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Lisa Barbora

moneypuzzle.in

Did your balanced advantage fund protect you from volatility last year?

BUSINESS

Did your balanced advantage fund protect you from volatility last year?

BAFs may be marketed as an antidote to volatility (while still making money), but don’t judge them on the basis of just one year’s performance.

Personal Finance: A life insurance policy or fixed income investment? What to choose? 

BUSINESS

Personal Finance: A life insurance policy or fixed income investment? What to choose? 

Guaranteed life insurance plans may be a neat fit in retirement or estate planning where stable returns or passing on wealth to the next generation are being considered 

Personal Finance: How will our capital markets move in 2023?

BUSINESS

Personal Finance: How will our capital markets move in 2023?

After unprecedented events such as COVID-19 and war, India’s equity and bond markets could do well in 2023, but investors must be mindful of risks

Edelweiss Financial Services NCD offers attractive rates

BUSINESS

Edelweiss Financial Services NCD offers attractive rates

Interest rates range from 9 to 10.45%, with tenures from 2 years to 10 years on Edelweiss Financial Services’ non-convertible debentures. For those seeking a fixed and regular income, NCDs are good, but most, including this one from Edelweiss, comes with some credit risk.

Did your large-cap equity fund get left behind in 2022?

BUSINESS

Did your large-cap equity fund get left behind in 2022?

While some large-cap funds did well this year, many did not. But switching your funds now would be akin to driving looking at the rear-view mirror.

Personal Finance: How did your financial investments perform in 2022?

BUSINESS

Personal Finance: How did your financial investments perform in 2022?

It’s that time of the year when, along with holiday plans, it’s also time to evaluate your portfolio. How did different asset classes perform? What's one important learning to implement in 2023

Personal Finance: Who needs a travel budget anyway? 

BUSINESS

Personal Finance: Who needs a travel budget anyway? 

Whether you plan for a Rs 20 lakh holiday or a Rs 2 lakh holiday – planning and booking in advance is what can stretch your rupee and save you last minute steep spends on potential upsets in the plan

Will REITs make a comeback after COVID-19?

BUSINESS

Will REITs make a comeback after COVID-19?

Investors in the IPOs of REITS have gained anywhere between 9-14 percent in total returns since the IPO listing. This is below expectations, but COVID-19 and the Work-From-Home practice it triggered spoiled the party. Now that COVID-19 is on the wane, will REITs rebound?

Personal Finance: Is your PMS fund manager doing a great, middling or poor job?

BUSINESS

Personal Finance: Is your PMS fund manager doing a great, middling or poor job?

It’s difficult to gauge fund manager performance in a PMS, due to disparity in composition and benchmarks. But it can be done

Nifty at record high: Is it time to stop your equity fund SIPs?

BUSINESS

Nifty at record high: Is it time to stop your equity fund SIPs?

Investing at market peaks at the dotcom bubble in 2000 and the global market highs of 2007 would have given good results, had you stayed invested. But you get better returns if you keep some cash aside to jump in at every correction.

Personal Finance: Overseas investments do not always hedge against a weak rupee

BUSINESS

Personal Finance: Overseas investments do not always hedge against a weak rupee

Gains from overseas investments may not offset exchange rate losses because of short term volatility both in foreign exchange rates and asset values

35 smart-beta funds: How to choose the one that works for you?

BUSINESS

35 smart-beta funds: How to choose the one that works for you?

Smart-beta funds add a layer of active fund management over passive market indices. But just like thematic funds, one smart-beta can be quite different from another.

Personal Finance | Three things that help set realistic returns from equities

BUSINESS

Personal Finance | Three things that help set realistic returns from equities

Invest in equities for the long term and peg your return expectation to the nominal GDP growth of the region

Personal Finance | How to entrust smooth transfer of assets across generations

BUSINESS

Personal Finance | How to entrust smooth transfer of assets across generations

Creating a Trust is one way of avoiding disputes over multi-generational transfer of wealth, but it is more complex than drafting a simple Will

Why coins could be your choice of gold this Diwali

BUSINESS

Why coins could be your choice of gold this Diwali

Dhanteras and Diwali are big occasions to buy gold. If your intention is to accumulate gold to convert it into jewellery later, or you think you may sell it sometime in the future, gold coins are a better alternative; they are purer than gold jewellery and fetch you a better price.

NHAI Infra InVIT NCD issue: should you invest?

BUSINESS

NHAI Infra InVIT NCD issue: should you invest?

The issue can be of appeal to those with a long-term investment horizon. Be mindful of the taxes though. And plan for a partial allotment.

Edelweiss Financial Services NCD opens today. Should you invest?

BUSINESS

Edelweiss Financial Services NCD opens today. Should you invest?

A double-digit yield is on offer with Edelweiss Financial Services Limited’s latest non-convertible debenture issue. You can earn up to 10.09% a year by investing in a 10-year bond.

Personal Finance: PE funds are ballooning, but so are the risks

BUSINESS

Personal Finance: PE funds are ballooning, but so are the risks

Equity mutual funds can underperform, PE funds can fail totally. Various stages of funding a business entail varying risk-return profiles

What do global REITs offer… And, what they certainly do not

BUSINESS

What do global REITs offer… And, what they certainly do not

A REIT invests your money in real-estate and is designed to earn you a regular yield in the form of dividend or interest. The US and Singapore offer the most choice in REITs. India has mutual funds that offer you a slice of global REITs, but there’s a reason why returns have been subdued so far.

Personal Finance: Why chasing FIIs may not be prudent for retail investors

BUSINESS

Personal Finance: Why chasing FIIs may not be prudent for retail investors

The objectives of retail investors and FIIs are very different

Can a balanced advantage fund substitute a large-cap fund in your portfolio?

BUSINESS

Can a balanced advantage fund substitute a large-cap fund in your portfolio?

Returns from balanced advantage funds can be quite competitive with large-cap funds across market cycles, despite holding far less equities and lesser risks. That isn’t bad news for pure equity large-cap funds, though, shows a Moneycontrol study.

Personal Finance | Why long term debt investors should evaluate these funds for their portfolio

BUSINESS

Personal Finance | Why long term debt investors should evaluate these funds for their portfolio

Target maturity funds and fixed maturity plans are passive in nature but offer predetermined returns with capital stability, good to achieve long term goals

New overseas investment rules bring clarity for individuals

BUSINESS

New overseas investment rules bring clarity for individuals

Resident Indian individuals now have wider access to investing in overseas entities within limits set by the central bank

Loan apps can be potent killers. How to avert the traps and borrow responsibly?

BUSINESS

Loan apps can be potent killers. How to avert the traps and borrow responsibly?

Taking a loan is not bad, if you really need the money and you repay responsibly. The problem comes when you start borrowing for items you do not really need.