BUSINESS
Does SEBI’s proposed common MF platform make investing simpler for retail investors?
The platform will be digital. All or most of your queries would get resolved without the need for carrying documents physically to your fund house’s branches
BUSINESS
Confused on which credit card to opt for? Here’s help on how to choose
There are at least 130 different types of credit cards in the market. Choose a card based on your spending behaviour
BUSINESS
Explained: How debt mutual fund investors would benefit from swing pricing proposal
Swing pricing mechanism is like a manual adjustment made to a mutual fund's NAV. The objective here is to pass on any additional transaction costs arising from large inflow or outflow to large opportunistic investors
BUSINESS
Want to use your credit card wisely? Stick to these spending and repaying rules
Repay your dues in full in every billing cycle and avoid withdrawing cash with your credit card.
BUSINESS
How target maturity debt funds may be the closest alternatives to fixed deposits
These open-ended schemes have a high-quality portfolio of bonds issued by central and state governments.
BUSINESS
Easy ways to avoid revenge shopping after unlock 2.0
Human nature is such that you will justify the over-indulgence with the fact that you have lived frugally for the last two months
BUSINESS
Why term insurance policies that promise to pay back premiums are avoidable?
Term insurance policies also come with an option to return your premiums. But they are costly. If you invest the premium difference in a mutual fund SIP, you can earn more.
BUSINESS
Mutual fund returns: Reaching your money goals is more important, not beating benchmarks
Is beating the scheme benchmark a reliable basis for selection or should you stick with the fund if it meets your return objective?
BUSINESS
Why InvITs are becoming increasingly popular among investors
Infrastructure Investment Trusts or InvITs are equity investments with a debt wrapper around them. Make sure you understand the underlying assets and assess their viability before investing
BUSINESS
SEBI's skin-in-the-game circular to mutual fund AMCs has good intentions, but is not well thought out
Mere participation in the mutual fund scheme by employees and directors of the AMC is not a shield against underperformance or indeed wrongdoing
BUSINESS
Index fund or ETF? How to pick the better passive investment
Exchange traded funds score on costs, while index funds have better liquidity. Here are pointers to choosing the suitable option
BUSINESS
Smaller fund houses more focused on collecting equity assets
The likes of Axis, DSP and Mirae have more equity assets in their mix, while debt dominates for HDFC, ICICI Prudential and Aditya Birla Sun Life.
BUSINESS
Where does the investor feature in Franklin Templeton’s desperate bid to save its reputation?
Harsh penalties by SEBI are needed to dis-incentivise any reason that corroborates low accountability towards the investor
BUSINESS
International funds deliver: How to pick the right global MF scheme
Diversified funds that invest in broad-based US equities or European stocks can be considered. Choosing thematic global funds can result in low returns even over 10 years
BUSINESS
Avoid shuffling your investments based on short-term inflation trends
Inflationary trends are visible again in the economy. Ignoring short-term spikes in price rise is good for your portfolio. Stick to your long-term asset allocation
BUSINESS
Value and thematic funds are back in focus: Should you invest in them?
The recent market rally has propelled out-of-favour stocks and themes of earlier times. Should investors go for funds that invest in such stocks?
BUSINESS
Explained: All about investing directly in government securities
Investors can trade through the exchanges and also participate in primary issuances directly through their Retail Direct account
BUSINESS
Why costs matter more in mutual fund direct plans
A number of asset managers are now putting more resources behind servicing and sourcing of direct investors
BUSINESS
Is the post-Budget market rally sustainable?
An unexpectedly simple, transparent and growth-focused budget pushed stock prices up sharply
BUSINESS
Sensex at 50,000, it is time to rebalance your portfolio
Equity markets are rising because of a flush of money chasing stocks. But domestic investors have been taking money off the table
BUSINESS
Why value funds aren’t strictly going by valuations
Value-styled funds don’t just pick stocks with a low price-earnings ratio
BUSINESS
The banality of Sensex’s 55,000 December 2021 target
The hope fuelled rally rests on effective vaccination of a population of 1.3 billion in early 2021 and that magically the vaccine will also provide employment, infrastructure development, efficient capital allocation and capacity utilization to take the economy back to a path of strong growth
PERSONAL-FINANCE
Personal Finance | Three traits to know about your fund manager
A good fund manager needs to be consistent, take calculated risks and stay in one fund house for enough time to make a difference to returns
BUSINESS
4 mistakes to avoid in the current equity market
You could space out your investments with the help of systematic investment plans in stocks and mutual funds
