BUSINESS
Personal Finance: Domestic investors could ride on global winds in favour of Indian equities
While rising global investor demand for Indian equities may keep front-line indices resilient amid global uncertainty, elevated multiples increase portfolio risk Lisa Pallavi Barbora
BUSINESS
Personal Finance: Wealth preservation needs your attention too
Taking investment risk through financial assets instead of the business itself is often a safer approach, albeit not as remunerative at times
PERSONAL-FINANCE
Personal Finance: Is there a shift in demand from natural to lab-grown diamonds?
The writing is on the wall, demand for natural diamonds is coming down dramatically
BUSINESS
Currency or cards, which one to use for your overseas vacation?
While the Tax Collection at Source (TCS) does make it easier to decide between the two, that is not the only factor travellers must weigh before making a decision
BUSINESS
Personal Finance: A depreciating rupee is more worrisome than high domestic equity prices
A depreciating INR (against the USD) has several implications, rising domestic inflation being the most worrying
BUSINESS
Personal Finance: Sentiment booster is key to REITs gaining popularity. Here’s why
Investors must be prepared to own REITs with a decadal outlook and tone down return expectations to steady, stable yield rather than mere capital gains
BUSINESS
It’s time to throw gender bias out in personal finance!
Conversing about money at home; discussing finances openly with your parents, spouse and children alerts you to the gaps in planning
BUSINESS
Personal Finance: How do you verify the investing advice you get?
There is no fool proof way of establishing trust. You must be extremely cautious and start by asking some probing questions
BUSINESS
Personal Finance: Travel insurance to the rescue?
It pays to know what your travel insurance policies cover or don’t include. Dive into the fine print before cancelling
BUSINESS
Personal Finance | Inequality will widen until giving becomes a part of personal finances
With a growing population, the need for redistribution of wealth is greater today that before. Making giving part of your financial plan puts it on par with other financial decisions
BUSINESS
Personal Finance | Equities win hands down in 2023, will they score in 2024 too?
Most market experts are talking about a 2024 calendar year-end target of around 23,500-24,500 for Nifty 50!
BUSINESS
Personal Finance | Make hay while the sun shines
There are myriad risks to the BSE Sensex scaling higher as it inches closer to 70K, which are being masked by near-term positive factors
BUSINESS
Personal Finance: How behavioural traits can influence your investing journey
Consistent behaviour means following through to the outcome you have defined, regardless of any external or internal changes
BUSINESS
Personal Finance | How much risk is too much risk?
Price and default risk don’t affect your emotional and financial situation alone, but liquidity as well
BUSINESS
Juggling multiple credit cards? Here are ways to strike the perfect balance
There are several benefits that you can derive from having more than one card, including using them as backup and for efficient cashflow management, but these can easily backfire if you don’t have the highest level of financial discipline and responsibility
BUSINESS
Personal Finance: Are you caught in a small-cap investing dilemma?
Not all small-cap stocks are penny stocks, which are small in value (price), illiquid and susceptible to price manipulation
BUSINESS
Mutual fund SIPs are growing, but why do people withdraw so soon?
AMFI data suggests that of the total mutual fund assets held by individual investors in equity-oriented schemes, on average, 48 percent is redeemed within two years. This appears to run contrary to the narrative of increased SIP inflows.
BUSINESS
Personal Finance: Is it worth splurging on haute couture handbags?
The perception of quality and status plays a key role in driving demand for luxury handbags among the rising affluent class India
BUSINESS
Personal Finance: Understanding the approach to ace equity investing
The human subjectivity in stock selection often leaves fundamental investing open to biases, making return outcomes just as undesirable as those that rely on statistics
BUSINESS
The race for returns: How active largecap funds are acing the game
A broader-based market recovery on the back of good earnings has provided the much-needed shot to active fund managers of late, helping large caps recover
BUSINESS
Are market-linked debentures worth your money?
InCred Money has launched a market linked debenture issue for retail investors, which aims to offer equity market participation with 100 percent principal protection and a minimum assured 14 percent return at maturity. This — and all other MLDs — come with fine details that investors must be aware of.
BUSINESS
Personal Finance: What’s the right asset allocation to play an elevated interest rate situation?
Debt returns have risen and narrowed the premium earned by equity. A window of opportunity has opened to lock in to higher yields but stay mindful of the the risks
BUSINESS
How Recurring Deposits are a smart option without risking the capital
RDs are best for creating short-term emergency funds. In the current high interest rate regime coupled with capital safety, RDs can be a good investment option.
BUSINESS
Personal Finance: As equities rally, should you take the FII bait?
The US sovereign debt downgrade isn’t seen as a panic event, but it’s something to track in the near to medium term
