banks’ slippage ratios improve as lending to low-risk retail loans rise
A review of data from 12 leading PSU banks reveals that most lenders have reported their lowest or near-lowest slippage level in over a year, with some hitting multi-year lows.
BUSINESS
India’s rating upgrade set to give boost to foreign funds, say experts
On August 14S&P Global upgraded India's long-term sovereign credit ratings to 'BBB' for the first time since 2007, citing economic resilience and fiscal consolidation
BUSINESS
Primary dealers ramp up corporate bond repo borrowing to diversify liquidity sources
The total volume on ARCL Tri-party Repo in July was Rs 52,175.10 crore, compared with Rs 39,725.50 crore, registering a growth of 32 percent month-on-month.
BUSINESS
Indian bond yield eases after S&P upgrades India's rating to 'BBB'
S&P Global Ratings raised its long-term unsolicited sovereign credit ratings on India to 'BBB' from 'BBB-', and its short-term ratings to 'A-2' from 'A-3'. The outlook on the long-term rating is stable.
BUSINESS
State borrowings via SDL become costlier as rate cut hopes fade
Government bond yields have been on the rise since the RBI’s status quo in the August monetary policy. Though the decision was in line with the market expectation, few participants expected a surprise rate cut.
BUSINESS
Diversifying Russian oil imports may add only $4-6 billion to India's import bill, says Anubhuti Sahay of Standard Chartered Bank
The gap, or impact on GDP, was closer to 25 to 40 basis points. At 50 percent, almost 50 percent of our exports to the US become non-tradable, priced out, and the impact then would be much larger, Sahay said.
BUSINESS
PSU banks report 161% year-on-year surge in forex income in Q1FY26 as rupee weakens
In Q1FY26, the Indian rupee depreciated by 2.03 percent against the US dollar, creating favourable conditions for forex trading gains.
BUSINESS
May engage with regulator to understand NOFHC requirement: Sanjay Agarwal, MD & CEO, AU Small Finance Bank
Speaking exclusively to Moneycontrol, Agarwal said he will approach the regulator soon to understand why the requirement to convert his stake into a non-operative finance holding company was imposed as a licensing condition.
BUSINESS
Banks may turn more cautious lending to the textiles sector after tariffs
While signs of stress in the textile sector had begun surfacing even before the tariff announcement, the tariff hikes could further dent order books, compress margins and put jobs at risk, leading to tightening of bank credit to the industry.
BUSINESS
Why is the RBI focusing more on overnight rates?
The RBI has since the beginning of this year made the overnight rate the central operational target for monetary policy implementation.
BUSINESS
Money market witnessed higher rate transmission post 100 bps rate cut
Since the February policy announcement, the rate for 3-month treasury bills has dropped by 110 bps, 3-month commercial papers issued by NBFCs have fallen by 161 bps, and 3-month certificates of deposit have declined by 170 bps, according to RBI data.
BUSINESS
RBI Governor hopeful of an 'amicable solution' to US trade negotiations
Negotiations for a trade deal between India and the US were launched in March 2025 with five rounds of talks held so far, the last being in July. Talks for a mini-version of a deal before August 1 seemingly failed as divergences remained, especially on agriculture.
BUSINESS
RBI working group recommends retaining WACR as policy target, liquidity framework
The group is also in favour of continuing with the variable rate auction mechanism for repo and reverse repo operations to maintain the operating target rate at the policy rate
BUSINESS
MPC meeting: CPI inflation to rise above RBI’s medium-term target in Q4
The RBI lowered its CPI inflation projection for FY26 to 3.1% from its earlier forecast of 3.7% on easing food prices and benign outlook
BUSINESS
Will RBI hold repo rate? 5 things to look out for in August MPC
The MPC is meeting at a time when retail inflation has remained lower than RBI’s medium term target of 4 percent and support is needed for growth revival amid tariff tensions.
BUSINESS
Corporate loan growth slows as firms tap cheaper bond market
In the June quarter, corporate loan book growth ranged from 1.77% to 12.21% for major banks, well below 2.87%-23.54% in the year-ago period
BUSINESS
Banks likely to re-evaluate corporate, SME lending plans as US tariffs hit exports
While credit demand from corporates has already been sluggish over the past two quarters, bankers say the new trade headwinds could further delay recovery in the segment.
BUSINESS
Ongoing trade talks with US may see RBI hold rates on August 6, say economists
A Moneycontrol poll, too, found that the RBI’s monetary policy committee is expected to maintain status quo
BUSINESS
Federal Bank’s corporate loan book to grow 8-10% in FY26 on tariffs uncertainty, cheaper funds at bond market: CEO
According to the investor presentation of the bank, corporate loan book of the bank increased by 6 percent on-year to Rs 83,680 crore in Q1FY26, from Rs 79,208 crore in a year ago period, and Rs 83,680 crore in a quarter ago period.
BUSINESS
PSU banks dominated bond issuances in FY25, more Tier-II debt raise likely this fiscal
Private lenders have been totally absent from hybrid bond issuances in FY25. Despite favorable conditions for Tier-2 debt, these banks chose to rely on internal accruals and equity-driven capital planning.
BUSINESS
RBI’s fraud detection tool MuleHunter AI expands reach with over 15 more banks nearing rollout
The banks that have implemented the MuleHunter AI are Canara Bank, Punjab National Bank, Bank of India, Bank of Baroda, and AU Small Finance Bank, Suvendu Pati added
BUSINESS
PSU banks hit harder by compression on yield on advances in Q1FY26
According to data compiled by Moneycontrol, yield on advances for PSU banks dropped by 15–71 basis points (bps), significantly more than the 12–30 bps reduction observed for private banks.
BUSINESS
Indian rupee may open close to 88-mark against US dollar as Trump announces 25% tariffs on India
According to the Bloomberg data, Indian rupee has depreciated 0.83 percent in last two weeks. On a year-to-date basis, the local currency is under pressure and second worst performing among Asian peers. It is down 3.25 percent, Bloomberg data showed.
BUSINESS
Capital adequacy of PSU banks outpaces that of private lenders amid fundraising efforts
Analysts expect capital buffers to remain strong across the banking sector. ICRA projects a 40–50 basis point increase in Tier-I capital ratios for PSBs this fiscal
